Tata India Consumer Fund Direct Growth

Tata India Consumer Fund Direct Growth is an equity fund. This fund was started on 28 December, 2015. The fund is managed by Sonam Udasi. The fund could potentially beat inflation in the long-run.

1. Tata India Consumer Fund Direct Growth has ₹2379 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.7.
   

Tata India Consumer Fund Direct Growth has given a CAGR return of 18.61% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.99%, 24.43% and 23.34% respectively.

Tata India Consumer Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Defensive, Consumer Cyclical, Industrial, Financial Services, Tech, Basic Materials, Health. Its top holdings are ITC Ltd, Eternal Ltd, Radico Khaitan Ltd, Titan Co Ltd, Tata Consumer Products Ltd

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata India Consumer Fund Direct Growth has no lock in period.