Tata Business Cycle Fund Direct Growth

Tata Business Cycle Fund Direct Growth

Equity

Tata Mutual Fund

Equity - Other

Get the latest NAV of Tata Business Cycle Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹19.40

▲3.5%1D

NAV as on 12 May 2025

19.21%/per year

Since Inception

Absolute Gain%

▲▼

1598 people have invested ₹ 73L in Tata Business Cycle Fund Direct Growth in the last three months

Tata Business Cycle Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (12-May-25)

The fund has outperformed the benchmark (Nifty 500) over 3Y, but underperformed over 1Y, 5Y.

Period
This Fund
Nifty 500
Category Avg
1 Month
7.29%
8.47%
-
3 Months
6.63%
7.67%
-
6 Months
-2.92%
0.81%
-
1 Year
6.6%
9.98%
-
3 Years
25.58%
18.69%
-

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Tata Business Cycle Fund
4/39
2,835Cr
0.52%
6.6%
25.58%
19.21%
ICICI Prudential India Opportunities Fund Direct Growth
1/39
25,696Cr
0.74%
16.94%
28.68%
23.26%
ICICI Prudential Business Cycle Fund Direct Growth
2/39
11,894Cr
0.82%
12.67%
26.3%
23.35%
Nippon India Power & Infra Fund Direct Growth
7/39
7,026Cr
1.03%
4.46%
34.02%
15.58%
See all
img
Lower expense ratio
img
No bad points found for this fund.

Tata Business Cycle Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

Tata Business Cycle Fund Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Equity 96.2%

Debt & Cash 3.8%

Large cap
56.8%
Small cap
21.3%
Mid cap
17.7%
Large Cap allocation has gone up from 55.3% to 58%
Large Cap allocation has gone up from 55.3% to 58%
Small Cap allocation has gone down from 23.1% to 21.5%
Small Cap allocation has gone down from 23.1% to 21.5%
Mid Cap allocation has gone up from 17.8% to 17.9%
Mid Cap allocation has gone up from 17.8% to 17.9%
Cash allocation has gone down from 3.7% to 2.6%
Cash allocation has gone down from 3.7% to 2.6%

Tata Business Cycle Fund Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Equity 96.2%

Debt & Cash 3.8%

Financial Services
28.1%
Industrial
16%
Health
11.5%
Basic Materials
8.5%
Utilities
6.9%
Consumer Cyclical
6.7%
Tech
6.4%
Energy
5.5%
Real Estate
4.4%
Communication
3.9%
Consumer Defensive
2.1%

Top 3 Sectors in March were Financial Services, Industrial & Basic Materials

Mar'25

Financial Services

39%

Industrial

13%

Basic Materials

13%

Feb'25

Financial Services

39%

Industrial

12%

Basic Materials

11%

Tata Business Cycle Fund Holdings Details

as on (30-Apr-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
6.32%
0%
Reliance Industries Ltd
5.48%
0%
Kotak Mahindra Bank Ltd
4.03%
23.1%
Bharti Airtel Ltd
3.72%
4.7%
Axis Bank Ltd
3.25%
0%
See all
Top Stocks bought last month
Kotak Mahindra Bank Ltd's allocation increased from 3.13% to 4.11%
Kotak Mahindra Bank Ltd's allocation increased from 3.13% to 4.11%
Hindalco Industries Ltd's allocation increased from 0.99% to 1.53%
Hindalco Industries Ltd's allocation increased from 0.99% to 1.53%
Jindal Steel & Power Ltd's allocation increased from 1.06% to 1.58%
Jindal Steel & Power Ltd's allocation increased from 1.06% to 1.58%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 6.31 % to 6.22 %
HDFC Bank Ltd's allocation decreased from 6.31 % to 6.22 %
Reliance Industries Ltd's allocation decreased from 5.19 % to 5.16 %
Reliance Industries Ltd's allocation decreased from 5.19 % to 5.16 %
Lupin Ltd's allocation decreased from 2.74 % to 2.73 %
Lupin Ltd's allocation decreased from 2.74 % to 2.73 %

Tata Business Cycle Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.52%
Benchmark
Nifty 500 TR INR
AUM₹2835 Cr
Inception Date4 August, 2021
Min Lumpsum/SIP₹5000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
35.36%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Tata Business Cycle Fund

Tata Business Cycle Fund Direct Growth is an equity fund. This fund was started on 4 August, 2021. The fund is managed by Sailesh Jain, Rahul Singh, Murthy Nagarajan. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata Business Cycle Fund Direct Growth has ₹2835 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Tata Business Cycle Fund Direct Growth has given a CAGR return of 19.21% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 6.60% and 25.58% respectively.

