DSP ELSS Tax Saver Fund Direct Growth

DSP ELSS Tax Saver Fund Direct Growth

Equity

DSP Mutual Fund

Elss (Tax Savings)

Get the latest NAV of DSP ELSS Tax Saver Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹157.57

▲0.5%1D

NAV as on 27 Jun 2025

18.41%/per year

Since Inception

Absolute Gain%

▲▼

16815 people have invested ₹ 7.9Cr in DSP ELSS Tax Saver Fund Direct Growth in the last three months

DSP ELSS Tax Saver Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (27-Jun-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
2.68%
3.52%
2.72%
3 Months
8.43%
10.33%
9.98%
6 Months
5.5%
5.23%
2.4%
1 Year
9%
4.8%
4.71%
3 Years
25.88%
20.66%
22.47%
5 Years
27.05%
22.51%
23.5%

DSP ELSS Tax Saver Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

4
/23
69% Performance
57% Risk Management
65% Cost

Ranked 4 out of 23 mutual funds in the elss (tax savings) category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
DSP ELSS Tax Saver Fund
4/23
16,974Cr
0.74%
9%
25.88%
18.41%
Parag Parikh ELSS Tax Saver Fund Direct Growth
1/23
5,294Cr
0.62%
14.56%
24.02%
23.42%
SBI Long Term Equity Fund Direct Growth
2/23
29,667Cr
0.93%
6.32%
30.68%
17.01%
HDFC ELSS TaxSaver Fund Direct Growth
3/23
16,454Cr
1.05%
9.61%
27.7%
15.84%
See all
Positive: Generated Consistent Returns
Generated Consistent Returns
Positive: Larger AUM within category
Larger AUM within category
Positive: 5Y returns in the top 25% of the category
5Y returns in the top 25% of the category
Negative: No bad points found for this fund.
No bad points found for this fund.

DSP ELSS Tax Saver Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

DSP ELSS Tax Saver Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 92.7%

Debt & Cash 7.3%

Large cap
61.9%
Mid cap
17.8%
Small cap
13%
Large Cap allocation has gone down from 63.2% to 61.9%
Large Cap allocation has gone down from 63.2% to 61.9%
Small Cap allocation has gone up from 12.6% to 13%
Small Cap allocation has gone up from 12.6% to 13%
Mid Cap allocation has gone up from 17.8% to 17.8%
Mid Cap allocation has gone up from 17.8% to 17.8%
Cash allocation has gone up from 6.5% to 7.3%
Cash allocation has gone up from 6.5% to 7.3%

DSP ELSS Tax Saver Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 92.7%

Debt & Cash 7.3%

Financial Services
38%
Consumer Cyclical
10.4%
Health
9.3%
Basic Materials
8.9%
Tech
8.3%
Industrial
7.9%
Consumer Defensive
5.2%
Communication
4.1%
Energy
4%
Utilities
3.8%

Top 3 Sectors in May were Financial Services, Health & Consumer Cyclical

May'25

Financial Services

37%

Health

11%

Consumer Cyclical

11%

Apr'25

Financial Services

38%

Health

11%

Consumer Cyclical

10%

DSP ELSS Tax Saver Fund Holdings Details

as on (31-May-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
7.4%
0%
ICICI Bank Ltd
6.23%
0%
State Bank of India
5.4%
13.7%
Axis Bank Ltd
4.47%
-9.4%
Infosys Ltd
2.89%
17.6%
See all
Top Stocks bought last month
State Bank of India's allocation increased from 4.7% to 5.4%
State Bank of India's allocation increased from 4.7% to 5.4%
Infosys Ltd's allocation increased from 2.4% to 2.89%
Infosys Ltd's allocation increased from 2.4% to 2.89%
Samvardhana Motherson International Ltd's allocation increased from 1.83% to 2.06%
Samvardhana Motherson International Ltd's allocation increased from 1.83% to 2.06%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 7.47 % to 7.4 %
HDFC Bank Ltd's allocation decreased from 7.47 % to 7.4 %
ICICI Bank Ltd's allocation decreased from 6.28 % to 6.23 %
ICICI Bank Ltd's allocation decreased from 6.28 % to 6.23 %
Axis Bank Ltd's allocation decreased from 5 % to 4.47 %
Axis Bank Ltd's allocation decreased from 5 % to 4.47 %

DSP ELSS Tax Saver Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.74%
Benchmark
Nifty 500 TR INR
AUM₹16974 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
39.4%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About DSP ELSS Tax Saver Fund

DSP ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Rohit Singhania. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. DSP ELSS Tax Saver Fund Direct Growth has ₹16974 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

DSP ELSS Tax Saver Fund Direct Growth has given a CAGR return of 18.41% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.00%, 25.88% and 27.05% respectively.

Holdings

DSP ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Health, Consumer Cyclical, Basic Materials, Tech, Industrial, Consumer Defensive, Communication, Energy, Utilities. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, State Bank of India, Axis Bank Ltd, Infosys Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of DSP ELSS Tax Saver Fund Direct Growth

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for DSP ELSS Tax Saver Fund Direct Growth of 3 Years

Fund Manager

Rohit Singhania

Fund Manager of DSP ELSS Tax Saver Fund Direct Growth, since 16 July 2015

Learn more about DSP Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 17K Cr
₹ 16.6K Cr
₹ 16.2K Cr
  • AUM of the fund stands at 17K Cr as of May'25
  • AUM increased by 336 Cr between May'25 and Apr'25

Compare DSP ELSS Tax Saver Fund

DSP ELSS Tax Saver Fund

VS

Axis ELSS Tax Saver Fund Direct Growth

Frequently Asked Questions for DSP ELSS Tax Saver Fund Direct Growth

How do I invest in DSP ELSS Tax Saver Fund?

INDmoney makes it simple to invest in the DSP ELSS Tax Saver Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘DSP ELSS Tax Saver Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of DSP ELSS Tax Saver Fund?

The NAV of the fund today is ₹157.57. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

DSP ELSS Tax Saver Fund fund has generated a return of 9.00% in 1 year, 25.88% in 3 years, 27.05% in 5 years.

Who is the fund manager of DSP ELSS Tax Saver Fund?

The fund managers are Rohit Singhania.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.74%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹16974 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of DSP ELSS Tax Saver Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(7.4%), ICICI Bank Ltd(6.23%), State Bank of India(5.4%)