Opting for the mutual fund schemes that have been offering consistent returns over the past years is recommended. You can use the INDmoney Tata Mutual Fund SIP Calculator and Lumpsum Calculator to check if the expected returns align with your investment goals and financial requirements.

It is important to consider your investment goals since these reflect your purpose of making an investment in any asset. It is always better to opt for a Tata mutual fund scheme that aligns with your investment objectives.

For example, if you have long-term financial goals and you prefer passive fund management, you can choose Tata S&P BSE Sensex Index Fund. 

The expense ratio is the annual charge that you must pay to the fund house for managing your funds. This fee covers the charges for management, administration, distribution, etc. The expense ratio of the Tata Mutual Fund starts from 0.2% onwards across various schemes.

You must remember that there are always some risks associated with mutual fund investments. Hence, you should analyse your risk appetite before investing in any scheme. It will help you choose the appropriate Tata Equity Fund according to your risk tolerance.

Once you know the AUM or the Asset Under Management of Tata AMC, you can get an idea of how much funds the AMC is currently managing. The bigger the AUM is, the more people are investing in it. As of March 2024, the AUM of Tata Mutual Fund is managing Rs. 1,49,504 Crore.

Before you invest in a Tata mutual fund, know the expertise and experience of the fund managers associated with the investment process. When they are more experienced and skilled, they are more likely to provide better returns. Hence, always check the track record of fund managers of a mutual fund. 

You can go through the contribution of Amit Somani and the past performances of Tata mutual funds he has managed. He is currently responsible for managing 9 funds of Tata AMC.

Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).

Once you create your account, search for ‘Tata Mutual Fund’ or open the ‘Mutual Fund’ section.

Choose any Tata Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.

You can choose to set up SIP in any Tata Mutual Fund or even invest as a lump sum. Once you are on the individual Tata Mutual Fund page click from the bottom "One-time" for lump sum investment or "SIP" for a systematic investment plan. 

Choose the amount that you want to invest as SIP or LumpSum. 

Set up payments. If you choose to set up SIP in any Tata Mutual Fund, you can do a free automatic pay set-up via bank mandate or UPI. If you choose to invest in a lump sum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.