Mutual fund investments are mainly classified into two categories- Systematic Investment Plan (SIP) and Lumpsum investments. A Lumpsum investment is made when an individual invests a significant amount of money at once.
A lumpsum calculator is a tool that helps you to get an estimated return on your total investment. You need to fill in a few necessary details like the amount that you have invested (or want to invest), the time period for which you will hold your investment, and the rate of return that you are expecting from the particular mutual fund scheme in order to get an estimate of the returns.
A lump sum calculator helps you to gauge the estimated returns that a mutual fund scheme can offer on your investment. To provide you an estimate, the mutual fund lumpsum calculator requires three inputs:
The lumpsum mutual fund calculator will then show you the returns based on inputs. This is the reason why it is also called lumpsum return calculator.
A mf lumpsum calculator is fairly easy to use. You can use a lumpsum calculator online by following only a few basic steps:
INDmoney’s lumpsum return calculator offers a number of benefits.
Mutual funds are one such investment option that can provide you higher returns and carry lesser risks. If you are planning to invest a lumpsum amount of money, mutual funds can be your best choice. There are a number of benefits of investing lumpsum money in mutual fund schemes.Invest Higher Amount
Lumpsum mutual fund investment allows you to invest a large amount of money in a mutual fund scheme easily. By investing a considerable amount of money at once, you will also get higher returns in the future based on the mutual fund’s performance.Best for Long Term Investments
Keep a long-term goal with your for your lumpsum investment. In a lumpsum investment, your money grows gradually and you will see healthy returns after 10-15 years.Minimum Charges
Since lumpsum investments are made only once, they carry lower charges as compared to periodical investment instruments like SIPs. You do not have to bear charges like exit load, tax liabilities, etc in lumpsum investments.
Lumpsum investment is nothing but one of the ways of making an investment in a mutual fund scheme. In lumpsum investment, you invest a large amount of money at once. The other is SIP, in which you can make small periodic investments.
INDmoney lumpsum calculator saves you from doing manual calculation to estimate returns from your investments. You just need to give a few inputs like investment amount, time period, and rate of return that you are expecting, and INDmoney online lumpsum calculator will show you the result instantly.
INDmoney lumpsum calculator helps you to estimate returns based on your inputs. You can enter the amount you wish to invest, the time period after which you will withdraw the funds and the rate of return that you are expecting. The estimated return shown based on your investment plan will allow you to determine a financial goal for the future.
INDmoney lumpsum calculator allows you to change the rate of return freely and gives the estimated return accordingly. You can thus know which mutual fund (as per their return rate) is providing the best return and is perfectly suited for your financial goals.
You are not required to fix any tenure for lumpsum investment in mutual funds. You can easily redeem your investment along with the return anytime you want.
Yes, you can add as much money you want and anytime you wish in your existing lumpsum investment. Suppose you have Rs 10,000 investment in a mutual fund scheme, and now you want to add Rs 5,000 more in this, your total investment amount will now become Rs 10,000 + Rs 5,000= Rs 15,000 and returns from hereon will be calculated accordingly.
Lumpsum or SIP? This choice depends on your investment plans and goals. If you are willing to invest a large amount of money for a longer period of time, then lumpsum investment is the best option to go for.
No, you do need a Demat account for making any type of investment (lumpsum or SIP) in mutual funds. You only need to complete the KYC verification process, after which you can start making lumpsum investments in mutual funds easily.
A mutual fund lumpsum calculator only shows you the estimated returns from your investment. This is because mutual funds are subjected to market risks and returns from these schemes are not fixed. They can be higher or lower, depending upon the performance of your mutual fund.