Indian Railway Finance Corporation Ltd
₹80.00
as on
What are INDmoney investors doing with Indian Railway Finance shares?
Based on platform-user behaviour - not analyst opinion or company fundamentals.
Search interest on INDmoney
-42%
Searches for Indian Railway Finance on INDmoney have decreased by 42% over the last 30 days.
Investment activity on INDmoney
+3.35%
Investment activity in Indian Railway Finance among INDmoney users has increased by 3.35% over the last 30 days.
Among the most traded stocks
452nd
Indian Railway Finance was the 452nd most traded stock on INDmoney over the last 7 days.
Among the most watchlisted stocks
9th
Indian Railway Finance was the 9th most watchlisted stock on INDmoney over the last 7 days.
Average holding period of indmoney investors
220 days
INDmoney investors hold Indian Railway Finance shares for an average of 220 days.
Key Events for Indian Railway Finance
Indian Railway Finance Stock Performance
as on September 22, 2026 at 9:31 pm IST
Day's Low
Day's High
₹79.80₹80.80
0.25%
Downside
1.00%
Upside
52 Week's Low
52 Week's High
₹78.16₹137.172.30%
Downside
71.46%
Upside
Indian Railway Finance share price movements today
- Previous Close
- ₹80.22
- Open
- ₹80.51
- Volume
- 48.14L
- Upper Circuit
- ₹82.38
- Lower Circuit
- ₹77.60
- Day's Low - High
- ₹79.80 - ₹80.80
- 52 Week Low - High
- ₹78.16 - ₹137.17
Indian Railway Finance Historical Returns
- 1 Month Return
- -6.97 %
- 3 Month Return
- -18.92 %
- 1 Year Return
- -37.15 %
- 3 Year Return
- + 4.17 %
- 5 Year Return
- + 257.14 %
Indian Railway Finance Fundamentals
as on September 22, 2026 at 4:01 pm IST
Market Cap
₹1,04,548.05 Cr
Return on Equity (ROE)
12.81
PE Ratio (TTM)
14.55
Return on capital employed (ROCE)
5.64
Industry PE ratio
24.62
Beta (LTM)
1.34
P/B Ratio
2.01
Dividend Yield
0PEG Ratio
37.3
Quarterly Earnings Growth YOY
10.4
EPS (TTM)
0Book Value
0Indian Railway Finance Stock Valuation
as on September 22, 2026 at 4:01 pm IST
Indian Railway Finance in the last 5 years
Lowest (4.11x)
June 30, 2022
Today (14.55x)
September 22, 2026
Industry (24.62x)
September 22, 2026
Highest (44.10x)
July 12, 2024
Today’s Price to Earnings Ratio: 14.55x
Indian Railway Finance Technical Analysis
Track how Indian Railway Finance technical analysis has moved over time to understand its trends.
Technicals Summary
Bearish
Neutral
Bullish
Moving Averages
Bearish
Neutral
Bullish
Oscillators
Bearish
Neutral
Bullish
Overall
Oscillators
Name | Value | Action |
|---|---|---|
MACD level (12,26) | -0.07 | Bullish |
CCI (20) | -46.62 | Neutral |
RSI (14) | 35.36 | Neutral |
Momentum (10) | 0 | Neutral |
ADI (14) | 47.76 | Neutral |
Ultimate Oscillator (7,14,28) | 5.99 |
Moving Averages
Name | Value | Action |
|---|---|---|
SMA (20) | 79.87 | |
EMA (20) | 79.87 | |
VWMA (20) | 79.83 | |
SMA (50) | 80.02 | |
EMA (50) | 79.97 | |
SMA (200) | 80.02 | |
EMA (200) | 80.05 | |
KAMA (200) | 79.93 | |
DEMA (200) | 79.96 |
Indian Railway Finance Corporation Ltd vs Peer Comparison
Compare market cap, revenue, PE, and other key metrics of Indian Railway Finance with its industry peers.
