Navi ELSS Tax Saver Fund Direct Growth

Navi ELSS Tax Saver Fund Direct Growth

Get the latest NAV of Navi ELSS Tax Saver Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹33.99

-0.4%1D

NAV as on 13 Jun 2025

13.82%/per year

Since Inception

Absolute Gain%

1 people have invested ₹ 2.2K in Navi ELSS Tax Saver Fund Direct Growth in the last three months

Navi ELSS Tax Saver Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (13-Jun-25)

The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.

Period
This Fund
Nifty 500
Category Avg
1 Month
2.26%
0.52%
2.72%
3 Months
13.12%
13.53%
12.75%
6 Months
-2.23%
-1.94%
-3.57%
1 Year
3.59%
3.11%
4.14%
3 Years
18.96%
19.63%
21.36%
5 Years
20.63%
23.15%
23.88%

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Navi ELSS Tax Saver Fund
-
57Cr
0.39%
3.59%
18.96%
13.82%
SBI Long Term Equity Fund Direct Growth
3/23
28,506Cr
0.94%
11.35%
29.14%
16.76%
DSP ELSS Tax Saver Fund Direct Growth
4/23
16,638Cr
0.72%
17.2%
24.39%
18.23%
Mirae Asset ELSS Tax Saver Fund Direct Growth
7/23
24,774Cr
0.6%
12.43%
20.22%
19.46%
Positive: Beats FD returns for both 3Y & 5Y duration
Beats FD returns for both 3Y & 5Y duration
Negative: 5Y returns in the bottom 25% of the category
5Y returns in the bottom 25% of the category
Negative: 3Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category

Navi ELSS Tax Saver Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit


Total Corpus

0

Absolute Return

Navi ELSS Tax Saver Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 95.4%

Debt & Cash 4.6%

Large cap
47.9%

Mid cap
32.7%

Small cap
13.7%

Mid Cap allocation has gone up from 31.7% to 32.7%
Mid Cap allocation has gone up from 31.7% to 32.7%
Large Cap allocation has gone down from 48.9% to 47.9%
Large Cap allocation has gone down from 48.9% to 47.9%
Small Cap allocation has gone up from 12.5% to 13.7%
Small Cap allocation has gone up from 12.5% to 13.7%
Cash allocation has gone down from 5.7% to 4.6%
Cash allocation has gone down from 5.7% to 4.6%

Navi ELSS Tax Saver Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 95.4%

Debt & Cash 4.6%

Financial Services
31%
Industrial
12.6%
Tech
12%
Health
11.1%
Consumer Defensive
10.5%
Communication
7%
Basic Materials
6.2%
Consumer Cyclical
5.3%
Energy
4.4%

Top 3 Sectors in May were Financial Services, Industrial & Health

May'25

Financial Services

22%

Industrial

21%

Tech

13%

Apr'25

Financial Services

23%

Industrial

20%

Health

13%

Navi ELSS Tax Saver Fund Holdings Details

as on (31-May-25)

Equity

Debt & Cash

Top Stocks bought last month
Persistent Systems Ltd's allocation increased from 2.2% to 4.39%
Persistent Systems Ltd's allocation increased from 2.2% to 4.39%
Hindustan Aeronautics Ltd Ordinary Shares's allocation increased from 2.53% to 3.52%
Hindustan Aeronautics Ltd Ordinary Shares's allocation increased from 2.53% to 3.52%
Suzlon Energy Ltd's allocation increased from 2.53% to 3.16%
Suzlon Energy Ltd's allocation increased from 2.53% to 3.16%
Top Stocks sold last month
Reliance Industries Ltd's allocation decreased from 4.66 % to 4.66 %
Reliance Industries Ltd's allocation decreased from 4.66 % to 4.66 %
Axis Bank Ltd's allocation decreased from 4.14 % to 4.11 %
Axis Bank Ltd's allocation decreased from 4.14 % to 4.11 %
Bharti Airtel Ltd's allocation decreased from 3.34 % to 3.28 %
Bharti Airtel Ltd's allocation decreased from 3.34 % to 3.28 %

Navi ELSS Tax Saver Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.39%
Benchmark
Nifty 500 TR INR
AUM₹57 Cr
Inception Date30 December, 2015
Min Lumpsum/SIP--/--
Exit Load0%
Lock In3 Years
TurnOver
24.28%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Navi ELSS Tax Saver Fund

Navi ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 30 December, 2015. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Navi ELSS Tax Saver Fund Direct Growth has ₹57 Cr worth of assets under management (AUM) as on May 2025 and is less than category average.
  2. The fund has an expense ratio 0.4.

Returns

Navi ELSS Tax Saver Fund Direct Growth has given a CAGR return of 13.82% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.59%, 18.96% and 20.63% respectively.

Holdings

Navi ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Tech, Health, Consumer Defensive, Energy, Communication, Basic Materials, Consumer Cyclical. Its top holdings are Reliance Industries Ltd, Hero Fincorp Limited, Persistent Systems Ltd, Axis Bank Ltd, Infosys Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Navi ELSS Tax Saver Fund Direct Growth

"The Scheme will seek to invest in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income generation along with the benefit of income tax deduction (under Section 80 C of the Income Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled to deductions of the amount invested in Units of the Scheme, subject to a maximum of Rs. 1,50,000/- under and in terms of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in this scheme would be subject to statutory lock-in period of 3 years from the date of allotment to be eligible for income tax benefit under section 80 C. There is no assurance that the investment objective of the Scheme will be achieved."

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Navi ELSS Tax Saver Fund Direct Growth of 3 Years

Learn more about NAVI Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 56.5 Cr
₹ 55.8 Cr
₹ 55.3 Cr
  • AUM of the fund stands at 56.5 Cr as of May'25
  • AUM increased by 0.7 Cr between May'25 and Apr'25

Compare Navi ELSS Tax Saver Fund

Navi ELSS Tax Saver Fund

VS

Axis ELSS Tax Saver Fund Direct Growth

Frequently Asked Questions for Navi ELSS Tax Saver Fund Direct Growth

How do I invest in Navi ELSS Tax Saver Fund?

INDmoney makes it simple to invest in the Navi ELSS Tax Saver Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Navi ELSS Tax Saver Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Navi ELSS Tax Saver Fund?

The NAV of the fund today is ₹33.99. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Navi ELSS Tax Saver Fund fund has generated a return of 3.59% in 1 year, 18.96% in 3 years, 20.63% in 5 years.

Who is the fund manager of Navi ELSS Tax Saver Fund?

The fund managers are .

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.39%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹57 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Navi ELSS Tax Saver Fund?

The top 3 holdings of the fund are Reliance Industries Ltd(4.66%), Persistent Systems Ltd(4.39%), Axis Bank Ltd(4.11%)