IRFC Share Price (IRFC)
Check the latest share price of IRFC, along with the price target, peer comparison, quarterly results, recent news, expert analysis, shareholding pattern, and other key fundamentals to make informed investment decisions.
as on 11:21AM, 08 Jul 2025
NSE
IRFC Stock Performance
Get live IRFC share price, day's high and low, historical returns, and market stats.
Day's Low
Day's High
₹137.22Day's Price Range₹139.3952 Week's Low
52 Week's High
₹108.0452-Week Price Range₹229
| Returns % | |
| 1 Month Return | -5.73 % |
| 3 Month Return | + 11.36 % |
| 1 Year Return | -31.42 % |
| 3 Year Return | + 594.44 % |
| 5 Year Return | + 458.63 % |
| Market Stats | |
| Previous Close | ₹138.54 |
| Open | ₹137.54 |
| Volume | 31.75L |
| Upper Circuit | ₹152.39 |
| Lower Circuit | ₹124.68 |
IRFC Fundamentals & Key Indicators
Check IRFC market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.
Market Cap
₹1,81,051.08 Cr
Return on Equity (ROE)
13.66
PE Ratio (TTM)
0Return on capital employed (ROCE)
5.73
Beta (LTM)
1.28
P/B Ratio
3.78
Dividend Yield
0PEG Ratio
0Quarterly Earnings Growth YOY
-2.06
EPS (TTM)
0Sector
Finance
Book Value
0Technical Analysis
Bearish
View Technical Analysis
How to invest in IRFC?
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For example: You can buy 10 shares of IRFC or start an SIP based on the market price on each investment date.
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IRFC Stock's Interest Amongst Investors
IRFC Stock Recommendation
Get updated buy, sell, and hold recommendations by analysts on IRFC.
based on 1 analysts
0.00%
Buy
0.00%
Hold
100.00%
Sell
100% of analysts recommend a 'SELL' rating for IRFC. Average target price of ₹50
Source: S&P Global Market Intelligence
IRFC Share Price Target
Get share price movements and forecasts by analysts on IRFC.
IRFC price forecast by 1 analysts
Downside of-63.91%
High
₹50
Target
₹50.00
Low
₹50
IRFC target price ₹50, a slight downside of -63.91% compared to current price of ₹137.41. According to 1 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
IRFC revenue growth forecast
Expected growth rate Q1, FY2026:0
Forecast
Actual
Including amortisation and stock based compensations
IRFC EPS growth forecast
EPS estimate Q1, FY2026:0
Forecast
Actual
Source: S&P Global Market Intelligence
IRFC Financial Results
Get the annual and quarterly financial summary of IRFC, including revenue, profit, loss and more.
Indices Featuring IRFC Stock
Check stock indices that include IRFC.
IRFC Earnings and Dividends
View detailed summary of the earnings and dividend history of IRFC.
Indian Railway Finance Corporation Ltd Earnings Results
Indian Railway Finance Corporation Ltd’s net profit fell -2.06% since last year same period to ₹1,681.87Cr in the Q4 2024-2025. On a quarterly growth basis, Indian Railway Finance Corporation Ltd has generated 3.14% jump in its net profits since last 3-months.
Read More about Earnings ResultsIndian Railway Finance Corporation Ltd Dividends March,2025
In the quarter ending December 2024, Indian Railway Finance Corporation Ltd has declared dividend of ₹0.80 - translating a dividend yield of 1.66%.
Read More about Dividends
IRFC Shareholding Pattern
View the shareholding pattern breakup of promoters, FIIs, DIIs, and retail investors in IRFC.
| Investors | Holdings % | Quarterly Trend | 3M change |
|---|---|---|---|
| Promoter Holdings | 86.36% | 0.00 | |
| Foreign Institutions | 0.98% | 0.00 | |
| Mutual Funds | 0.21% | 0.00 | |
| Retail Investors | 11.32% | 0.00 | |
| Others | 1.13% | 0.00 |
IRFC vs Peers
Compare market cap, revenue, PE, and other key metrics of IRFC with its industry peers.