Company | Analyst View | Market Cap(in ₹ Cr) | 5 Year CAGR | Debt to Asset Ratio | Net Profit(in ₹ Cr) | Yearly Revenue(in ₹ Cr) |
|---|---|---|---|---|---|---|
| 1,04,548.05 | 51.43% | 0.00 | 7,009 | 27,284 | ||
| BUY | 80,866.31 | 32.7% | 0.93 | 16,308 | 59,586 | |
| BUY | 1,14,117.52 | 42.53% | 0.94 | 33,625 | 1,15,449 | |
| NA | 17,275.03 | 19.01% | 0.50 | 4,243 | 154 |
Market expectation of Indian Railway Finance Stock
Common consensus of the market based on various publicly available news, publications,brokerage expectation and market data
0.00%
Buy
0.00%
Hold
100.00%
Sell
Indian Railway Finance Corporation Ltd Quarterly Profit & Loss
Figures in Rupees Crores
Indian Railway Finance Corporation Ltd Annual Profit & Loss
Figures in Rupees Crores
Indian Railway Finance Corporation Ltd Cash Flow
Figures in Rupees Crores
Mutual Funds Buying / Exiting Indian Railway Finance
Holdings as of 15 Sep 2026 · based on the latest SEBI-mandated portfolio disclosures
Mutual Funds Buying Indian Railway Finance
Sorted by largest increase in holding, month-over-month.
Fund Name | Value of Holding | Increase (MoM) | Holding % |
|---|---|---|---|
 UTI Nifty Next 50 Index Fund Direct Growth | ₹47.83 Cr | ₹1.31 Cr (+2.83%) | 0.66% |
 ICICI Prudential Nifty Next 50 Index Fund Direct Plan Growth | ₹64.06 Cr | ₹1.14 Cr (+1.81%) | 0.66% |
 Groww Nifty India Railways PSU Index Fund Direct Growth | ₹10.88 Cr | ₹0.77 Cr (+7.63%) | 18.93% |
 SBI Nifty Next 50 Index Fund Direct Growth | ₹15.02 Cr | ₹0.67 Cr (+4.70%) | 0.66% |
 HDFC NIFTY Next 50 Index Fund Direct Growth | ₹17.17 Cr | ₹0.34 Cr (+2.04%) | 0.66% |
Mutual Funds Exiting Indian Railway Finance
Sorted by largest decrease in holding, month-over-month.
No exiting activity data available right now
Indian Railway Finance Corporate Actions
View detailed summary of the earnings and dividend history of Indian Railway Finance.
Indian Railway Finance Corporation Ltd Earnings Results
Indian Railway Finance Corporation Ltd’s net profit jumped 10.4% since last year same period to ₹1,927.21Cr in the Q1 2026-2027. On a quarterly growth basis, Indian Railway Finance Corporation Ltd has generated 14.42% jump in its net profits since last 3-months.
Read More about Earnings ResultsIndian Railway Finance Corporation Ltd Dividends March,2026
In the quarter ending December 2025, Indian Railway Finance Corporation Ltd has declared dividend of ₹1.05 per share on 09 Mar 2026 - translating a dividend yield of 3.93%.
Read More about Dividends
Indices Featuring Indian Railway Finance Stock
Check stock indices that include Indian Railway Finance.
Insights on Indian Railway Finance Corporation Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTRetail Holding Up
Retail Investor have increased holdings from 11.29% to 11.95% in Jun 2026 quarter
- POSITIVE IMPACT
FII Holding Up
Foreign Institutions have increased holdings from 1.17% to 1.18% in Jun 2026 quarter
- POSITIVE IMPACT
MF Holding Up
Mutual Funds have increased holdings from 0.27% to 0.30% in Jun 2026 quarter
NO EFFECTAgainst Peers
In the last 3 years, L&T Finance Ltd has given 147.1% return, outperforming this stock by 140.3%
- NO EFFECT
Against Peers
In the last 1 year, L&T Finance Ltd has given 24.1% return, outperforming this stock by 61.7%
NEGATIVE IMPACTPromoter Holding Down
Promoters have decreased holdings from 84.65% to 82.90% in Jun 2026 quarter
- NEGATIVE IMPACT
Price Dip
In the last 3 months, IRFC stock has moved down by -20.5%
Indian Railway Finance Stock Futures & Options Contracts
View the latest movement in Indian Railway Finance Futures & Options, including strike prices, expiry dates, and percentage changes.
