Indian Railway Finance Corporation Ltd

Large Cap

Finance Sector

reflects a positive outlook for the share price

reflects a neutral outlook for the share price

reflects a negative outlook for the share price

The analysts information is for reference only and does not\n  represents an investment recommendation.

Analyst recommendation reflect the views of analysts who follow and write research reports.

Company Information is an introduction to the company’s business that details what it sell, how it was founded, what their mission is, how they manufacture or source their products, and why they serve customers.

IRFC plans to maintain borrowing costs below G-sec rates while raising Rs 70,000 crore in FY27. The company has diversified its lending and exceeded its FY26 target.

IRFC Targets Lower Borrowing Costs with Fundraising - 18 Mar, 2026

IRFC successfully completed an ECB roadshow in Taipei and Hong Kong to secure funding for railway projects. Additionally, it declared a second interim dividend of Rs 1.05 per share.

IRFC Announces Dividend and Successful Funding Roadshow - 13 Mar, 2026

Indian Railway Finance Corporation announces a second interim dividend of Rs 1.05 per share for FY26, alongside a Rs 70,000 crore borrowing plan for FY27 to support infrastructure expansion.

IRFC Declares Dividend Amid Strong Earnings Growth - 09 Mar, 2026

IRFC successfully completed an ECB roadshow in Tokyo to diversify funding, while also facing ₹9.77 lakh fines from BSE and NSE for board compliance issues.

IRFC Faces Fines While Expanding Funding Sources - 28 Feb, 2026

The IRFC board will meet on March 9 to discuss a second interim dividend for FY26 and market borrowing for FY27. Meanwhile, the government's share sale offer faced low retail participation, leading to undersubscription.

IRFC Board Meeting and Tepid Share Sale Results - 27 Feb, 2026

IRFC's offer-for-sale (OFS) opens for retail investors, but the government will not exercise the oversubscription option. Despite a record quarterly profit, analysts advise caution due to high valuations and recent stock pressure.

IRFC Faces Caution Amid OFS and Loan News - 26 Feb, 2026

IRFC shares dropped over 4% following the government's 2% stake divestment announcement. Experts advise caution as the stock consolidates, while IRFC secures a USD 400 million loan.

IRFC Faces Decline Amid Stake Sale and Caution - 25 Feb, 2026

The Indian government plans to divest up to 4% of its stake in Indian Railway Finance Corporation (IRFC) through an Offer for Sale (OFS) starting Wednesday, with a floor price set at Rs 104 per share. This move could raise approximately Rs 5,430 crore if fully subscribed.

Government to Divest 4% Stake in IRFC - 24 Feb, 2026

Price to Earnings Ratio or Price to Earnings Multiple is the ratio of the share price of a stock to its earnings per share (EPS). It provides an indication of whether a stock at its current market price is expensive or cheap.

The price/earnings-to-growth ratio, or the PEG ratio, is a metric that helps investors value a stock by taking into account a company's market price, its earnings, and its future growth prospects.

Enterprise value (EV) is the total value of a company, defined in terms of its financing. It includes both the current share price (market capitalization) and the cost to pay off debt (net debt, or debt minus cash).

Alpha measures the amount that the investment has returned in comparison to the market index or other broad benchmark that it is compared against.

Beta measures a stock's volatility, the degree to which its price fluctuates in relation to the overall stock market. In other words, it gives a sense of the stock's risk compared to that of the greater market.

Dividend yield measures the quantum of earnings by way of total dividends that investors make by investing in that company.

The debt-to-total-assets ratio shows how much of a business is owned by creditors (people it has borrowed money from) compared with how much of the company's assets are owned by shareholders.

Operating cash flow (OCF) is a measure of the amount of cash generated by a company's normal business operations. Operating cash flow indicates whether a company can generate sufficient positive cash flow to maintain and grow its operations.

This widget shows the information about the stock's peers in consideration along with the different data for those peers so that the user can compare the stock with the other similar stock and invest accordingly.

Promoter holding is the amount of share of the company that is owned by the promoters. The promoters are the company's founders, who hold a majority stake in the company's capital.

