HDFC Mutual Fund

HDFC Mutual Fund

Established in 1999, HDFC Mutual Fund, formerly known as HDFC Asset Management Company Limited, is one of India's leading mutual fund houses. With assets under management totalling Rs. 6,21,043.6 crore as of December 2023, it holds an impressive 11.25% share of the industry's AUM. HDFC AM is a joint venture between HDFC Limited and abrdn Investment Management Limited. 

HDFC AMC offers approximately 85 primary schemes. It consists of 47 equity funds, 24 debt funds, and 11 hybrid funds. The remaining 3 schemes include ETFs (Exchange Traded Funds), FOFs (Fund of Funds) and gold funds. Popular schemes like HDFC Balanced Advantage FundHDFC Mid-Cap Opportunities Fund, and HDFC Liquid Fund are among its top performers.

Key information about HDFC Mutual Fund

Address

"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020

Phone Number

1800 3010 6767, 1800 419 7676

Available from 9.00 am to 6.00 pm (Monday to Friday) and 9.00 am to 1.00 pm (Saturday)
 

Factors to Consider Before Investing in HDFC Mutual Funds

When considering mutual fund investments, there are key factors you should think about to make well-informed choices. They are as follows:

  • Investment returns

    You must determine how much return you will get by investing in the HDFC Mutual Fund scheme. You can calculate and get an approximation of your returns through the INDMoney HDFC Mutual Fund SIP and Lumpsum calculator to check whether the returns align with your financial plans or not.

  • Fund performance

    Evaluate the HDFC Mutual Fund performance of the past 3 to 5 years for the specific mutual fund you are interested in. Consider investing in the HDFC Small Cap Fund, as it has been providing consistent returns for the past 3 years ranging from 31.79% to 33.06%.

  • Fund manager experience

    Consider the qualifications and experience of the fund managers who manage the investment of the fund. A skilled manager can enhance your HDFC Mutual Fund returns through active management. Check the investment decisions made by Anil Bamboli, who handles around 24 HDFC MF schemes and has more than 25 years of work experience. 

  • AMC performance

    Though there are many Asset Management Companies (AMCs), not everyone has been performing well. Look into the fund house’s reputation and track its past record of managing different mutual funds to ensure they have a solid history of managing funds effectively.

  • Expense Ratio

    It is the cost of managing the mutual fund, including the fees of fund managers and operational expenses. Opting for funds with lower expense ratios can maximize your overall profits. This ratio ranges from 0.26% to 1.3% for mutual funds under HDFC AMC.

  • Exit load

    It is a fee that you have to pay if you withdraw from a particular HDFC Mutual Fund scheme before a specific time period. Not all mutual funds charge exit loads, so before investing in a mutual fund check their terms and conditions.

How to Invest in HDFC Mutual Fund on INDmoney?

Investing in HDFC Mutual Fund through INDmoney is easy and budget-friendly, tailored to suit your needs. Follow the below steps to start investing:

  • Step 1:

    Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).

  • Step 2:

    Once your Free investment account is ready, you can either search for HDFC Mutual Fund or go to the mutual fund section.

  • Step 3:

    Choose any HDFC Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUMExpense ratios and underlying stocks and sectors.

  • Step 4:

    You can choose to set up SIP in any HDFC Mutual Fund or even invest as a lump sum. Once you are on the individual HDFC Mutual Fund page click from the bottom "One-time" for lump sum investment or "SIP" for a systematic investment plan. 

  • Step 5:

    Choose the amount that you want to invest as SIP or LumpSum. 

  • Step 6:

    Set up payments. If you choose to set up SIP in any HDFC Mutual Fund, you can do a free automatic pay set-up via bank mandate or UPI. If you choose to invest in a lump sum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.

Frequently asked questions

As of December 2023, HDFC Mid-Cap Opportunities FundHDFC Liquid Fund, and HDFC Balanced Advantage Fund are the top-performing schemes in AUM terms. 

The minimum amount required to start investing in an HDFC Mutual Fund is Rs. 100. With this amount you start investing either through SIP or lumpsum investment method.

Yes, you can increase your SIP amount in HDFC Mutual Funds through the step-up option available in the INDMoney app for each HDFC Mutual Fund scheme.

You need to submit your address proof and identity proof documents to invest in HDFC Mutual Funds via the INDMoney app.

The HDFC Mutual Fund allows you to pause your investment for around 3 months. If you have invested directly, you will need to fill out an online SIP pause form through the INDMoney platform and mention the duration for stopping your SIPs. 

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