Navi Liquid Fund Direct Growth

Debt

NAVI Mutual Fund

Liquid

Get the latest NAV of Navi Liquid Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹28.44

NAV as on 19 May 2025

6.82%/per year

Since Inception

Absolute Gain%

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2652 people have invested ₹ 2.8Cr in Navi Liquid Fund Direct Growth in the last three months

Fund Performance

as on (19-May-25)

Period	This Fund	Liquid Index
1 Month	0.51%	0.42%
3 Months	1.57%	1.58%
6 Months	3.32%	3.28%
1 Year	6.93%	7.07%
3 Years	6.64%	6.68%
5 Years	5.36%	5.3%

Peer comparison

Fund Name	INDmoney Rank	AUM (in Crs.)	Expense Ratio	1Y Returns	3Y Returns	Inception Returns
Navi Liquid Fund	-	74Cr	0.15%	6.93%	6.64%	6.82%
Quant Liquid Fund Direct Growth	8/23	1,610Cr	0.26%	7.31%	6.87%	7.24%
Aditya Birla Sun Life Liquid Fund Direct Growth	15/23	53,912Cr	0.21%	7.41%	7.03%	6.95%
SBI Liquid Fund Direct Growth	16/23	67,476Cr	0.21%	7.27%	6.92%	6.83%

See all

Navi Liquid Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

₹1L

₹10L

1-time
SIP

Total Investment

Profit

Total Corpus

Absolute Return

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Navi Liquid Fund Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Debt & Cash 99.4%

AAA

100%

Cash allocation has gone up from 99.3% to 99.4%

Navi Liquid Fund Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Debt & Cash 99.4%

Cash Equivalent

100%

Top Sector in April was Corporate

Apr'25

Corporate

Mar'25

Corporate

Navi Liquid Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio	0.15%
Benchmark	CRISIL Liquid Debt A-I TR INR
AUM	₹74 Cr
Inception Date	1 January, 2013
Min Lumpsum/SIP	₹100/₹10
Exit Load	0.0%
Lock In	No Lock-in
TurnOver	386.06%
STCG	Selling mutual fund within 36 months, gains taxed at slab rates.
LTCG	Holding over 3 years, gains taxed at slab rates without indexation.
Risk	Low to Moderate Risk

About Navi Liquid Fund

Navi Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by . This fund is suitable to keep your money safe.

Key Parameters

Navi Liquid Fund Direct Growth has ₹74 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
The fund has an expense ratio 0.2.

Returns

Navi Liquid Fund Direct Growth has given a CAGR return of 6.82% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.93%, 6.64% and 5.36% respectively.

Holdings

Navi Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Corporate. Its top holdings are Union Bank Of India, Godrej Industries Limited, Small Industries Development Bank Of India, 364 DTB, Axis Bank Limited

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Navi Liquid Fund Direct Growth

To provide a high level of liquidity with reasonable returns commensurate with low risk through a portfolio of money market and debt securities. There is no assurance that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 10.00. Navi Liquid Fund Direct Growth has no lock in period.

Learn more about NAVI Mutual Fund

Parameters	Apr'25	Mar'25	Feb'25
AUM	₹ 62.6 Cr	₹ 62.6 Cr	₹ 67.7 Cr

AUM of the fund stands at 62.6 Cr as of Apr'25
AUM has remained same between Apr'25 and Mar'25

Frequently Asked Questions for Navi Liquid Fund Direct Growth

What is the current NAV of Navi Liquid Fund Direct Growth?

The current NAV of Navi Liquid Fund Direct Growth is ₹28.44 as on 19-May-2025.

What are the average returns of Navi Liquid Fund Direct Growth?

Existing (Absolute + CAGR) as on 19-May-2025.

Navi Liquid Fund Direct Growth	Absolute Returns	CAGR Returns
1 Month Returns	0.51%	0.51%
6 Month Returns	3.32%	3.32%
1 Year Returns	6.93%	6.93%
3 Years Returns	21.27%	6.64%

How do I invest in Navi Liquid Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.

Click Buy on the fund name.
Input the amount you are looking to invest.
Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
Select your bank account and proceed with Payment.

What is the expense ratio of Navi Liquid Fund Direct Growth?

0.15% as on April 2025

What is net assets under management (AUM) of Navi Liquid Fund Direct Growth?

₹74 Cr as on April 2025

What are the top 5 holdings of Navi Liquid Fund Direct Growth?

Union Bank Of India(8.09%), Godrej Industries Limited(6.75%), Small Industries Development Bank Of India(6.75%), 364 DTB(6.75%), Axis Bank Limited(6.75%) as on April 2025

What is the yield to maturity ratio of Navi Liquid Fund Direct Growth?

Yield to Maturity is 6.37 as on April 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.

What is the modified duration of Navi Liquid Fund Direct Growth?

Modified Duration is 0.06 as on April 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.

What is the credit rating breakup of Navi Liquid Fund Direct Growth?

AAA

100

What is the exit load of Navi Liquid Fund Direct Growth?

The Exit load of Navi Liquid Fund Direct Growth is 0.01%