Company | Analyst View | Market Cap(in ₹ Cr) | 5 Year CAGR | Debt to Asset Ratio | Net Profit(in ₹ Cr) | Yearly Revenue(in ₹ Cr) |
|---|---|---|---|---|---|---|
| 1,81,051.08 | 91.73% | 0.95 | 6,412 | 26,645 | ||
| BUY | 1,03,117.05 | 76.92% | 0.93 | 14,145 | 47,517 | |
| BUY | 1,35,799.19 | 101.75% | 0.92 | 26,461 | 91,691 | |
| NA | 17,275.03 | 86.64% | 0.50 | 4,243 | 154 |
IRFC News & Key Events
Latest news and events in one place to help you make informed investing decisions in IRFC.
IRFC Trading Window Closure Ahead of Results - 27 Jun, 2025
Indian Railway Finance Corporation (IRFC) has announced the closure of its trading window from July 1, prior to its Q1 FY26 results, reopening 48 hours post-board meeting.IRFC Pursues Growth Amid Positive Market Sentiment - 23 Jun, 2025
IRFC is diversifying its funding strategies and targeting new projects to enhance margins. Recent RBI policy changes have sparked renewed investor interest, boosting share prices.IRFC Shares Surge Following RBI Financing Guidelines - 20 Jun, 2025
On June 20, 2025, shares of Indian Railway Finance Corporation (IRFC) gained attention as the RBI finalized new project financing guidelines, boosting investor interest.IRFC Shares Decline Amid Investor Activity - 19 Jun, 2025
Indian Railway Finance Corporation shares experienced a decline of 2.02% to Rs 135.04, reflecting notable investor activity. The stock is part of key indices.IRFC Expands Financing to Metro Projects - 17 Jun, 2025
Indian Railway Finance Corporation (IRFC) is set to finance metro rolling stock projects, aiming for higher net interest margins. The financing requirement for rail infrastructure is substantial, with IRFC's assets under management at ₹4.60 lakh crore and a net interest income of ₹6,568.9 crore for FY 2024-25.IRFC Shares Show Stability Amid Market Volatility - 16 Jun, 2025
Indian Railway Finance Corporation (IRFC) shares are trading positively, showing signs of stability. Analysts suggest a potential upward move if key resistance levels are crossed.IRFC Signs ₹5,000 Crore Loan Agreement with NTPC - 12 Jun, 2025
Indian Railway Finance Corporation Ltd (IRFC) has signed a ₹5,000 crore loan agreement with NTPC Ltd to support capacity expansion, marking a shift towards broader infrastructure financing beyond traditional railway projects. This deal signifies IRFC's strategy to diversify its funding focus and mobilize cheaper funds for infrastructure development.IRFC and Railway Stocks See Significant Market Surge - 09 Jun, 2025
The market capitalisation of Indian Railway Finance Corporation Ltd (IRFC) and six other railway stocks surged by 20%, totaling ₹61,000 crore in a month.IRFC Shares Show Bullish Momentum and Buy Recommendation - 05 Jun, 2025
IRFC shares closed 3% higher at Rs 145.28, with experts recommending a 'BUY' due to bullish signals and potential targets of Rs 200-225. A breakout above 200-day moving averages indicates strong buying momentum.IRFC Shares Rise Amid Strong Financial Performance - 04 Jun, 2025
On June 4, 2025, Indian Railway Finance Corporation shares increased by 2.11% to Rs 143.78, reflecting bullish investor sentiment. The company reported strong sales growth and a solid net profit margin.IRFC Reports Stagnant Growth Amid New Funding Approval - 29 May, 2025
IRFC's assets under management remained stagnant at ₹4.6 trillion, with a slight net profit increase. The company received Navratna status and approval to raise ₹10,000 crore for infrastructure projects.