A foreign institutional investor (FII) is an investor or investment fund investing in a country outside of the one in which it is registered or headquartered.

A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments, and other securities.

Retail investors execute their trades through traditional or online brokerage firms or other types of investment accounts. Retail investors purchase securities for their own personal accounts and often trade in dramatically smaller amounts as compared to institutional investors.

This widget shows the bifurcation of stocks based on the percentage of stake with the different types of shareholders.

This widget will help value the stock based on the Price to Earning ratio of the stock and compare the valuation with the industry value and other similar stocks. It even shows the timeline of the valuation of the stock and its highest and lowest valuation over time.
A Time Series data is provided which compares the historical stock PE with Industry PE over the period of 5 years.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

In the last 3 years, IRFC has outperformed top 5 stocks with highest market-cap in Corporate Financial Services

This section gives you an insight into why this company has been the best in its industry for the last 3 years.

Best in 3 Years

Mutual Funds have increased holdings from 0.31% to 0.36% in Dec 2025 quarter

This section gives you an insight into how the Mutual Funds Holding has changed for the stock over last few quarters.

MF Holding Up

Foreign Institutions have increased holdings from 0.97% to 0.98% in Dec 2025 quarter

This section gives you an insight into how the FII Holding has changed for the stock over last few quarters.

FII Holding Up

In the last 3 years, IRFC stock has moved up by 256.0%

This section gives you an insight into the price movement of the stock for the last few quarters.

Price Rise

In the last 1 year, L&T Finance Ltd has given 71.4% return, outperforming this stock by 97.5%

This section gives you an insight into how the peers have performed as compared to this company in the last 1 year.

Against Peers

Promoters holdings remained unchanged at 86.36% of holdings in Dec 2025 quarter

This section gives you an insight into how the Promoter Holding has changed for the stock over the last few quarters.

Promoter Holding Unchanged

Retail Investor have decreased holdings from 11.18% to 11.11% in Dec 2025 quarter

This section gives you an insight into how the Retail Investors Holding has changed for the stock over last few quarters.

Retail Holding Down

Nifty PSE

S&P BSE Infra.

Nifty100 Eq Weig

BSE 200

S&P BSE Fin. Ser

NIFTY 100

S&P BSE CPSE

Nifty Next 50

Nifty 200

S&P BSE PSU

Nifty LargeMidcap 250

S&P BSE 100 LargeCap TMC

S&P BSE 250 LargeMidCap

BSE 500

Nifty 500

ICICI Prudential Nifty Next 50 Index Fund Direct Plan Growth

UTI Nifty Next 50 Index Fund Direct Growth

HDFC NIFTY Next 50 Index Fund Direct Growth

SBI Nifty Next 50 Index Fund Direct Growth

DSP Nifty Next 50 Index Fund Direct Growth

Indian Railway Finance Corporation Ltd’s net profit jumped 10.52% since last year same period to ₹1,802.19Cr in the Q3 2025-2026. On a quarterly growth basis, Indian Railway Finance Corporation Ltd has generated 1.42% jump in its net profits since last 3-months.

Indian Railway Finance Corporation Ltd Earnings Results

In the quarter ending December 2025, Indian Railway Finance Corporation Ltd has declared dividend of ₹1.05 per share on 09 Mar 2026 - translating a dividend yield of 4.16%.

Name	Value	Action
MACD level (12,26)	-0.06	Bearish
CCI (20)	266.53	Bearish
RSI (14)	44.27	Neutral
Momentum (10)	0.01	Bullish
ADI (14)	24.17	Neutral
Ultimate Oscillator (7,14,28)	23.59	Bearish

Name	Value	Action
SMA (20)	94.69	Bearish
EMA (20)	94.66	Bearish
VWMA (20)	94.63	Bearish
SMA (50)	94.72	Bearish
EMA (50)	94.75	Bearish
SMA (200)	95.13	Bearish
EMA (200)	95.12	Bearish
KAMA (200)	94.82	Bearish
DEMA (200)	94.75	Bearish

Indian Railway Finance Corporation Ltd (IRFC)

Summary

Overall

Oscillators

Moving Averages