World UCITS ETFs - Invest in 50 World Markets from India
LSE-listed · UCITS structure | Automatic dividend reinvestment | Zero US estate tax | 50 world markets, one account
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Why Invest in UCITS?
Higher Returns
An Ireland-domiciled fund pays 15% US dividend withholding instead of 25%, and being accumulating, reinvests it automatically inside the fund. Lower tax drag, automatic compounding.
Go beyond the US. Reach the US, UK, Germany, Japan, South Korea, Taiwan and more from a single INDmoney account, across themes like AI and semiconductors.
Zero Estate Tax
US-situs holdings above $60,000 can attract US estate tax at up to 40%. A UCITS ETF is domiciled in Ireland, so it sits outside that exposure entirely.
50+
Country Markets
15%
Dividend Tax; not 25%
Zero
US Estate Tax
Auto
Dividend Reinvestment
IFSCA
Regulated
Global UCITS ETFs on INDmoney are Regulated
UCITS Regulated Fund Framework
EU standard, in force since 1985
IFSCA Global Access Provider
No: IFSCA/GAP/BD/2025-26/002
Ireland or Luxembourg Domiciled, LSE Listed
USD accumulating share class
Explore Global UCITS ETFs on INDmoney
Popular UCITS ETFs
Why should you use INDmoney for UCITS?
One account for India, the US and the world, plus the same tools you already invest with.
Single account, one place for everything
Manage UCITS ETFs alongside your Indian stocks, US stocks and mutual funds. One login, one portfolio view, one filing-ready tax pack.
Intraday Buy & Sell
Buy and sell UCITS ETFs within the same trading session, giving you the flexibility to enter or exit positions during the trading day.
Portfolio Analytics
Track XIRR, P&L and returns for your UCITS ETFs in both INR and USD, with a clear view of your global portfolio performance.
Move money into your global wallet through integrated bank transfers, with funds typically available within hours and ready to invest.
SIP
Set a fixed amount for your chosen UCITS ETF and invest automatically on your preferred schedule, without placing each order manually.
Investing via GIFT City
Invest through INDmoney’s IFSCA-regulated route from GIFT City, with your global wallet operating within India’s regulatory framework.
How to invest in UCITS ETFs from India
Open your free global account
Sign up with your mobile number and finish digital KYC with your PAN in minutes. No paperwork, no branch visit, no account opening fee. If you already invest in US stocks on INDmoney, you are already set up.
Add money through LRS
Transfer from your bank into your INDmoney global wallet. Direct integrations with leading banks mean funds usually land within hours, at the best available rupee-to-dollar rate.
Buy the UCITS ETF you want
Search by country, theme or fund name and place your order at live London market prices. Dividends are then reinvested inside the fund automatically, with nothing to do manually.
UCITS ETF vs US-listed ETF: what differs
Both can track the same index. What changes is where the fund is registered, and that changes your tax.
| US-listed ETF (e.g. VOO, SPY) | UCITS ETF (e.g. CSPX) | |
| Fund domicile | United States | Ireland |
| US dividend withholding | 25% (India-US treaty) | 15% (Ireland-US treaty, fund level) |
| Dividend handling | Paid out, reinvest manually | Reinvested automatically (accumulating) |
| Annual dividend income to declare | Yes, every year | No income event; taxed at sale |
| US estate tax above $60,000 | Applies, up to 40% | Does not apply |
| Markets you can reach | Mostly US | 30+ single-country + global funds spanning 47 markets |
| Expense ratio | Usually slightly lower | Usually slightly higher |
Tax on UCITS ETFs for Indian investors
Inside the fund: 15%, handled for you
The fund pays 15% US withholding on US dividends under the Ireland-US treaty, at fund level, before reinvestment. You never see it, claim it or file for it.
When you sell: capital gains in India
UCITS ETF units are foreign securities not listed on an Indian exchange. Sell within 24 months and the gain is short-term at your slab rate; sell after 24 months and it is long-term at 12.5% without indexation. This mirrors how your US stocks are taxed.
Foreign assets must be reported in Schedule FA of your ITR for every year you hold them, whether or not they paid anything. INDmoney prepares this for you in the format your return needs, filing-ready.
Is investing in UCITS ETFs safe and regulated?
Two layers of regulation apply: the one governing the fund, and the one governing your route to it.
