Tata Business Cycle Fund Direct Growth

Tata Business Cycle Fund Direct Growth

Equity

Tata Mutual Fund

Equity - Other

Get the latest NAV of Tata Business Cycle Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹20.04

▲0.2%1D

NAV as on 22 Aug 2025

18.94%/per year

Since Inception

Absolute Gain%

▲▼

1783 people have invested ₹ 1Cr in Tata Business Cycle Fund Direct Growth in the last three months

Tata Business Cycle Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (22-Aug-25)

The fund has outperformed the benchmark (Nifty 500) over 3Y, but underperformed over 1Y, 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.99%
3.22%
12.31%
-3.27%
22%
--
Nifty 500
-1.41%
1.75%
11.12%
-1.92%
15.29%
19.53%
Equity - Other Avg
--
--
--
--
--
--
Best in Equity - Other
5.73%
14.21%
43.56%
12.74%
33.07%
31.95%
Worst in Equity - Other
-5.82%
-6.85%
0.84%
-18.87%
8.36%
13.27%
Category Rank
4/39
5/34
1/32
--
--
--

Tata Business Cycle Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

6
/40
66% Performance
50% Risk Management
78% Cost

Ranked 6 out of 40 mutual funds in the equity - other category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Tata Business Cycle Fund
6/40
2,898Cr
0.49%
-3.27%
22%
5.22
0.96
1.12
1.92
1.51
ICICI Prudential India Opportunities Fund Direct Growth
1/40
29,718Cr
0.63%
5.22%
24.99%
9.01
0.82
1.49
2.94
1.86
ICICI Prudential Business Cycle Fund Direct Growth
2/40
13,479Cr
0.72%
8.84%
23.54%
7.29
0.86
1.31
2.54
1.57
Nippon India Quant Fund Direct Growth
3/40
101Cr
0.47%
1.32%
20.96%
6.44
0.99
1.08
1.91
2.20
See all

Tata Business Cycle Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Tata Business Cycle Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Equity 99.4%

Debt & Cash 0.6%

Large cap
55.9%
Small cap
28.3%
Mid cap
15.3%
Mid Cap allocation has gone down from 18.2% to 15.3%
Mid Cap allocation has gone down from 18.2% to 15.3%
Large Cap allocation has gone up from 51.7% to 55.9%
Large Cap allocation has gone up from 51.7% to 55.9%
Small Cap allocation has gone up from 27.3% to 28.3%
Small Cap allocation has gone up from 27.3% to 28.3%
Cash allocation has gone down from 2.5% to 0.6%
Cash allocation has gone down from 2.5% to 0.6%

Tata Business Cycle Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Equity 99.4%

Debt & Cash 0.6%

Financial Services
37.1%
Health
12.8%
Industrial
12.8%
Basic Materials
8.9%
Consumer Cyclical
6.5%
Energy
5%
Communication
4.4%
Utilities
3.7%
Tech
3.6%
Real Estate
3.5%
Consumer Defensive
1.5%

Top 3 Sectors in July were Financial Services, Basic Materials & Industrial

Jul'25

Financial Services

36%

Basic Materials

16%

Industrial

15%

Jun'25

Financial Services

37%

Basic Materials

16%

Industrial

15%

Tata Business Cycle Fund Holdings Details

as on (31-Jul-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
Reliance Industries Ltd
6.02%
0%
HDFC Bank Ltd
5.06%
-15.2%
Kotak Mahindra Bank Ltd
3.53%
0%
Axis Bank Ltd
2.87%
0%
Larsen & Toubro Ltd
2.7%
0%
See all
Top Stocks bought last month
Metropolis Healthcare Ltd's allocation increased from 1.8% to 2.32%
Metropolis Healthcare Ltd's allocation increased from 1.8% to 2.32%
Nuvoco Vista Corp Ltd's allocation increased from 1.32% to 1.65%
Nuvoco Vista Corp Ltd's allocation increased from 1.32% to 1.65%
Ramco Cements Ltd's allocation increased from 1.83% to 2.07%
Ramco Cements Ltd's allocation increased from 1.83% to 2.07%
Top Stocks sold last month
Reliance Industries Ltd's allocation decreased from 6.3 % to 6.02 %
Reliance Industries Ltd's allocation decreased from 6.3 % to 6.02 %
HDFC Bank Ltd's allocation decreased from 5.73 % to 5.06 %
HDFC Bank Ltd's allocation decreased from 5.73 % to 5.06 %
Kotak Mahindra Bank Ltd's allocation decreased from 3.75 % to 3.53 %
Kotak Mahindra Bank Ltd's allocation decreased from 3.75 % to 3.53 %

Tata Business Cycle Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.49%
Benchmark
Nifty 500 TR INR
AUM₹2898 Cr
Inception Date4 August, 2021
Min Lumpsum/SIP₹5000/₹100
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
50.26%
Risk
Risk meter
pointer
Very High Risk

About Tata Business Cycle Fund

Tata Business Cycle Fund Direct Growth is an equity fund. This fund was started on 4 August, 2021. The fund is managed by Murthy Nagarajan, Hasmukh Vishariya, Rahul Singh, Sailesh Jain. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata Business Cycle Fund Direct Growth has ₹2898 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Tata Business Cycle Fund Direct Growth has given a CAGR return of 18.94% since inception. Over the last 1 and 3 years the fund has given a CAGR return of -3.27% and 22.00% respectively.

Holdings

Tata Business Cycle Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Health, Energy, Consumer Defensive, Utilities, Real Estate, Tech, Communication, Consumer Cyclical. Its top holdings are Reliance Industries Ltd, HDFC Bank Ltd, Kotak Mahindra Bank Ltd, Axis Bank Ltd, Larsen & Toubro Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Tata Business Cycle Fund Direct Growth

To generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Business Cycle Fund Direct Growth has no lock in period.

Fund Manager

Murthy Nagarajan

Fund Manager of Tata Business Cycle Fund Direct Growth, since 4 August 2021

Hasmukh Vishariya

Fund Manager of Tata Business Cycle Fund Direct Growth, since 1 March 2025

Rahul Singh

Fund Manager of Tata Business Cycle Fund Direct Growth, since 4 August 2021

Sailesh Jain

Fund Manager of Tata Business Cycle Fund Direct Growth, since 16 December 2021

Learn more about Tata Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 2.9K Cr
₹ 3K Cr
₹ 2.9K Cr
  • AUM of the fund stands at 2.9K Cr as of Jul'25
  • AUM decreased by 92.3 Cr between Jul'25 and Jun'25

Compare Tata Business Cycle Fund

Tata Business Cycle Fund

VS

ICICI Prudential India Opportunities Fund Direct Growth

Frequently Asked Questions for Tata Business Cycle Fund Direct Growth

How do I invest in Tata Business Cycle Fund?

INDmoney makes it simple to invest in the Tata Business Cycle Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Tata Business Cycle Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Tata Business Cycle Fund?

The NAV of the fund today is ₹20.04. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Tata Business Cycle Fund fund has generated a return of -3.27% in 1 year, 22.00% in 3 years

Who is the fund manager of Tata Business Cycle Fund?

The fund managers are Murthy Nagarajan, Hasmukh Vishariya, Rahul Singh, Sailesh Jain.

What is the exit load of the fund?

The exit load is 0.5% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.49%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹2898 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Tata Business Cycle Fund?

The top 3 holdings of the fund are Reliance Industries Ltd(6.02%), HDFC Bank Ltd(5.06%), Kotak Mahindra Bank Ltd(3.53%)