Kotak Banking & Financial Services Fund

Kotak Banking & Financial Services Fund

Equity

Kotak Mutual Fund

Sector - Financial Services

Get the latest NAV of Kotak Banking & Financial Services Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹16.35

▼-0.4%1D

NAV as on 27 May 2026

16.36%/per year

Since Inception

Absolute Gain%

▲▼

553 people have invested ₹ 81.5L in Kotak Banking & Financial Services Fund in the last three months

Kotak Banking & Financial Services Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (27-May-26)

The fund has outperformed the benchmark (Nifty 500) over 1Y, 3Y, but underperformed over 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-1.14%
-5.32%
-3.76%
4.14%
14.15%
--
Nifty 500
0.64%
-0.86%
-4.09%
0.66%
13.53%
11.94%
Sector - Financial Services Avg
-1.83%
-7.08%
-5.67%
4.19%
12.67%
12.27%
Best in Sector - Financial Services
5.32%
2.16%
3.79%
23.35%
20.47%
16.54%
Worst in Sector - Financial Services
-1.85%
-8%
-7.83%
-2.86%
6.61%
11.06%
Category Rank
6/12
--
--
--
--
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Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Kotak Banking & Financial Services Fund
-
1,447Cr
0.7%
4.14%
14.15%
3.31
1.00
0.56
0.83
0.90
Invesco India Financial Services Fund
1/11
1,673Cr
0.69%
8.84%
20.24%
8.89
0.88
0.90
1.42
1.25
Mirae Asset Banking and Financial Services Fund
2/11
2,174Cr
0.52%
4.14%
15.33%
5.10
0.96
0.67
1.03
1.00
SBI Banking & Financial Services Fund
3/11
10,375Cr
1.05%
5.56%
18.09%
7.20
0.88
0.83
1.23
1.34
See all

Kotak Banking & Financial Services Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Kotak Banking & Financial Services Fund Asset Allocation

See fund asset allocation details as on (14-May-26)

Fund Distribution

as on (14-May-26)

Large cap
64.8%
Mid cap
20%
Small cap
13%
Mid Cap allocation has gone up from 17.2% to 20%
Mid Cap allocation has gone up from 17.2% to 20%
Large Cap allocation has gone down from 66.7% to 64.8%
Large Cap allocation has gone down from 66.7% to 64.8%
Small Cap allocation has gone up from 12.6% to 13%
Small Cap allocation has gone up from 12.6% to 13%
Cash allocation has gone down from 3.5% to 2.2%
Cash allocation has gone down from 3.5% to 2.2%

Kotak Banking & Financial Services Fund Sector Allocation

See fund sector allocation details as on (14-May-26)

Sector Allocation

Financial Services
98.1%
Tech
1.9%

Top 2 Sectors in April were Financial Services, Tech

Apr'26

Financial Services

98%

Tech

2%

Mar'26

Financial Services

98%

Tech

2%

Kotak Banking & Financial Services Fund Holdings Details

as on (30-Apr-26)

Holdings
Weight%
1M Change
HDFC Bank Ltd
12.92%
0%
ICICI Bank Ltd
11.26%
0%
State Bank of India
9.27%
-1.4%
Axis Bank Ltd
7.96%
4%
Bajaj Finance Ltd
5.91%
0%
See all
Top Stocks bought last month
Power Finance Corp Ltd's allocation increased from 1.17% to 2.34%
Power Finance Corp Ltd's allocation increased from 1.17% to 2.34%
Shriram Finance Ltd's allocation increased from 3.52% to 4.61%
Shriram Finance Ltd's allocation increased from 3.52% to 4.61%
BSE Ltd's allocation increased from 3.61% to 4.38%
BSE Ltd's allocation increased from 3.61% to 4.38%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 13.7 % to 12.92 %
HDFC Bank Ltd's allocation decreased from 13.7 % to 12.92 %
ICICI Bank Ltd's allocation decreased from 12.02 % to 11.26 %
ICICI Bank Ltd's allocation decreased from 12.02 % to 11.26 %
State Bank of India's allocation decreased from 9.64 % to 9.27 %
State Bank of India's allocation decreased from 9.64 % to 9.27 %

Kotak Banking & Financial Services Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.7%
Benchmark
Nifty Financial Services TR INR
AUM₹1447 Cr
Inception Date27 February, 2023
Min Lumpsum/SIP₹100/₹100
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
26.91%
Risk
Risk meter
pointer
Very High Risk

About Kotak Banking & Financial Services Fund

Kotak Banking & Financial Services Fund is an equity fund. This fund was started on 27 February, 2023. The fund is managed by Shibani Kurian, Abhishek Bisen. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Kotak Banking & Financial Services Fund has ₹1447 Cr worth of assets under management (AUM) as on May 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

Kotak Banking & Financial Services Fund has given a CAGR return of 16.36% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 4.14% and 14.15% respectively.

Holdings

Kotak Banking & Financial Services Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, State Bank of India, Axis Bank Ltd, Bajaj Finance Ltd

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Kotak Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Banking & Financial Services Fund has no lock in period.

Fund Manager

Shibani Kurian

Fund Manager of Kotak Banking & Financial Services Fund, since 27 February 2023

Abhishek Bisen

Fund Manager of Kotak Banking & Financial Services Fund, since 27 February 2023

Learn more about Kotak Mutual Fund
Parameters
Apr'26
Mar'26
Feb'26
AUM
₹ 1.4K Cr
₹ 1.3K Cr
₹ 1.4K Cr
  • AUM of the fund stands at 1.4K Cr as of Apr'26
  • AUM increased by 153.5 Cr between Apr'26 and Mar'26

Compare Kotak Banking & Financial Services Fund

Kotak Banking & Financial Services Fund

VS

ICICI Prudential Banking and Financial Services Fund

Frequently Asked Questions for Kotak Banking & Financial Services Fund

How do I invest in Kotak Banking & Financial Services Fund?

INDmoney makes it simple to invest in the Kotak Banking & Financial Services Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Kotak Banking & Financial Services Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Kotak Banking & Financial Services Fund?

The NAV of the fund today is ₹16.35. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Kotak Banking & Financial Services Fund fund has generated a return of 4.14% in 1 year, 14.15% in 3 years

Who is the fund manager of Kotak Banking & Financial Services Fund?

The fund managers are Shibani Kurian, Abhishek Bisen.

What is the exit load of the fund?

The exit load is 0.5% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.70%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1447 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Kotak Banking & Financial Services Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(12.92%), ICICI Bank Ltd(11.26%), State Bank of India(9.27%)