INDmoney Features
INDmoney is the operating system for your money, connecting how you invest, track, and analyse money. Track what you own, what you owe, how your investments are performing, where your risks are building, and what needs attention across your and your family's net worth.
Unified
Net Worth View
Advanced
Trading Tools
Free
Income Tax Filing
Smart
Portfolio Analytics
Track Your Net Worth
Bring assets, liabilities, goals, and family wealth into a single net worth view.
Link your savings account and see your bank balance along with your net worth.
Link demat accounts from other brokers and view total stock holdings in one place.
Import mutual funds bought through other brokers and track them in one place.
Link your EPFO accounts to see your provident fund balance and contributions.
Track vesting schedules and current value of employee stock options.
See due dates and balances counted as liabilities in your net worth.
Set financial goals and link them to your investments and track progress.
Track your NPS directly through INDmoney to save tax.
Track Your Family's Net Worth Together
Add family members and see your combined net worth as a family in one place. Now, plan and grow your household's wealth together.
Understand Portfolio Performance
Go beyond portfolio value to understand your returns.
Analyse your Indian stock holdings across brokers.
Track your US stock returns and their performance in INR and USD.
Track mutual fund performance across INDmoney and external holdings.
File Taxes Seamlessly
Get investment tax reports in one place and file your ITR with auto-filled data.
A consolidated tax report mapping every gain, loss and dividend to the correct ITR schedule.
File your ITR for free with automatic computation for stocks, mutual funds, US stocks and F&O.
Ask Claude About Your Portfolio
Once your money is tracked on INDmoney, INDmoney MCP lets Claude answer questions using your real portfolio data. Ask about allocation, returns, holdings, exposure, liabilities or goals in plain English.
Why Choose INDmoney?
Quick Onboarding
Register yourselves and activate your Demat + Trading A/c online in minutes.
Paperless process
Open a free Demat account with just your PAN, Aadhaar and eKYC.
Zero AMC
Maintain your INDmoney account without paying any annual maintenance charges.
Trade & Invest From One App
Open a free account to track, invest and manage your money in one place.
Frequently Asked Questions (FAQ)
No. Investing is one part of INDmoney. INDmoney also help you track external accounts, monitor net worth, analyse portfolios, file taxes, manage goals, track family wealth and ask Claude questions about your portfolio.
Because your money may be spread across bank accounts, brokers, mutual funds, EPF, ESOPs, NPS and credit cards. Net worth tracking helps you see your assets and liabilities together.
Yes. INDmoney can help track supported external accounts and holdings, such as bank accounts, credit cards, stocks across brokers, mutual funds, EPF, ESOPs and NPS.
No. Tracking is for visibility and analysis. It does not automatically transfer money, redeem investments, sell stocks, pay bills or change your bank or broker account.
Portfolio analytics helps you go beyond current value. You can understand returns, allocation, concentration, overlap, stock-level performance and where risk may be building.
Portfolio value only tells you what your investments are worth today. Analytics helps you understand whether your money is performing well, what is driving returns and whether your portfolio is too concentrated.
Trading tools help users analyse markets, study charts, review option-chain data, build strategies, understand risk and move from analysis to execution with more context.
Yes. INDmoney helps organise supported investment data such as gains, losses, dividends and trades, and offers income tax filing features to reduce manual tax work.
The Tax Centre helps bring tax-related investment data into one place, including reports for gains, losses, dividends and transactions across supported products.
No. MCP should be positioned as read-only. It can help answer questions using portfolio data, but it cannot place trades, redeem investments or move money.