Tata Retirement Savings Progressive Fund Direct Growth
Get the latest NAV of Tata Retirement Savings Progressive Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹76.57
▲3.8%1D
NAV as on 12 May 2025
16.11%/per year
Since Inception
▲▼
759 people have invested ₹ 33.2L in Tata Retirement Savings Progressive Fund Direct Growth in the last three months
Fund Performance
as on (12-May-25)
Peer comparison
Tata Retirement Savings Progressive Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Tata Retirement Savings Progressive Fund Asset Allocation
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Equity 95.5%
Debt & Cash 4.5%
Tata Retirement Savings Progressive Fund Sector Allocation
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Equity 95.5%
Debt & Cash 4.5%
Top 3 Sectors in March were Financial Services, Tech & Consumer Defensive
Financial Services
30%
Tech
14%
Industrial
14%
Financial Services
30%
Tech
15%
Consumer Defensive
14%
Tata Retirement Savings Progressive Fund Holdings Details
as on (30-Apr-25)
Equity
Tata Retirement Savings Progressive Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.58% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹1978 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹150 |
Exit Load | 1.0% |
| Lock In | 5 Years |
TurnOver | 66.19% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About Tata Retirement Savings Progressive Fund
Tata Retirement Savings Progressive Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Murthy Nagarajan, Sonam Udasi. This fund gives you the benefit of diversification.
Key Parameters
- Tata Retirement Savings Progressive Fund Direct Growth has ₹1978 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 0.6.
Returns
Tata Retirement Savings Progressive Fund Direct Growth has given a CAGR return of 16.11% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.05%, 20.53% and 21.71% respectively.
Holdings
Tata Retirement Savings Progressive Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Defensive, Industrial, Consumer Cyclical, Tech, Basic Materials, Energy, Utilities, Communication, Real Estate, Health.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Tata Retirement Savings Progressive Fund Direct Growth
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 150.00. There is a lock in period for Tata Retirement Savings Progressive Fund Direct Growth of 5 Years
Fund Manager
Murthy Nagarajan
Fund Manager of Tata Retirement Savings Progressive Fund Direct Growth, since 1 April 2017
Sonam Udasi
Fund Manager of Tata Retirement Savings Progressive Fund Direct Growth, since 1 April 2016
- AUM of the fund stands at 1.9K Cr as of Mar'25
- AUM increased by 110.9 Cr between Mar'25 and Feb'25
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5Y CAGR
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5Y CAGR
▲ 21.08
5Y CAGR
▲ 20.44
5Y CAGR
▲ 16.81
Frequently Asked Questions for Tata Retirement Savings Progressive Fund Direct Growth
What is the current NAV of Tata Retirement Savings Progressive Fund Direct Growth?
What are the average returns of Tata Retirement Savings Progressive Fund Direct Growth?
Tata Retirement Savings Progressive Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 8.9% | 8.9% |
6 Month Returns | -0.99% | -0.99% |
1 Year Returns | 13.05% | 13.05% |
3 Years Returns | 75.09% | 20.53% |
How do I invest in Tata Retirement Savings Progressive Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.