Insights on Indian Railway Finance Corporation Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTPrice Rise
In the last 3 years, IRFC stock has moved up by 597.9%
- POSITIVE IMPACT
Best in 3 Years
In the last 3 years, IRFC has outperformed top 5 stocks with highest market-cap in Corporate Financial Services
NO EFFECTAgainst Peers
In the last 1 year, L&T Finance Ltd has given 10.6% return, outperforming this stock by 41.7%
- NO EFFECT
Promoter Holding Unchanged
Promoters holdings remained unchanged at 86.36% of holdings in Mar 2025 quarter
NEGATIVE IMPACTMF Holding Down
Mutual Funds have decreased holdings from 0.24% to 0.21% in Mar 2025 quarter
- NEGATIVE IMPACT
Retail Holding Down
Retail Investor have decreased holdings from 11.39% to 11.32% in Mar 2025 quarter
- NEGATIVE IMPACT
FII Holding Down
Foreign Institutions have decreased holdings from 1.01% to 0.98% in Mar 2025 quarter
About IRFC
Indian Railway Finance Corporation Limited (IRFC), incorporated in 1986, is a Public Sector Undertaking in India's financial services sector. It operates as a Non-Banking Financial Company (NBFC) and an Infrastructure Finance Company, serving as the dedicated financing arm of the Indian Railways. As of March 31, 2025, its Assets Under Management (AUM) stood at approximately ₹4.6 lakh crore. IRFC was conferred 'Navratna' status in March 2025, highlighting its significant scale and operational autonomy. The company plays a crucial role in mobilizing funds for Indian Railways, supporting the acquisition of rolling stock and the development of railway infrastructure. In the fourth quarter of fiscal year 2024-25, IRFC began diversifying its client base to include other entities within the railway ecosystem.
What does Indian Railway Finance Corporation Ltd do?
IRFC's primary activity involves borrowing funds from domestic and international capital markets. These funds are then used to finance the acquisition or creation of assets, which are subsequently leased to the Indian Railways. The financed assets include rolling stock (such as locomotives, wagons, and coaches) and various railway infrastructure components (like track electrification, new lines, and station upgrades). Historically focused on Indian Railways, IRFC expanded its business model in the quarter ended March 31, 2025. It now also lends to other public and private sector entities with links to the railway sector, aiming to tap into new growth areas by financing high-quality assets within the broader railway ecosystem.
Products/Services of Indian Railway Finance Corporation Ltd
Financing of Rolling Stock Assets
IRFC finances the procurement of various types of rolling stock for Indian Railways, including locomotives, passenger coaches, and freight wagons. These assets are acquired by IRFC and then leased to Indian Railways under long-term agreements, forming a core part of its operations. For the fiscal year ended March 31, 2025, financing these assets contributed significantly to its AUM of ₹4.6 lakh crore.
Financing of Railway Infrastructure Projects
The company provides funding for a wide array of railway infrastructure projects. This includes laying new railway lines, doubling tracks, gauge conversion, railway electrification, and developing workshops and bridges. These projects are critical for the modernization and expansion of the Indian Railways network.
Lending to Railway Ecosystem Entities
Initiated in the quarter ended March 31, 2025, this service involves extending financial assistance to other government and private companies linked to the railway supply chain or infrastructure. This includes financing for projects like private freight terminals, railway sidings, and manufacturing facilities for railway components, diversifying IRFC's portfolio.
Future Outlook and Expansion Plans of Indian Railway Finance Corporation Ltd
For the financial year 2025-26, IRFC's Board has approved a fundraising plan of up to ₹60,000 crore. These funds, to be raised via instruments like bonds and loans, will support Indian Railways' capital expenditure, refinance existing debt, and cover general corporate needs. Under its "IRFC 2.0" strategy, the company is actively diversifying its loan portfolio by increasing lending to entities within the railway ecosystem. This initiative, started in Q4 FY25, aims for growth by targeting new, high-quality assets. IRFC also aspires to achieve 'Maharatna' status, building on its 'Navratna' recognition from March 2025, to gain further operational autonomy.
| Organisation | Indian Railway Finance Corporation Ltd |
| Headquarters | New Delhi |
| Industry | Finance |
| CEO | Shelly Verma |
| E-voting on shares | Click here to vote |
Mutual Funds that own IRFC
Check out the Mutual Funds with significant holdings in IRFC.
FAQs
What is IRFC share price today?
IRFC share price today stands at ₹137.41, Open: ₹137.54, Previous Close: ₹138.54, High: ₹139.39, Low: ₹137.22, 52 Week High: ₹229, 52 Week Low: ₹108.04.
What is today's traded volume of IRFC?
Today's traded volume of IRFC is 31.75L. Which means that 31.75L shares of IRFC were bought and sold on the stock market during today's trading session.
What is IRFC's market cap today?
