Kotak ELSS Tax Saver Scheme Fund

Kotak ELSS Tax Saver Scheme Fund

Equity

Kotak Mutual Fund

Elss (Tax Savings)

Get the latest NAV of Kotak ELSS Tax Saver Scheme Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹125.32

▲0.7%1D

NAV as on 20 Mar 2026

14.76%/per year

Since Inception

Absolute Gain%

▲▼

2913 people have invested ₹ 89.4L in Kotak ELSS Tax Saver Scheme Fund in the last three months

Kotak ELSS Tax Saver Scheme Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (20-Mar-26)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-8.99%
-8.85%
-8.92%
2.54%
14.74%
14.18%
Nifty 500
-8.57%
-10.38%
-8.51%
0.55%
13.94%
11.63%
Elss (Tax Savings) Avg
-8.61%
-9.9%
-9.96%
0.56%
14.87%
12.8%
Best in Elss (Tax Savings)
-2.35%
-4.74%
-5.64%
6.64%
23.38%
18.91%
Worst in Elss (Tax Savings)
-10.24%
-13.22%
-16%
-5.35%
6.42%
8.34%
Category Rank
14/23
14/23
12/23
9/23
5/23
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Kotak ELSS Tax Saver Scheme Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

8
/23
51% Performance
51% Risk Management
93% Cost

Ranked 8 out of 23 mutual funds in the elss (tax savings) category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Kotak ELSS Tax Saver Scheme Fund
8/23
6,355Cr
0.62%
2.54%
14.74%
0.69
0.93
0.88
1.33
-0.02
HDFC ELSS TaxSaver Fund
1/23
16,618Cr
1.08%
1.35%
18.79%
5.37
0.83
1.34
2.63
1.26
SBI ELSS Tax Saver Fund
2/23
32,171Cr
0.92%
0.89%
21.57%
6.51
0.97
1.32
2.48
1.96
DSP ELSS Tax Saver Fund
3/23
17,250Cr
0.74%
1.31%
18.93%
3.82
0.97
1.14
2.09
1.19
See all
Positive: Beats FD returns for both 3Y & 5Y
Beats FD returns for both 3Y & 5Y
Negative: No bad points found for this fund.
No bad points found for this fund.

Kotak ELSS Tax Saver Scheme Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Kotak ELSS Tax Saver Scheme Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
70.9%
Mid cap
20.1%
Small cap
8.6%
Small Cap allocation has gone down from 9% to 8.6%
Small Cap allocation has gone down from 9% to 8.6%
Mid Cap allocation has gone up from 18.6% to 20.1%
Mid Cap allocation has gone up from 18.6% to 20.1%
Large Cap allocation has gone down from 71.9% to 70.9%
Large Cap allocation has gone down from 71.9% to 70.9%
Cash allocation has gone down from 0.5% to 0.4%
Cash allocation has gone down from 0.5% to 0.4%

Kotak ELSS Tax Saver Scheme Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Financial Services
30%
Industrial
12.9%
Consumer Cyclical
11%
Tech
10.4%
Basic Materials
10%
Energy
6.3%
Utilities
5.8%
Consumer Defensive
4.9%
Communication
4.4%
Health
4.4%

Top 3 Sectors in February were Financial Services, Consumer Cyclical & Tech

Feb'26

Financial Services

33%

Consumer Cyclical

12%

Industrial

11%

Jan'26

Financial Services

33%

Consumer Cyclical

12%

Tech

10%

Kotak ELSS Tax Saver Scheme Fund Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
HDFC Bank Ltd
8.38%
0%
State Bank of India
5.96%
0%
ICICI Bank Ltd
4.99%
0%
Bharti Airtel Ltd
3.6%
3%
Tech Mahindra Ltd
2.88%
0%
See all
Top Stocks bought last month
Midwest Ltd's allocation increased from 0.03% to 0.75%
Midwest Ltd's allocation increased from 0.03% to 0.75%
Indus Towers Ltd Ordinary Shares's allocation increased from 0.35% to 1%
Indus Towers Ltd Ordinary Shares's allocation increased from 0.35% to 1%
State Bank of India's allocation increased from 5.38% to 5.96%
State Bank of India's allocation increased from 5.38% to 5.96%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 8.85 % to 8.38 %
HDFC Bank Ltd's allocation decreased from 8.85 % to 8.38 %
Bharti Airtel Ltd's allocation decreased from 3.69 % to 3.6 %
Bharti Airtel Ltd's allocation decreased from 3.69 % to 3.6 %
Tech Mahindra Ltd's allocation decreased from 3.73 % to 2.88 %
Tech Mahindra Ltd's allocation decreased from 3.73 % to 2.88 %

Kotak ELSS Tax Saver Scheme Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.62%
Benchmark
Nifty 500 TR INR
AUM₹6355 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
20.7%
Risk
Risk meter
pointer
Very High Risk

About Kotak ELSS Tax Saver Scheme Fund

Kotak ELSS Tax Saver Scheme Fund is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Harsha Upadhyaya. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Kotak ELSS Tax Saver Scheme Fund has ₹6355 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

Kotak ELSS Tax Saver Scheme Fund has given a CAGR return of 14.76% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 2.54%, 14.74% and 14.18% respectively.

Holdings

Kotak ELSS Tax Saver Scheme Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Basic Materials, Tech, Energy, Health, Communication, Consumer Defensive, Utilities. Its top holdings are HDFC Bank Ltd, State Bank of India, ICICI Bank Ltd, Bharti Airtel Ltd, Tech Mahindra Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Kotak ELSS Tax Saver Scheme Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Kotak ELSS Tax Saver Scheme Fund of 3 Years

Fund Manager

Harsha Upadhyaya

Fund Manager of Kotak ELSS Tax Saver Scheme Fund, since 25 August 2015

Learn more about Kotak Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 6.4K Cr
₹ 6.3K Cr
₹ 6.5K Cr
  • AUM of the fund stands at 6.4K Cr as of Feb'26
  • AUM increased by 54 Cr between Feb'26 and Jan'26

Compare Kotak ELSS Tax Saver Scheme Fund

Kotak ELSS Tax Saver Scheme Fund

VS

Axis ELSS Tax Saver Fund

Frequently Asked Questions for Kotak ELSS Tax Saver Scheme Fund

How do I invest in Kotak ELSS Tax Saver Scheme Fund?

INDmoney makes it simple to invest in the Kotak ELSS Tax Saver Scheme Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Kotak ELSS Tax Saver Scheme Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Kotak ELSS Tax Saver Scheme Fund?

The NAV of the fund today is ₹125.32. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Kotak ELSS Tax Saver Scheme Fund fund has generated a return of 2.54% in 1 year, 14.74% in 3 years, 14.18% in 5 years.

Who is the fund manager of Kotak ELSS Tax Saver Scheme Fund?

The fund managers are Harsha Upadhyaya.

What is the expense ratio of the fund?

The expense ratio is 0.62%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹6355 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Kotak ELSS Tax Saver Scheme Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(8.38%), State Bank of India(5.96%), ICICI Bank Ltd(4.99%)