Kotak ELSS Tax Saver Scheme Fund Direct Growth

Kotak ELSS Tax Saver Scheme Fund Direct Growth

Equity

Kotak Mutual Fund

Elss (Tax Savings)

Get the latest NAV of Kotak ELSS Tax Saver Scheme Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹133.32

▲0.2%1D

NAV as on 16 May 2025

16.42%/per year

Since Inception

Absolute Gain%

▲▼

4454 people have invested ₹ 1.4Cr in Kotak ELSS Tax Saver Scheme Fund Direct Growth in the last three months

Kotak ELSS Tax Saver Scheme Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (16-May-25)

The fund has outperformed the benchmark (Nifty 500) over 3Y, 5Y, but underperformed over 1Y.

Period
This Fund
Nifty 500
Category Avg
1 Month
6.71%
6.85%
6.49%
3 Months
10.84%
10.85%
9.16%
6 Months
1.76%
4.13%
1.72%
1 Year
6.56%
9.28%
10.16%
3 Years
21.77%
19%
21.02%
5 Years
27.12%
24.97%
25.44%

Kotak ELSS Tax Saver Scheme Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

10
/23
49% Performance
45% Risk Management
79% Cost

Ranked 10 out of 23 mutual funds in the elss (tax savings) category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Kotak ELSS Tax Saver Scheme Fund
10/23
6,077Cr
0.65%
6.56%
21.77%
16.42%
SBI Long Term Equity Fund Direct Growth
3/23
28,506Cr
0.94%
11.35%
29.14%
16.76%
DSP ELSS Tax Saver Fund Direct Growth
4/23
16,638Cr
0.72%
17.2%
24.39%
18.23%
Mirae Asset ELSS Tax Saver Fund Direct Growth
7/23
24,774Cr
0.6%
12.43%
20.22%
19.46%
See all
Positive: Beats FD returns for both 3Y & 5Y
Beats FD returns for both 3Y & 5Y
Negative: Poor track record of Recovering losses quickly
Poor track record of Recovering losses quickly

Kotak ELSS Tax Saver Scheme Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

Kotak ELSS Tax Saver Scheme Fund Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Equity 98.8%

Debt & Cash 1.2%

Large cap
74.7%
Mid cap
15.7%
Small cap
8.4%
Cash allocation has gone down from 2.6% to 1.2%
Cash allocation has gone down from 2.6% to 1.2%

Kotak ELSS Tax Saver Scheme Fund Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Equity 98.8%

Debt & Cash 1.2%

Financial Services
25.9%
Industrial
14.4%
Tech
12.4%
Basic Materials
11.7%
Consumer Cyclical
8.2%
Utilities
7.9%
Energy
6.4%
Consumer Defensive
4.9%
Health
4.4%
Communication
3.7%

Top 3 Sectors in April were Financial Services, Tech & Industrial

Apr'25

Financial Services

30%

Industrial

13%

Tech

11%

Mar'25

Financial Services

30%

Tech

13%

Industrial

12%

Kotak ELSS Tax Saver Scheme Fund Holdings Details

as on (30-Apr-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
9.5%
0%
ICICI Bank Ltd
6.11%
0%
Infosys Ltd
4.44%
0%
State Bank of India
3.5%
0%
Axis Bank Ltd
3.41%
0%
See all
Top Stocks bought last month
Data Patterns (India) Ltd's allocation increased from 0.94% to 1.33%
Data Patterns (India) Ltd's allocation increased from 0.94% to 1.33%
Kaynes Technology India Ltd's allocation increased from 1.21% to 1.42%
Kaynes Technology India Ltd's allocation increased from 1.21% to 1.42%
Eternal Ltd's allocation increased from 1.59% to 1.76%
Eternal Ltd's allocation increased from 1.59% to 1.76%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 4.82 % to 4.44 %
Infosys Ltd's allocation decreased from 4.82 % to 4.44 %
State Bank of India's allocation decreased from 3.55 % to 3.5 %
State Bank of India's allocation decreased from 3.55 % to 3.5 %
Larsen & Toubro Ltd's allocation decreased from 3.28 % to 3.02 %
Larsen & Toubro Ltd's allocation decreased from 3.28 % to 3.02 %

Kotak ELSS Tax Saver Scheme Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.65%
Benchmark
Nifty 500 TR INR
AUM₹6077 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
24.11%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Kotak ELSS Tax Saver Scheme Fund

Kotak ELSS Tax Saver Scheme Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Harsha Upadhyaya. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Kotak ELSS Tax Saver Scheme Fund Direct Growth has ₹6077 Cr worth of assets under management (AUM) as on Apr 2025 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

Kotak ELSS Tax Saver Scheme Fund Direct Growth has given a CAGR return of 16.42% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.56%, 21.77% and 27.12% respectively.

