HDFC Retirement Savings Fund Hybrid Debt Direct Growth
Get the latest NAV of HDFC Retirement Savings Fund Hybrid Debt Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹24.25
▲0.1%1D
NAV as on 16 May 2025
10.08%/per year
Since Inception
▲▼
178 people have invested ₹ 1.1L in HDFC Retirement Savings Fund Hybrid Debt Direct Growth in the last three months
Fund Performance
as on (16-May-25)
Peer comparison
HDFC Retirement Savings Fund Hybrid Debt Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Retirement Savings Fund Hybrid Debt Asset Allocation
See fund asset allocation details as on (13-May-25)
Fund Distribution
as on (13-May-25)
Equity 21.8%
Debt & Cash 78.2%
HDFC Retirement Savings Fund Hybrid Debt Sector Allocation
See fund sector allocation details as on (13-May-25)
Sector Allocation
Equity 21.8%
Debt & Cash 78.2%
Top 3 Sectors in April were Government, Corporate & Industrial
Government
40%
Industrial
24%
Financial Services
23%
Government
50%
Corporate
27%
Industrial
24%
HDFC Retirement Savings Fund Hybrid Debt Holdings Details
as on (30-Apr-25)
Equity
Debt & Cash
HDFC Retirement Savings Fund Hybrid Debt Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.02% |
Benchmark | Nifty Composite Debt Index PR INR |
| AUM | ₹161 Cr |
| Inception Date | 25 February, 2016 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 17.28% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
About HDFC Retirement Savings Fund Hybrid Debt
HDFC Retirement Savings Fund Hybrid Debt Direct Growth is a hybrid fund. This fund was started on 25 February, 2016. The fund is managed by Shobhit Mehrotra, Srinivasan Ramamurthy. This fund gives you the benefit of diversification.
Key Parameters
- HDFC Retirement Savings Fund Hybrid Debt Direct Growth has ₹161 Cr worth of assets under management (AUM) as on Apr 2025 and is less than category average.
- The fund has an expense ratio 1.
Returns
HDFC Retirement Savings Fund Hybrid Debt Direct Growth has given a CAGR return of 10.08% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.73%, 11.76% and 11.11% respectively.
Holdings
HDFC Retirement Savings Fund Hybrid Debt Direct Growth has allocated its funds majorly in Government, Cash Equivalent, Industrial, Financial Services, Corporate, Tech, Energy, Consumer Cyclical, Consumer Defensive, Communication, Utilities, Health, Basic Materials.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of HDFC Retirement Savings Fund Hybrid Debt Direct Growth
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. There is a lock in period for HDFC Retirement Savings Fund Hybrid Debt Direct Growth of 5 Years
Fund Manager
Shobhit Mehrotra
Fund Manager of HDFC Retirement Savings Fund Hybrid Debt Direct Growth, since 26 February 2016
Srinivasan Ramamurthy
Fund Manager of HDFC Retirement Savings Fund Hybrid Debt Direct Growth, since 14 December 2021
- AUM of the fund stands at 155.8 Cr as of Apr'25
- AUM decreased by 3.1 Cr between Apr'25 and Mar'25
More funds from HDFC
5Y CAGR
▲ 31.55
5Y CAGR
▲ 27.84
5Y CAGR
▲ 24.17
5Y CAGR
▲ 24.17
Frequently Asked Questions for HDFC Retirement Savings Fund Hybrid Debt Direct Growth
What is the current NAV of HDFC Retirement Savings Fund Hybrid Debt Direct Growth?
What are the average returns of HDFC Retirement Savings Fund Hybrid Debt Direct Growth?
HDFC Retirement Savings Fund Hybrid Debt Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.08% | 2.08% |
6 Month Returns | 4.45% | 4.45% |
1 Year Returns | 9.73% | 9.73% |
3 Years Returns | 39.59% | 11.76% |
How do I invest in HDFC Retirement Savings Fund Hybrid Debt Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of HDFC Retirement Savings Fund Hybrid Debt Direct Growth?
What is net assets under management (AUM) of HDFC Retirement Savings Fund Hybrid Debt Direct Growth?
What are the top 5 holdings of HDFC Retirement Savings Fund Hybrid Debt Direct Growth?
What are the top 3 sectors that this HDFC Retirement Savings Fund Hybrid Debt Direct Growth has invested in?
What is the credit rating breakup of HDFC Retirement Savings Fund Hybrid Debt Direct Growth?
AAA | 73.34 |
AA | 26.66 |