Today's market capitalisation of IRFC is ₹1,81,051.08 Cr. Market cap or market capitalisation is the total value of a company’s outstanding shares in the stock market, calculated by multiplying the current share price by the total number of shares issued by the company.
What is the 52 week high and 52 week low range of IRFC?
IRFC’s 52 week high is ₹229 and 52 week low is ₹108.04. The current share price of IRFC is ₹137.41, which is -40.00% down from its 52 week high and 27.18% up from its 52 week low.
How does IRFC generate revenue?
IRFC makes revenue via interest on loans to the railway companies and lease rentals from financing assets such as wagons, coaches, and locomotives for Indian Railways.
What is the total asset of IRFC?
IRFC recorded total assets of ₹4,88,835 crore in FY25, a 0.77% rise as compared to ₹4,85,082 crore in FY24.
Who owns IRFC?
As of March 2025, the President of India, acting through MoR, owns 86.36% shares while FIIs and DIIs hold 0.98% and 1.34% stake, respectively.
What returns has IFRC generated?
In the last three years, IRFC share price has surged 76.32% as of May 8, 2025. If someone had invested ₹10,000, it would have become ₹17,632 to date.
Why is IRFC share falling?
On the last trading day, July 7, 2025, IRFC's share price closed at ₹138.54, a decrease of 0.51% from its previous close of ₹139.70. The recent pressure on the stock price may be linked to valuation concerns and a bearish analyst outlook. According to analyst ratings, the stock has a target price of ₹50, which suggests a significant potential downside from its current price. This negative forecast, combined with a high Price to Book (P/B) ratio of 3.78 as of July 2025, could be contributing to investor caution and the decline in share price.
Despite the recent price drop, the company's financial performance remains stable. For the quarter ended March 31, 2025, Indian Railway Finance Corporation (IRFC) reported a Total Revenue of ₹6,724 crore and a Profit After Tax (PAT) of ₹1,682 crore. For the full fiscal year ended March 31, 2025, the company's Return on Equity (ROE) was 12.34%. While these operational metrics show a solid foundation, the key risks for investors appear to be the stock's high valuation and the pessimistic outlook from market analysts, which are important factors to consider.
At what price should I buy IRFC share?
Deciding on an entry price for Indian Railway Finance Corporation (IRFC) requires careful consideration of its current valuation and analyst outlook. On the last trading day, July 7, 2025, IRFC's share price closed at ₹138.54, a decrease of 0.50% from the previous close of ₹139.24. For the quarter ended March 31, 2025, the company reported a Total Revenue of ₹6,724 crore and a Profit After Tax (PAT) of ₹1,682 crore. As of July 2025, the stock was trading at a Price to Book (P/B) ratio of 3.78, which suggests a premium over its book value.
When considering a purchase, it is crucial to look at analyst forecasts and associated risks. As of June 2025, 100% of covering analysts have issued a 'Sell' recommendation for IRFC, with a target price of ₹50.00, indicating a significant potential downside from the current price. The stock's performance has also been weak, with a 1-year return of -20.5% as of July 3, 2025. The company's Return on Equity (ROE) for the fiscal year ended March 31, 2024, was 13.66%. Given the bearish analyst sentiment and negative price target, investors should exercise caution.
Why IRFC share is rising?
On the last trading day, July 7, 2025, IRFC's share price closed at ₹138.54, which was a decrease of 0.51% from its previous close of ₹139.24. The recent trend reflects a bearish sentiment, with the stock trading below key moving averages. Factors contributing to this pressure may include its valuation, with a Price to Book (P/B) ratio of 3.78 as of July 2025. However, looking at a broader period, the stock has seen significant gains over the last three years, driven by a positive financial trajectory and strategic diversification beyond its traditional reliance on Indian Railways.
From a financial standpoint, the company's performance remains stable. For the quarter ended March 31, 2025, IRFC reported a Total Revenue of ₹6,724 crore and a Profit After Tax (PAT) of ₹1,682 crore. For the full fiscal year ended March 31, 2024, the company's Return on Equity (ROE) was 13.66%. Despite these stable results, investors should note the risks. The current analyst consensus from a single rating points to a target price of ₹50, suggesting a potential downside from the current price, which indicates a cautious outlook on the stock's future performance.