Holdings

Tata Business Cycle Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Health, Energy, Communication, Utilities, Tech, Consumer Cyclical, Real Estate, Consumer Defensive. Its top holdings are HDFC Bank Ltd, Reliance Industries Ltd, Kotak Mahindra Bank Ltd, Bharti Airtel Ltd, Axis Bank Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Tata Business Cycle Fund Direct Growth

To generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Business Cycle Fund Direct Growth has no lock in period.

Fund Manager

Sailesh Jain

Fund Manager of Tata Business Cycle Fund Direct Growth, since 16 December 2021

Rahul Singh

Fund Manager of Tata Business Cycle Fund Direct Growth, since 4 August 2021

Murthy Nagarajan

Fund Manager of Tata Business Cycle Fund Direct Growth, since 4 August 2021

Learn more about Tata Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 2.7K Cr
₹ 2.6K Cr
₹ 2.7K Cr
  • AUM of the fund stands at 2.7K Cr as of Mar'25
  • AUM increased by 178.2 Cr between Mar'25 and Feb'25

Compare Tata Business Cycle Fund

Tata Business Cycle Fund

VS

ICICI Prudential India Opportunities Fund Direct Growth

Frequently Asked Questions for Tata Business Cycle Fund Direct Growth

What is the current NAV of Tata Business Cycle Fund Direct Growth?

The current NAV of Tata Business Cycle Fund Direct Growth is ₹19.4 as on 12-May-2025.

What are the average returns of Tata Business Cycle Fund Direct Growth?

Existing (Absolute + CAGR) as on 12-May-2025.
Tata Business Cycle Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
7.29%
7.29%
6 Month Returns
-2.92%
-2.92%
1 Year Returns
6.6%
6.6%
3 Years Returns
98.04%
25.58%

How do I invest in Tata Business Cycle Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Tata Business Cycle Fund Direct Growth?

0.52% as on April 2025

What is net assets under management (AUM) of Tata Business Cycle Fund Direct Growth?

₹2835 Cr as on April 2025

What are the top 5 holdings of Tata Business Cycle Fund Direct Growth?

HDFC Bank Ltd(6.32%), Reliance Industries Ltd(5.48%), Kotak Mahindra Bank Ltd(4.03%), Bharti Airtel Ltd(3.72%), Axis Bank Ltd(3.25%) as on April 2025

What are the top 3 sectors that this Tata Business Cycle Fund Direct Growth has invested in?

Financial Services(37.63%), Basic Materials(14.5%), Industrial(11.99%) as on April 2025

What is the alpha of Tata Business Cycle Fund Direct Growth?

The alpha ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Tata Business Cycle Fund Direct Growth
-3.3
5.36
-
As on April 2025
The alpha for Tata Business Cycle Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of Tata Business Cycle Fund Direct Growth??

The Beta ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Tata Business Cycle Fund Direct Growth
0.95
0.97
-
As on April 2025
The Beta for Tata Business Cycle Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of Tata Business Cycle Fund Direct Growth?

The sharpe ratio for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Tata Business Cycle Fund Direct Growth
-0.18
0.95
-
As on April 2025
The sharpe ratio for Tata Business Cycle Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of Tata Business Cycle Fund Direct Growth?

The standard deviation for the Tata Business Cycle Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Tata Business Cycle Fund Direct Growth
15.98
14.8
-
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of Tata Business Cycle Fund Direct Growth?

Sortino ratio is 1.63 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of Tata Business Cycle Fund Direct Growth?

Information ratio is 1.6 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Who is the manager of Tata Business Cycle Fund Direct Growth?

Sailesh Jain, Rahul Singh, Murthy Nagarajan are the fund managers of Tata Business Cycle Fund Direct Growth

What is the exit load of Tata Business Cycle Fund Direct Growth?

The Exit load of Tata Business Cycle Fund Direct Growth is 1%