Bajaj Finserv Mutual Fund

Bajaj Finserv Mutual Fund

Bajaj Finserv Limited launched its wholly-owned subsidiary, Bajaj Finserv Asset Management Limited, to enter the mutual funds industry. Supported by one of India’s oldest and most reputable brands, this AMC offers a variety of unique products and diverse investment schemes.

BFAML provides investment options across equity, fixed income, and hybrid categories, making portfolio diversification easy and hassle-free for all investors. In March 2023, SEBI granted approval for Bajaj Finserv Asset Management Limited to begin its mutual fund business operations under the name Bajaj Finserv Mutual Fund.

Invest in Bajaj Finserv Mutual Fund

List of Bajaj Finserv Asset Management Limited Fund Managers

Name
Experience
Schemes
AUM (Cr)
Siddharth Chaudhary
13 Years
69
---
Sorbh Gupta
15 Years
28
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Points to consider before Investing in Bajaj Finserv Mutual Funds

Before diving into Bajaj Finserv Mutual Funds, consider these crucial points to make informed investment decisions:

Diversification for Optimal Returns: Strike a balance between overly diversified and too-concentrated funds. Look for schemes that promise long-term returns across a wide spectrum of options.

Align Investments with Goals, Not Trends: Base your investment choices on your financial goals, not fleeting market trends. Choose a scheme that matches your desired investment duration and financial objectives.

Beat Inflation with Returns: Ensure that the chosen plan has the potential to outpace inflation in the future. Some high-return funds might not effectively counter the impact of inflation, considering the time-value of money.

Liquidity for Short-Term Gains: If considering short-term investments, opt for plans with high liquidity and easy withdrawal options. Be cautious about funds that come with exit loads, as they could eat into your gains.

Assess Risk Tolerance: Evaluate your risk tolerance carefully. Stay vigilant about market fluctuations to avoid potential losses when investing in any Bajaj Finserv Mutual Fund scheme.

Tax-Efficient Investing with ELSS: For those looking to minimize tax liabilities, explore tax-advantaged funds like ELSS mutual funds. These can help you stay clear of higher tax brackets while investing.

Additionally, with the simplicity of Systematic Investment Plans (SIPs), you can invest your funds effortlessly at intervals that suit you—be it monthly, quarterly, or annually. Remember to review and adjust your SIP plan in line with your financial commitments and goals. This way, you can navigate the investment landscape, even in volatile market conditions, ensuring your investments stay on track.

 

How to Invest in Bajaj Finserv Mutual Funds

Investing in mutual fund schemes of Bajaj Finserv Asset Management Limited can be done easily through the INDmoney mobile app. Here is a step-by-step guide on how to do so.

  • Step 1: Open an INDmoney account

    First, download the INDmoney mobile app from the Google Play Store or Apple App Store. Once done, open the app and set up your account by providing some personal details.

  • Step 2: Complete your KYC

    Login using your registered credentials and undergo the KYC verification process. For this, you need to upload your PAN card, Aadhaar card, voter ID card and driving licence.

  • Step 3: Link your bank account

    Look for the option to link your bank account on the app. You need to enter all the bank account details to complete the linking process.

  • Step 4: Select a mutual fund

    Explore the various types of mutual funds available on INDmoney. Use the app’s advanced features to choose a mutual fund that aligns with your investment preferences.

  • Step 5: Select your payment mode

    Choose a suitable payment method for investing in Zerodha mutual funds from the two available options, SIP or lump sum. Make the payment to start investing. Once you go through all the above-mentioned steps, you will receive units of the fund in your INDmoney account within 3-4 working days. INDmoney ensures a cost-effective investment experience for all individuals by charging zero transaction fees. Import your existing mutual fund investments and check their analytics for free on our app.

Frequently asked questions

You can invest in Bajaj Finserv AMC Ltd in a few simple steps through INDmoney by clicking on the Bajaj Finserv AMC page and select the most suitable funds from there. You can benefit from in-depth insights that we provide or you can also invest in Bajaj Finserv AMC Ltd directly by visiting the official website as well.

While calculating the Bajaj Finserv Mutual Fund SIP amount, you need to keep the tenure of the SIP and the expected rate of return into consideration. 

The Bajaj Finserv Mutual Fund allows its investors to be able to pause their SIPs for a maximum tenure of 3 months. In case if you have directly invested in the funds, you need to also fill out the SIP pause form online on the host website and also specify the intended time- period you wish to pause your SIPs. On the expiry of the time period, the SIP shall continue automatically

Yes, you can increase your SIP amount in an Bajaj Finserv mutual fund if you have opted for the step-up SIP option. You can adjust your SIP amount according to your financial standing and preference by navigating the INDmoney mobile app. 

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