Indian Railway Finance Options
Indian Railway Finance Futures
About Indian Railway Finance Corporation Ltd
Indian Railway Finance Corporation Ltd, or IRFC, is the dedicated financing arm of Indian Railways. It raises funds and finances rolling stock, railway infrastructure, and other railway-related assets.
The company's business is linked to railway capital expenditure and government-backed financing needs.
How does Indian Railway Finance Corporation Ltd make money?
IRFC earns revenue mainly from lease income and interest income on assets financed for Indian Railways and related entities. Revenue usually grows when assets under management, loan books, transaction volumes or financial service usage increase. For IRFC, the strength of demand and the efficiency of delivery decide how much of this revenue supports profit growth.
What drives Indian Railway Finance Corporation Ltd share price?
IRFC shares are driven by loan book growth, spreads, borrowing costs, railway capex, and dividend expectations. Investors track asset growth, cost of funds, government support, and stability of returns. Investor sentiment is shaped by market conditions, regulatory changes, asset quality, fee income and the ability to grow without excessive risk.
What are the key revenue drivers for Indian Railway Finance Corporation Ltd?
Revenue depends on railway capex, disbursements, spreads, and borrowing costs. A larger customer base, stronger distribution and higher repeat usage can improve revenue visibility over time. For IRFC, these drivers matter because they influence both top-line growth and operating performance.
What could drive long-term value for Indian Railway Finance Corporation Ltd?
The key value drivers are stable railway-linked cash flows, low credit risk, loan growth, and efficient borrowing. Long-term value depends on continued railway investment and maintaining healthy spreads. Scale, trust, risk control and steady fee or spread income are important for long-term value creation.
| Organisation | Indian Railway Finance Corporation Ltd |
| Headquarters | New Delhi |
| Industry | Finance |
| CEO | Shelly Verma |
| E-voting on shares | Click here to vote |
FAQs
What is Indian Railway Finance share price today?
Indian Railway Finance share price today stands at ₹80 as on at the close of the market. Indian Railway Finance share today touched a day high of ₹80.8 and a low of ₹79.8.
What is the 52 week high and 52 week low range for Indian Railway Finance share?
Indian Railway Finance touched a 52 week high of ₹137.17 and a 52 week low of ₹78.16. Indian Railway Finance share price today i.e. is closed at ₹80, which is -41.68% down from its 52 week high and 2.35% up from its 52 week low.
What is Indian Railway Finance's market capitalisation today?
Indian Railway Finance market capitalisation is ₹1,04,548.05 Cr as on .
How to buy Indian Railway Finance shares?
To buy Indian Railway Finance shares, you need to follow these steps:
- Open a Demat account and Trading account on INDmoney
- Fund your Trading account
- Search for IRFC or Indian Railway Finance Corporation Ltd on the INDmoney app to check live prices of the stock
- Click on Buy or SIP to place an order to invest in Indian Railway Finance shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.
What is Indian Railway Finance trading volume today?
Indian Railway Finance trading volume is 48.14L as on . This means that 48.14L shares of Indian Railway Finance were bought and sold on the stock market during today's trading session.
What are INDmoney investors doing with Indian Railway Finance shares right now?
Based on aggregated, anonymised INDmoney platform data, search interest in Indian Railway Finance has decreased while investment activity has increased over the past 30 days, and the average INDmoney investor holds the stock for 220 days. This reflects platform activity only and is not investment advice.
How does IRFC generate revenue?
IRFC makes revenue via interest on loans to the railway companies and lease rentals from financing assets such as wagons, coaches, and locomotives for Indian Railways.
What is the total asset of IRFC?
IRFC recorded total assets of ₹4,88,835 crore in FY25, a 0.77% rise as compared to ₹4,85,082 crore in FY24.
Who owns IRFC?
As of March 2025, the President of India, acting through MoR, owns 86.36% shares while FIIs and DIIs hold 0.98% and 1.34% stake, respectively.
What returns has IFRC generated?
In the last three years, IRFC share price has surged 76.32% as of May 8, 2025. If someone had invested ₹10,000, it would have become ₹17,632 to date.