Tata Digital India Fund Direct Growth

Tata Digital India Fund Direct Growth

Get the latest NAV of Tata Digital India Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹56.75

0.8%1D

NAV as on 20 Jun 2025

20.1%/per year

Since Inception

Absolute Gain%

43866 people have invested ₹ 16.6Cr in Tata Digital India Fund Direct Growth in the last three months

Tata Digital India Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (20-Jun-25)

The fund has outperformed the benchmark (Nifty 500) over 1Y, 5Y, but underperformed over 3Y.

Period
This Fund
Nifty 500
Category Avg
1 Month
4.74%
1.37%
4.69%
3 Months
9.34%
8.31%
9.46%
6 Months
-9.9%
3.23%
-7.96%
1 Year
12.52%
3.62%
12.69%
3 Years
20.26%
20.28%
17.27%
5 Years
30.36%
22.35%
29.39%

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Tata Digital India Fund
3/5
11,688Cr
0.43%
12.52%
20.26%
20.1%
SBI Technology Opportunities Fund Direct Growth
1/5
4,530Cr
0.88%
19.91%
21.92%
21.1%
ICICI Prudential Technology Fund Direct Growth
2/5
13,900Cr
0.97%
15.34%
18.78%
21.76%
Aditya Birla Sun Life Digital India Fund Direct Growth
5/5
4,776Cr
0.86%
10.63%
19.22%
21%
Positive: 5Y returns in the top 25% of the category
5Y returns in the top 25% of the category
Positive: Among most bought funds within the category
Among most bought funds within the category
Positive: Beats FD returns for both 3Y & 5Y duration
Beats FD returns for both 3Y & 5Y duration
Negative: No bad points found for this fund.
No bad points found for this fund.

Tata Digital India Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit


Total Corpus

0

Absolute Return

Tata Digital India Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 96.2%

Debt & Cash 3.8%

Large cap
70.4%

Small cap
15.9%

Mid cap
9.6%

Mid Cap allocation has gone down from 9.9% to 9.6%
Mid Cap allocation has gone down from 9.9% to 9.6%
Large Cap allocation has gone down from 72% to 70.4%
Large Cap allocation has gone down from 72% to 70.4%
Small Cap allocation has gone up from 15.1% to 15.9%
Small Cap allocation has gone up from 15.1% to 15.9%
Cash allocation has gone up from 2.7% to 3.8%
Cash allocation has gone up from 2.7% to 3.8%

Tata Digital India Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 96.2%

Debt & Cash 3.8%

Tech
78.7%
Consumer Cyclical
7.7%
Industrial
5.5%
Communication
4.4%
Financial Services
3.7%

Top 3 Sectors in May were Tech, Consumer Cyclical & Communication

May'25

Tech

79%

Consumer Cyclical

8%

Communication

5%

Apr'25

Tech

79%

Consumer Cyclical

8%

Communication

5%

Tata Digital India Fund Holdings Details

as on (31-May-25)

Equity

Holdings
Weight%
1M Change
Infosys Ltd
18.93%
-0.2%
Tata Consultancy Services Ltd
12.26%
0%
Tech Mahindra Ltd
9.62%
0%
Wipro Ltd
7%
0%
HCL Technologies Ltd
6.98%
0%
Top Stocks bought last month
Persistent Systems Ltd's allocation increased from 3.21% to 3.66%
Persistent Systems Ltd's allocation increased from 3.21% to 3.66%
Newgen Software Technologies Ltd's allocation increased from 1.38% to 1.63%
Newgen Software Technologies Ltd's allocation increased from 1.38% to 1.63%
eClerx Services Ltd's allocation increased from 0.55% to 0.73%
eClerx Services Ltd's allocation increased from 0.55% to 0.73%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 19.27 % to 18.93 %
Infosys Ltd's allocation decreased from 19.27 % to 18.93 %
Tata Consultancy Services Ltd's allocation decreased from 12.94 % to 12.26 %
Tata Consultancy Services Ltd's allocation decreased from 12.94 % to 12.26 %
Tech Mahindra Ltd's allocation decreased from 9.73 % to 9.62 %
Tech Mahindra Ltd's allocation decreased from 9.73 % to 9.62 %