Holdings

Kotak ELSS Tax Saver Scheme Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Tech, Basic Materials, Consumer Cyclical, Utilities, Energy, Consumer Defensive, Health, Communication. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, State Bank of India, Axis Bank Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Kotak ELSS Tax Saver Scheme Fund Direct Growth

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Kotak ELSS Tax Saver Scheme Fund Direct Growth of 3 Years

Fund Manager

Harsha Upadhyaya

Fund Manager of Kotak ELSS Tax Saver Scheme Fund Direct Growth, since 25 August 2015

Learn more about Kotak Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 5.9K Cr
₹ 5.9K Cr
₹ 5.4K Cr
  • AUM of the fund stands at 5.9K Cr as of Apr'25
  • AUM has remained same between Apr'25 and Mar'25

Compare Kotak ELSS Tax Saver Scheme Fund

Kotak ELSS Tax Saver Scheme Fund

VS

Axis ELSS Tax Saver Fund Direct Growth

Frequently Asked Questions for Kotak ELSS Tax Saver Scheme Fund Direct Growth

What is the current NAV of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

The current NAV of Kotak ELSS Tax Saver Scheme Fund Direct Growth is ₹133.32 as on 16-May-2025.

What are the average returns of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

Existing (Absolute + CAGR) as on 16-May-2025.
Kotak ELSS Tax Saver Scheme Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
6.71%
6.71%
6 Month Returns
1.76%
1.76%
1 Year Returns
6.56%
6.56%
3 Years Returns
80.58%
21.77%

How do I invest in Kotak ELSS Tax Saver Scheme Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

0.65% as on April 2025

What is net assets under management (AUM) of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

₹6077 Cr as on April 2025

What are the top 5 holdings of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

HDFC Bank Ltd(9.5%), ICICI Bank Ltd(6.11%), Infosys Ltd(4.44%), State Bank of India(3.5%), Axis Bank Ltd(3.41%) as on April 2025

What are the top 3 sectors that this Kotak ELSS Tax Saver Scheme Fund Direct Growth has invested in?

Financial Services(29.43%), Industrial(13.08%), Tech(11.24%) as on April 2025

What is the alpha of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

The alpha ratio for the Kotak ELSS Tax Saver Scheme Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Kotak ELSS Tax Saver Scheme Fund Direct Growth
-1.77
2.46
2.92
As on April 2025
The alpha for Kotak ELSS Tax Saver Scheme Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of Kotak ELSS Tax Saver Scheme Fund Direct Growth??

The Beta ratio for the Kotak ELSS Tax Saver Scheme Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Kotak ELSS Tax Saver Scheme Fund Direct Growth
1.01
0.92
0.87
As on April 2025
The Beta for Kotak ELSS Tax Saver Scheme Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

The sharpe ratio for the Kotak ELSS Tax Saver Scheme Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Kotak ELSS Tax Saver Scheme Fund Direct Growth
-0.08
0.76
1.33
As on April 2025
The sharpe ratio for Kotak ELSS Tax Saver Scheme Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

The standard deviation for the Kotak ELSS Tax Saver Scheme Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Kotak ELSS Tax Saver Scheme Fund Direct Growth
17.32
14.13
13.43
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

Sortino ratio is 1.19 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

Information ratio is 0.5 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Who is the manager of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

Harsha Upadhyaya is the fund manager of Kotak ELSS Tax Saver Scheme Fund Direct Growth

What is the exit load of Kotak ELSS Tax Saver Scheme Fund Direct Growth?

The Exit load of Kotak ELSS Tax Saver Scheme Fund Direct Growth is 0%