Tata Banking & Financial Services Fund Direct Growth

Tata Banking & Financial Services Fund Direct Growth

Equity

Tata Mutual Fund

Sector - Financial Services

Get the latest NAV of Tata Banking & Financial Services Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹51.89

▲1.2%1D

NAV as on 27 Jun 2025

18.88%/per year

Since Inception

Absolute Gain%

▲▼

1822 people have invested ₹ 2.1Cr in Tata Banking & Financial Services Fund Direct Growth in the last three months

Tata Banking & Financial Services Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (27-Jun-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
4.93%
3.52%
3.54%
3 Months
14.1%
10.33%
12.63%
6 Months
15.9%
5.23%
11.52%
1 Year
17.53%
4.8%
9.36%
3 Years
27.85%
20.66%
23.72%
5 Years
24.18%
22.51%
24.09%

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Tata Banking & Financial Services Fund
2/11
2,797Cr
0.47%
17.53%
27.85%
18.88%
Nippon India Banking & Financial Services Fund Direct Growth
1/11
7,160Cr
0.99%
15.56%
27.12%
15.1%
Invesco India Financial Services Fund Direct Growth
3/11
1,372Cr
0.87%
17.15%
29.96%
16.79%
SBI Banking & Financial Services Fund Direct Growth
4/11
7,999Cr
0.74%
17.58%
26.47%
16.44%
See all
Positive: 3Y returns in the top 25% of the category
3Y returns in the top 25% of the category
Positive: Lower expense ratio
Lower expense ratio
Positive: Beats FD returns for both 3Y & 5Y duration
Beats FD returns for both 3Y & 5Y duration
Negative: No bad points found for this fund.
No bad points found for this fund.

Tata Banking & Financial Services Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Tata Banking & Financial Services Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 95.7%

Debt & Cash 4.3%

Large cap
58.2%
Small cap
22.5%
Mid cap
15%
Large Cap allocation has gone down from 58.3% to 58.2%
Large Cap allocation has gone down from 58.3% to 58.2%
Small Cap allocation has gone up from 22.5% to 22.5%
Small Cap allocation has gone up from 22.5% to 22.5%
Mid Cap allocation has gone up from 14.7% to 15%
Mid Cap allocation has gone up from 14.7% to 15%
Cash allocation has gone down from 4.5% to 4.3%
Cash allocation has gone down from 4.5% to 4.3%

Tata Banking & Financial Services Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 95.7%

Debt & Cash 4.3%

Financial Services
100%

Top 2 Sectors in May were Financial Services, Tech

May'25

Financial Services

98%

Tech

2%

Apr'25

Financial Services

98%

Tech

2%

Tata Banking & Financial Services Fund Holdings Details

as on (31-May-25)

Equity

Top Stocks bought last month
Max Financial Services Ltd's allocation increased from 2.13% to 2.42%
Max Financial Services Ltd's allocation increased from 2.13% to 2.42%
UTI Asset Management Co Ltd's allocation increased from 1.3% to 1.49%
UTI Asset Management Co Ltd's allocation increased from 1.3% to 1.49%
Bajaj Finance Ltd's allocation increased from 2.51% to 2.63%
Bajaj Finance Ltd's allocation increased from 2.51% to 2.63%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 22.39 % to 22.25 %
HDFC Bank Ltd's allocation decreased from 22.39 % to 22.25 %
Axis Bank Ltd's allocation decreased from 9.13 % to 9.04 %
Axis Bank Ltd's allocation decreased from 9.13 % to 9.04 %
ICICI Bank Ltd's allocation decreased from 8.63 % to 8.61 %
ICICI Bank Ltd's allocation decreased from 8.63 % to 8.61 %

Tata Banking & Financial Services Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.47%
Benchmark
Nifty Financial Services TR INR
AUM₹2797 Cr
Inception Date28 December, 2015
Min Lumpsum/SIP₹5000/₹100
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
21.1%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Tata Banking & Financial Services Fund

Tata Banking & Financial Services Fund Direct Growth is an equity fund. This fund was started on 28 December, 2015. The fund is managed by Amey Sathe. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata Banking & Financial Services Fund Direct Growth has ₹2797 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Tata Banking & Financial Services Fund Direct Growth has given a CAGR return of 18.88% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 17.53%, 27.85% and 24.18% respectively.

Holdings

Tata Banking & Financial Services Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are HDFC Bank Ltd, Axis Bank Ltd, ICICI Bank Ltd, Kotak Mahindra Bank Ltd, SBI Cards and Payment Services Ltd Ordinary Shares

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Tata Banking & Financial Services Fund Direct Growth

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Banking & Financial Services Fund Direct Growth has no lock in period.

Fund Manager

Amey Sathe

Fund Manager of Tata Banking & Financial Services Fund Direct Growth, since 14 October 2021

Learn more about Tata Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 2.8K Cr
₹ 2.8K Cr
₹ 2.5K Cr
  • AUM of the fund stands at 2.8K Cr as of May'25
  • AUM increased by 45.1 Cr between May'25 and Apr'25

Compare Tata Banking & Financial Services Fund

Tata Banking & Financial Services Fund

VS

ICICI Prudential Banking and Financial Services Fund Direct Growth

Frequently Asked Questions for Tata Banking & Financial Services Fund Direct Growth

How do I invest in Tata Banking & Financial Services Fund?

INDmoney makes it simple to invest in the Tata Banking & Financial Services Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Tata Banking & Financial Services Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Tata Banking & Financial Services Fund?

The NAV of the fund today is ₹51.89. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Tata Banking & Financial Services Fund fund has generated a return of 17.53% in 1 year, 27.85% in 3 years, 24.18% in 5 years.

Who is the fund manager of Tata Banking & Financial Services Fund?

The fund managers are Amey Sathe.

What is the exit load of the fund?

The exit load is 0.25% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.47%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹2797 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Tata Banking & Financial Services Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(22.25%), Axis Bank Ltd(9.04%), ICICI Bank Ltd(8.61%)