The fund is UCITS regulated
UCITS is the EU framework for retail funds, in force since 1985. It caps concentration, limits leverage, mandates daily liquidity and requires standard disclosure. UCITS funds are sold in over 80 countries.
Your route is IFSCA regulated
INDmoney is a licensed Global Access Provider under IFSCA at GIFT City. Your wallet sits inside GIFT City, inside India's regulatory perimeter, from the rupee deposit through to the trade.
Your investment is LRS compliant
Indian residents can remit up to $250,000 per financial year under RBI's Liberalised Remittance Scheme. UCITS ETF purchases through INDmoney are LRS compliant by default.
Charges - What you pay on INDmoney
Investing in UCITS ETFs via INDmoney is simple and transparent, with no hidden platform costs.
| Account Opening Fee | ZERO |
| Annual Maintenance Charge | ZERO |
| Platform Fee | ZERO |
| Withdrawal Fee | ZERO |
| Taxation & Transaction Reports | ZERO |
| Brokerage | 0.25% per trade |
| Fund Expense Ratio (charged by the fund house) | Typically 0.07% to 0.50% a year, depending on the ETF |
| Forex Conversion Charges (charged by bank) | 0.5% to 1.2% |
UCITS ETF questions Indian investors ask
For tax and estate-planning, often yes. A UCITS ETF is domiciled in Ireland, so it pays 15% US dividend withholding instead of the 25% an Indian resident pays on a US-listed ETF, reinvests dividends automatically, and carries no US estate tax exposure. US-listed ETFs can have slightly lower fees and deeper liquidity. See the full UCITS vs US-listed ETF comparison.
Indian residents can buy UCITS ETFs under the RBI Liberalised Remittance Scheme, which allows up to $250,000 per financial year overseas. On INDmoney you open a free account, complete KYC with your PAN, add money through the IFSCA-regulated GIFT City route, and buy LSE-listed UCITS ETFs at live prices.
Yes. An Indian resident holding a US-listed ETF directly faces 25% US dividend withholding under the India-US treaty. An Ireland-domiciled UCITS ETF faces 15% under the Ireland-US treaty, deducted inside the fund before it reinvests. Learn how dividend tax works in US-listed vs UCITS ETFs.
CSPX (an Ireland-domiciled UCITS S&P 500 ETF) and VOO or SPY (US-domiciled) track the same S&P 500 index. For an Indian investor, CSPX has lower dividend withholding (15% vs 25%), reinvests dividends automatically, and avoids US estate tax, while VOO and SPY may carry marginally lower fees. Which is better depends on whether you prioritise tax efficiency or the lowest expense ratio.
US estate tax can apply to non-US persons holding more than $60,000 in US-situs assets, at rates up to 40%, and India has no estate tax treaty with the US. Holding Ireland-domiciled UCITS ETFs instead of US-domiciled ETFs keeps those assets outside US situs. Read why fund domicile matters for US estate tax.
Accumulating ETFs reinvest dividends inside the fund automatically instead of paying them out, so value compounds as a rising NAV per unit with no cash to redeploy and no annual dividend event. For long-term investors who reinvest anyway, this removes friction and, in India, defers the tax event to sale. See accumulating vs distributing ETFs.
UCITS ETF units are foreign securities not listed on an Indian exchange. Sold within 24 months, the gain is short-term and taxed at your income tax slab rate; sold after 24 months, it is long-term and taxed at 12.5% without indexation. This is the same treatment as US stocks held from India.
Yes. Foreign assets must be disclosed in Schedule FA of your ITR for every year you hold them, even if they paid no income and even for accumulating funds. INDmoney prepares these details in the format your return requires.
You can access over 50 global markets in total through our catalog of UCITS ETFs. For targeted investing, more than 30 countries offer dedicated single-country ETFs, while a single global fund like the MSCI ACWI gives you broad exposure across 47 countries in one trade.
Use INDmoney US Stocks to own individual US companies and US-listed ETFs directly. Use UCITS ETFs for broad index and international exposure with lower dividend withholding, automatic reinvestment and no US estate tax. Many investors use both, and both sit inside the same INDmoney account.
From $1 in any UCITS ETF as a fractional share. No minimum account balance, no opening fee.
Start investing in UCITS ETFs
Own 50+ country markets and global themes from one account. Zero account opening fee. Zero AMC. Regulated by IFSCA at GIFT City.