Navi ELSS Tax Saver Fund Direct Growth

Navi ELSS Tax Saver Fund Direct Growth

Get the latest NAV of Navi ELSS Tax Saver Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹33.67

0.7%1D

NAV as on 19 Aug 2025

13.42%/per year

Since Inception

Absolute Gain%

Navi ELSS Tax Saver Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (19-Aug-25)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-1.47%
-0.54%
8.71%
-2.59%
14.02%
18%
Nifty 500
-0.9%
0.88%
11.26%
-0.32%
14.82%
19.63%
Elss (Tax Savings) Avg
-1.1%
1.34%
11.54%
0.31%
16.4%
20.83%
Best in Elss (Tax Savings)
1.26%
4.8%
19.47%
9.22%
25.09%
28.74%
Worst in Elss (Tax Savings)
-3.49%
-1.22%
6.51%
-9.27%
11.92%
15.02%

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Navi ELSS Tax Saver Fund
-
54Cr
0.39%
-2.59%
14.02%
-1.09
0.93
0.65
1.03
-0.54
Parag Parikh ELSS Tax Saver Fund Direct Growth
1/23
5,538Cr
0.62%
7.51%
19.95%
6.40
0.66
1.36
2.55
0.64
HDFC ELSS TaxSaver Fund Direct Growth
2/23
16,579Cr
1.07%
7.04%
22.79%
6.93
0.84
1.35
2.59
1.88
SBI ELSS Tax Saver Fund Direct Growth
3/23
30,271Cr
0.95%
-0.33%
24.83%
8.20
0.95
1.33
2.51
2.38
Positive: Beats FD returns for both 3Y & 5Y duration
Beats FD returns for both 3Y & 5Y duration
Negative: 5Y returns in the bottom 25% of the category
5Y returns in the bottom 25% of the category
Negative: 3Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category

Navi ELSS Tax Saver Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit


Total Corpus

0

Absolute Return

Navi ELSS Tax Saver Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Equity 95.5%

Debt & Cash 4.5%

Large cap
51%

Mid cap
29.4%

Small cap
14.1%

Mid Cap allocation has gone down from 32.3% to 29.4%
Mid Cap allocation has gone down from 32.3% to 29.4%
Large Cap allocation has gone up from 46.9% to 51%
Large Cap allocation has gone up from 46.9% to 51%
Small Cap allocation has gone up from 14.1% to 14.1%
Small Cap allocation has gone up from 14.1% to 14.1%
Cash allocation has gone down from 5.7% to 4.5%
Cash allocation has gone down from 5.7% to 4.5%

Navi ELSS Tax Saver Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Equity 95.5%

Debt & Cash 4.5%

Financial Services
20.8%
Industrial
19.9%
Tech
14.5%
Health
12.9%
Consumer Defensive
8.8%
Basic Materials
6.7%
Energy
5.7%
Consumer Cyclical
5.4%
Communication
5.3%

Top 3 Sectors in July were Financial Services, Industrial & Health

Jul'25

Financial Services

25%

Industrial

19%

Health

14%

Jun'25

Financial Services

25%

Industrial

20%

Health

13%

Navi ELSS Tax Saver Fund Holdings Details

as on (31-Jul-25)

Equity

Holdings
Weight%
1M Change
Reliance Industries Ltd
4.77%
0%
Axis Bank Ltd
3.86%
0%
ICICI Bank Ltd
3.73%
0%
Bharti Airtel Ltd
3.55%
0%
UPL Ltd
3.52%
0%
Top Stocks bought last month
Persistent Systems Ltd's allocation increased from 2.2% to 2.77%
Persistent Systems Ltd's allocation increased from 2.2% to 2.77%
UPL Ltd's allocation increased from 3.14% to 3.52%
UPL Ltd's allocation increased from 3.14% to 3.52%
Hindustan Unilever Ltd's allocation increased from 1.97% to 2.29%
Hindustan Unilever Ltd's allocation increased from 1.97% to 2.29%
Top Stocks sold last month
Reliance Industries Ltd's allocation decreased from 4.89 % to 4.77 %
Reliance Industries Ltd's allocation decreased from 4.89 % to 4.77 %
Axis Bank Ltd's allocation decreased from 4.11 % to 3.86 %
Axis Bank Ltd's allocation decreased from 4.11 % to 3.86 %
Suzlon Energy Ltd's allocation decreased from 2.97 % to 2.85 %
Suzlon Energy Ltd's allocation decreased from 2.97 % to 2.85 %

Navi ELSS Tax Saver Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.39%
Benchmark
Nifty 500 TR INR
AUM₹54 Cr
Inception Date30 December, 2015
Min Lumpsum/SIP--/--
Exit Load0%
Lock In3 Years
TurnOver
24.28%
Risk
Risk meter
pointer
Very High Risk

About Navi ELSS Tax Saver Fund

Navi ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 30 December, 2015. The fund is managed by Ashutosh Shirwaikar. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Navi ELSS Tax Saver Fund Direct Growth has ₹54 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

Navi ELSS Tax Saver Fund Direct Growth has given a CAGR return of 13.42% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -2.59%, 14.02% and 18.00% respectively.

Holdings

Navi ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Health, Tech, Consumer Defensive, Basic Materials, Energy, Communication, Consumer Cyclical. Its top holdings are Reliance Industries Ltd, Axis Bank Ltd, ICICI Bank Ltd, Bharti Airtel Ltd, UPL Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Navi ELSS Tax Saver Fund Direct Growth

"The Scheme will seek to invest in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income generation along with the benefit of income tax deduction (under Section 80 C of the Income Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled to deductions of the amount invested in Units of the Scheme, subject to a maximum of Rs. 1,50,000/- under and in terms of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in this scheme would be subject to statutory lock-in period of 3 years from the date of allotment to be eligible for income tax benefit under section 80 C. There is no assurance that the investment objective of the Scheme will be achieved."

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Navi ELSS Tax Saver Fund Direct Growth of 3 Years

Fund Manager

Ashutosh Shirwaikar

Fund Manager of Navi ELSS Tax Saver Fund Direct Growth, since 1 August 2023

Learn more about NAVI Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 54 Cr
₹ 56.9 Cr
₹ 56.5 Cr
  • AUM of the fund stands at 54 Cr as of Jul'25
  • AUM decreased by 2.9 Cr between Jul'25 and Jun'25

Compare Navi ELSS Tax Saver Fund

Navi ELSS Tax Saver Fund

VS

Axis ELSS Tax Saver Fund Direct Growth

Frequently Asked Questions for Navi ELSS Tax Saver Fund Direct Growth

How do I invest in Navi ELSS Tax Saver Fund?

INDmoney makes it simple to invest in the Navi ELSS Tax Saver Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Navi ELSS Tax Saver Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Navi ELSS Tax Saver Fund?

The NAV of the fund today is ₹33.67. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Navi ELSS Tax Saver Fund fund has generated a return of -2.59% in 1 year, 14.02% in 3 years, 18.00% in 5 years.

Who is the fund manager of Navi ELSS Tax Saver Fund?

The fund managers are Ashutosh Shirwaikar.

What is the expense ratio of the fund?

The expense ratio is 0.39%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹54 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Navi ELSS Tax Saver Fund?

The top 3 holdings of the fund are Reliance Industries Ltd(4.77%), Axis Bank Ltd(3.86%), ICICI Bank Ltd(3.73%)