Kotak Mutual Fund

Kotak Mutual Fund

Established in 1985, Kotak Mutual Fund is a wholly owned subsidiary of Kotak Mahindra Bank and was started by Mr. Uday Kotak. Kotak Mahindra Asset Management Company Limited is the asset manager for the mutual fund.

It is one of the most prominent mutual funds in the country. Kotak Mahindra Mutual Fund has more than 81 lakh investors and 50,000 empanelled distributors. This scheme is also a key constituent of the Nifty 50 Index of the National Stock Exchange.

Kotak Mahindra Mutual Fund is registered with SEBI with the registration code MF/038/98/1. By the end of December 2023, it had assets under management (AUM) worth Rs. 3,53,913 crore.

Key information about Kotak Mutual Funds

Address

2nd Floor, 12-BKC, Plot No C-12, G Block, BKC, Bandra (East), Mumbai - 400 051
 

Phone Number

18003091490 / 044-40229101
From Monday to Friday, you can call between 9:30 am to 6:00 pm. 
On Saturday you can call between 9:30 am to 12:30 pm.

Factors to consider before investing in Kotak Mutual Funds

Before you start your investment journey with Kotak Mutual Funds, there are some key factors as stated below that you need to understand and consider.

  • Experience of fund manager

    The fund manager will make decisions regarding your investments and spread out your assets as per the scheme. Thus, the experience and skill of the fund manager are important for the success of the investment. Make sure to check the qualifications of the fund manager before investing in a scheme.

    You can check the previous performance of Abhishek Bisen, fund manager and senior Vice President at Kotak Mutual Fund. Since joining the organisation in October 2006, fund management of debt schemes has been one of his main duties.

  • Past performance

    You must evaluate the returns given by this scheme in the past to measure its upcoming performance. Firstly, it will help you estimate how it will perform in the future. Secondly, you can use this to compare the returns with other schemes. This helps you in making an informed financial decision. 

  • Expense Ratio

    The expense ratio is a tiny portion of your assets that Kotak Mutual Funds may take out of your account to handle investment management. This ratio tends to affect your net returns and may differ amongst schemes. 

    For higher returns, think about investing in those Kotak Mutual Funds with a low fee ratio. 

  • Goal of Investment

    Exit load is a payment for withdrawing your investment before a specified period. Investing in a fund with a low or zero exit load is always preferable to investing in a scheme with a higher exit load. It is also advisable to consider the liquidity of the fund, that is, how soon can you redeem your units if necessary.

  • Investment duration

    As the portfolio of investments varies, each scheme is suited to a different duration of investment. It makes sense to invest in some for the long and medium term. For others, short-term investment would be better. Going through the portfolio and having clarity about your goals will give you a better idea of the ideal investment duration and help you fulfil your financial goals accordingly.

How to Start Investing in Kotak Mutual Fund with INDmoney

After you have understood the details about Kotak Mutual Funds, it is time for you to start your investment process with INDmoney. Below are some simple steps to follow to start your mutual fund's investment journey with us.

  • Step 1:

    Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).

    Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).

  • Step 2:

    Once your Free investment account is ready, you can either search for Kotak Mutual Funds or go to the mutual fund section.

  • Step 3:

    Choose any Kotak Mutual Funds by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.

  • Step 4:

    You can choose to set up SIP in any Kotak Mutual Funds or even invest as a lump sum. Once you are on the individual Kotak Mutual Funds page click from the bottom "One-time" for lump sum investment or "SIP" for a systematic investment plan. 

  • Step 5:

    Choose the amount that you want to invest as SIP or LumpSum.

  • Step 6:

    Set up payments. If you choose to set up SIP in any Kotak Mutual Funds, you can do a free automatic pay set-up via bank mandate or UPI. If you choose to invest in a lump sum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.

Frequently asked questions

You can calculate the Daily/ Weekly/ Monthly/ Quarterly SIP Amount for all Kotak Mutual Funds using INDMoney’s Trust SIP Calculator

You can receive your Kotak Mutual Fund account statement on your registered email and INDMoney’s online portal after you invest. 

SEBI regulates transactions at Kotak Mutual Fund. It ensures the financial security of the investments. You must bear in mind though that mutual fund investments are subject to market risks. Thus, you must study the market risks before investing in Kotak Mutual Fund.

There are various ways you can redeem your Kotak Mutual Fund. If you have invested from IND money, you can simply place your redemption request from the INDmoney mobile app.

Some of the factors you should consider for investing in a mutual fund are:

  • Experience of the fund manager
  • Past performance of the fund
  • AMC’s reputation
  • Your risk appetite
  • Investment horizon
  • Portfolio of the scheme

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