The expense ratio of a mutual fund reflects the operational expenses linked to the scheme. It is represented as a percentage of the total investment. It covers various scheme related costs such as fund manager and research analyst salaries, as well as other maintenance expenses related to the scheme, ultimately impacting overall Nippon Mutual Fund Returns. Hence Lower expense ratios can contribute to higher net returns for investors.

Consider the experience of the mutual fund company along with the credibility of the sponsors. For Nippon India Mutual Fund, the sponsor is Nippon Life Insurance Company. Fund houses with proven track records usually have strong internal systems and controls in place. Therefore take your time to assess the past performance, not only of the fund house but also of the fund managers managing the particular mutual fund scheme.

Fund performance indicates how much returns a fund has made over a period. The performance of Nippon Mutual Fund Performance can be seen on their scheme pages, showing compound annual growth rates (CAGR) for various periods like 1 year, 3 years, 5 years, and since the fund started. These rates help investors understand how the fund has been performing over different timeframes.

Assets Under Management (AUM) represents the total value of assets overseen by a mutual fund scheme. A larger AUM indicates a greater pool of investments gathered from various investors. This can present difficulties for equity funds in handling their primary holdings due to the impact of decisions regarding these holdings on fund performance. It can offer advantages for other fund types other than equity mutual funds.

It is a fee charged by the fund house if you decide to withdraw your investment before a specified period. Not all mutual fund schemes have exit loads, so it is essential to check the fund's agreement to understand the applicable charges.

Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).

Once your Free investment account is ready, you can either search for Nippon India Mutual Fund or go to the mutual fund section.

Choose any Nippon India Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.

You can choose to set up SIP in any Nippon India Mutual Fund or even invest as a lump sum. Once you are on the individual Nippon India Mutual Fund page click from the bottom "One-time" for lump sum investment or "SIP" for a systematic investment plan. 

Choose the amount that you want to invest as SIP or LumpSum. 

Set up payments. If you choose to set up SIP in any Nippon India Mutual Fund, you can do a free automatic pay set-up via bank mandate or UPI. If you choose to invest in a lump sum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.