NAVI Mutual Fund

Navi AMC Limited is a company engaged in the business of asset management. Navi AMC started in 2108. It is founded by Sachin Bansal (co-founder of Flipkart) & Ankit Agarwal (ex-banker with Deutsche Bank and Bank of America). They offer a range of financial products and services, including mutual funds, portfolio management services, and other investment options. Navi AMC Limited is an emerging player in the Indian asset management industry. It is popular due to its low cost funds along with passive investing approach.
Total Asset under Management (AUM) of NAVI AMC is ₹5.3K Cr which is 0.1% of the total AUM managed by 58 other amcs in India. It's AUM rank is 35/43. Total number of schemes are 17 out of which 13 are Equity, 2 are Debt and 2 are hybrid. It's 17 schemes are managed by 7 fund managers.

NAVI Mutual Fund Key Information

Total AUM of Navi AMC Limited
₹5300.6Cr Cr
AUM growth
(between Feb'24 - Mar'24)
+ ₹219.33 Cr
Total Number of Funds by Navi AMC Limited
Number of Fund Managers

Best NAVI Mutual Funds

  • Equity Funds
  • Debt Funds
  • Hybrid Funds
1Y return
Management Team
Mr. Hari Shyamsunder
Ms. Sweta Bharat Shah
Chief Compliance Officer
Top Fund Managers of NAVI Mutual Fund
Surbhi Sharma
Surbhi Sharma is managing 4 funds of NAVI AMC. Total asset under management (AUM) managed by Surbhi Sharma is ₹237.1Cr. Below is the list of funds managed by Surbhi Sharma
Funds Managed
Ashutosh Shirwaikar
Aditya Mulki
NAVI SIP Calculator
Explore Amc

How to Invest in NAVI Mutual Fund



In order to invest in NAVI Mutual Fund schemes you must fulfill either of the following eligibility criteria:

  • Must be Individuals of 18 years and above with having their domicile in India.


  • Indian Partnership Firms and Hindu Undivided Family (HUF) must be represented by the Karta.


  • Non-Resident Indians (NRIs) or Persons of Indian Origin (PIOs) must have the approval of the Reserve Bank of India (RBI).


  • Association of Person (AOP) /Body of Individuals (BOI), Public Sector Undertakings, Body Corporates, and societies, must be authorized as under the Societies Registration Act, 1860


  • Religious, charitable, and private trusts, must adhere to the provision of the Income Tax Act, 1961 read with the Income Tax Rules, 1962


  • Trustee of private trusts, must have been permitted to contribute to the mutual fund schemes as per their trust deed.


    Prerequisite Documentation:


  • The applicant must have an existing bank account.

  • The applicant must be KYC Compliant.

  • The applicant’s Savings Bank Account status must be preferably Single or Either/Survivor.

  • The applicant must sign the Account Opening Application Form in case he intends to invest directly through a Bank account.


Investing in NAVI Mutual Fund via INDmoney:

Investing in NAVI Mutual Fund schemes through INDmoney is a seamless and cost-effective process designed with you in mind.


Here's how you can get started:


Step 1: Set Up Your INDmoney Account: To begin, make sure you have an active INDmoney account. If not, download the INDmoney app for a smooth onboarding experience.


Step 2: Complete Your KYC: Log in or sign in to your INDmoney account and complete the KYC process. Ensure you have valid documents like your PAN card, Aadhaar card, Voter ID, or driving license handy.


Step 3: Link Your Bank Account: Connect your bank account to your INDmoney account for easy transactions.


Step 4: Select Your Preferred Mutual Fund Scheme: Browse and choose from a range of NAVI Mutual Fund schemes. INDmoney provides comprehensive tools to help you compare schemes, considering factors like risk-return ratio and past market trends.


Step 5: Choose Your Payment Method: Decide whether you want to invest through a Systematic Investment Plan (SIP) or a one-time lump sum amount. Rest assured, INDmoney does not charge you any transaction fees, ensuring a cost-effective investment experience.


Step 6: Receive Your Mutual Fund Units: After your investment, you'll be allocated NAVI Mutual Fund units based on your chosen scheme, investment amount, and the Net Asset Value (NAV) at the cut-off time. This typically takes 3-4 working days.

Points to consider before Investing in NAVI Mutual Funds

Before diving into NAVI Mutual Funds, consider these crucial points to make informed investment decisions:


Diversification for Optimal Returns: Strike a balance between overly diversified and too-concentrated funds. Look for schemes that promise long-term returns across a wide spectrum of options.


Align Investments with Goals, Not Trends: Base your investment choices on your financial goals, not fleeting market trends. Choose a scheme that matches your desired investment duration and financial objectives.


Beat Inflation with Returns: Ensure that the chosen plan has the potential to outpace inflation in the future. Some high-return funds might not effectively counter the impact of inflation, considering the time-value of money.


Liquidity for Short-Term Gains: If considering short-term investments, opt for plans with high liquidity and easy withdrawal options. Be cautious about funds that come with exit loads, as they could eat into your gains.


Assess Risk Tolerance: Evaluate your risk tolerance carefully. Stay vigilant about market fluctuations to avoid potential losses when investing in any NAVI Mutual Fund scheme.


Tax-Efficient Investing with ELSS: For those looking to minimize tax liabilities, explore tax-advantaged funds like ELSS mutual funds. These can help you stay clear of higher tax brackets while investing.


Additionally, with the simplicity of Systematic Investment Plans (SIPs), you can invest your funds effortlessly at intervals that suit you—be it monthly, quarterly, or annually. Remember to review and adjust your SIP plan in line with your financial commitments and goals. This way, you can navigate the investment landscape, even in volatile market conditions, ensuring your investments stay on track.

Frequently Asked Questions

You can invest in NAVI AMC Ltd in a few simple steps through INDmoney by clicking on the NAVI AMC page and select the most suitable funds from there. You can benefit from in-depth insights that we provide or you can also invest in NAVI AMC Ltd directly by visiting the official website as well.
The NAVI Mutual Fund allows its investors to be able to pause their SIPs for a maximum tenure of 3 months. In case if you have directly invested in the funds, you need to also fill out the SIP pause form online on the host website and also specify the intended time- period you wish to pause your SIPs. On the expiry of the time period, the SIP shall continue automatically
You can calculate the Daily/ Weekly/ Monthly/ Quarterly SIP Amount for all NAVI Mutual Funds using INDMoney’s NAVI SIP Calculator
You can directly withdraw the amount invested in any scheme of NAVI Investment Managers (India) Private Limited Limited through the INDmoney app by visiting the scheme's page and clicking on the Redeem button. After submitting the request, the amount will be credited to your bank account within a few days. If you prefer the offline mode, you would have to visit the nearest branch and submit the redemption form. You can also redeem your investment by going to the official website of the NAVI Investment Managers (India) Private Limited Limited and signing in with the folio number.
You can increase the SIP amount by choosing the step-up option available for each scheme. A step-up or top-up SIP option automatically increases the SIP amount by a predetermined sum in a given period. Or you could choose to increase the SIP amount by following the given steps below: 1. Login 2. Go to Investments 3. Go to my mutual funds 4. Select a fund 5. Invest More