Tata Digital India Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.43%
Benchmark
Nifty IT TR INR
AUM₹11688 Cr
Inception Date28 December, 2015
Min Lumpsum/SIP₹5000/₹100
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
25.96%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Tata Digital India Fund

Tata Digital Fund is a sectoral equity fund that invests in India’s IT (Information Technology) and Digital ecosystem. The fund invests at least 80% of its assets in equity and equity-related instruments of companies in the IT sector, both in India and overseas. The scope of businesses in the IT sector includes: 

 

-IT services and consulting firms

-Software and hardware companies

-Digital infrastructure providers like data centres and leased-line operators

-Fintech platforms

-Internet-based services, including e-commerce, IoT, and tech platforms

-Online and digital solution providers

 

The scheme is managed by Meeta Shetty and Kapil Malhotra, both of whom bring diverse experience in Technology and the innovation space.

 

Investment Strategy

The funds’ portfolio is built using a bottom-up stock-picking method, backed by thorough fundamental research. Key factors considered during stock selection include:

 

-Management quality and governance

-Long-term earnings potential

-Technological innovation and adaptability

-Competitive positioning in the digital economy

 

Taxation On Tata Digital India Fund

Since Tata Digital India Fund is an equity mutual fund, your tax liability depends on how long you stay invested:


-If you sell your units within 12 months, the gains are treated as Short-Term Capital Gains (STCG) and taxed at 20%.

-If you sell after 12 months, the gains are classified as Long-Term Capital Gains (LTCG). Here, the first ₹1,25,000 of gains is tax-free each financial year. Any amount above that is taxed at 12.5%.

 

Who Should Invest In Tata Digital India Fund?

Tata Digital India Fund is best suited for investors who have a long-term investment horizon and a strong belief in the growth potential of India’s digital and technology sectors. It is ideal for those who want to participate in the rising demand for IT services, digital infrastructure, e-commerce, fintech, and related innovations.

 

However, since this is a sector-specific fund, it carries higher concentration risk. The fund’s performance is closely tied to the health of the IT and digital sectors meaning it can outperform strongly during upcycles, but also underperform sharply during downturns.

 

Allocation & Historical Returns

Currently, the fund's portfolio comprises 15.9% small-cap stocks, 70.42% large-cap stocks, and 9.56% mid-cap stocks.

With an AUM of ₹11688.0 crores, Tata Digital India Fund Direct Growth generated a return of 12.5% in 1 year, 20.3% in 3 years, 30.4% in 5 years. while its benchmark index (Nifty 500) generated 3.6% in 1 year, 20.3% in 3 years, and 22.4% in 5 years.

Fund Manager

Meeta Shetty

Fund Manager of Tata Digital India Fund Direct Growth, since 9 March 2021

Learn more about Tata Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 11.7K Cr
₹ 11K Cr
₹ 11K Cr
  • AUM of the fund stands at 11.7K Cr as of May'25
  • AUM increased by 650.9 Cr between May'25 and Apr'25

Compare Tata Digital India Fund

Tata Digital India Fund

VS

ICICI Prudential Technology Fund Direct Growth

Frequently Asked Questions for Tata Digital India Fund Direct Growth

How do I invest in Tata Digital India Fund?

INDmoney makes it simple to invest in the Tata Digital India Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Tata Digital India Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Tata Digital India Fund?

The NAV of the fund today is ₹56.75. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Tata Digital India Fund fund has generated a return of 12.52% in 1 year, 20.26% in 3 years, 30.36% in 5 years.

Who is the fund manager of Tata Digital India Fund?

The fund managers are Meeta Shetty.

What is the exit load of the fund?

The exit load is 0.25% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.43%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹11688 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Tata Digital India Fund?

The top 3 holdings of the fund are Infosys Ltd(18.93%), Tata Consultancy Services Ltd(12.26%), Tech Mahindra Ltd(9.62%)