Tata Retirement Savings Progressive Fund

Tata Retirement Savings Progressive Fund

Hybrid

Tata Mutual Fund

Retirement

Get the latest NAV of Tata Retirement Savings Progressive Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹81.04

▲0.2%1D

NAV as on 15 May 2026

15.3%/per year

Since Inception

Absolute Gain%

▲▼

691 people have invested ₹ 29.1L in Tata Retirement Savings Progressive Fund in the last three months

Tata Retirement Savings Progressive Fund Performance vs. Retirement Index

Fund returns vs Benchmark returns vs Category Average returns as on (15-May-26)

The fund has consistently outperformed the benchmark (Retirement Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
4.65%
4.54%
0.65%
4.13%
16.88%
14.1%
Retirement Index
-0.35%
-0.89%
-1.01%
0.86%
6.39%
6.62%
Retirement Avg
--
--
--
--
--
--
Best in Retirement
6.61%
4.34%
1.74%
13.65%
25.56%
23.83%
Worst in Retirement
-1.05%
-6.76%
-8.49%
-3.77%
5.87%
5.14%
Category Rank
1/10
1/10
1/10
1/10
2/6
--

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Tata Retirement Savings Progressive Fund
1/11
2,086Cr
0.65%
4.13%
16.88%
1.79
1.01
0.67
1.08
0.37
ICICI Prudential Retirement Fund Pure Equity
2/11
1,869Cr
0.71%
12.06%
25.11%
9.51
1.03
1.15
2.01
2.61
HDFC Retirement Savings Fund Equity
4/11
6,733Cr
0.8%
-4.95%
13.44%
0.62
0.86
0.63
0.92
-0.14
ICICI Prudential Retirement Fund Hybrid Aggressive
5/11
1,157Cr
0.81%
11.13%
22.11%
8.28
1.31
1.09
1.83
2.03
See all

Tata Retirement Savings Progressive Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

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Absolute Return
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Tata Retirement Savings Progressive Fund Asset Allocation

See fund asset allocation details as on (14-May-26)

Fund Distribution

as on (14-May-26)

Large cap
51%
Mid cap
25.9%
Small cap
18.2%

Tata Retirement Savings Progressive Fund Sector Allocation

See fund sector allocation details as on (14-May-26)

Sector Allocation

Financial Services
33%
Consumer Defensive
15%
Consumer Cyclical
12.4%
Industrial
12.1%
Tech
8.2%
Energy
6.8%
Basic Materials
5.1%
Real Estate
2.7%
Utilities
2.4%
Health
2.3%

Top 3 Sectors in April were Financial Services, Consumer Defensive & Industrial

Apr'26

Financial Services

34%

Industrial

14%

Consumer Defensive

13%

Mar'26

Financial Services

39%

Consumer Defensive

13%

Industrial

10%

Tata Retirement Savings Progressive Fund Holdings Details

as on (30-Apr-26)

Tata Retirement Savings Progressive Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.65%
Benchmark
Nifty 500 TR INR
AUM₹2086 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹150
Exit Load
1.0%
Lock In5 Years
TurnOver
34.74%
Risk
Risk meter
pointer
Very High Risk

About Tata Retirement Savings Progressive Fund

Tata Retirement Savings Progressive Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Sonam Udasi, Murthy Nagarajan. This fund gives you the benefit of diversification.

Key Parameters

  1. Tata Retirement Savings Progressive Fund has ₹2086 Cr worth of assets under management (AUM) as on May 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

Tata Retirement Savings Progressive Fund has given a CAGR return of 15.30% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.13%, 16.88% and 14.10% respectively.

Holdings

Tata Retirement Savings Progressive Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Defensive, Consumer Cyclical, Energy, Tech, Basic Materials, Health, Real Estate, Utilities.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Tata Retirement Savings Progressive Fund

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 150.00. There is a lock in period for Tata Retirement Savings Progressive Fund of 5 Years

Fund Manager

Sonam Udasi

Fund Manager of Tata Retirement Savings Progressive Fund, since 1 April 2016

Murthy Nagarajan

Fund Manager of Tata Retirement Savings Progressive Fund, since 1 April 2017

Learn more about Tata Mutual Fund
Parameters
Apr'26
Mar'26
Feb'26
AUM
₹ 2.1K Cr
₹ 1.8K Cr
₹ 2K Cr
  • AUM of the fund stands at 2.1K Cr as of Apr'26
  • AUM increased by 262.2 Cr between Apr'26 and Mar'26

Frequently Asked Questions for Tata Retirement Savings Progressive Fund

How do I invest in Tata Retirement Savings Progressive Fund?

INDmoney makes it simple to invest in the Tata Retirement Savings Progressive Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Tata Retirement Savings Progressive Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Tata Retirement Savings Progressive Fund?

The NAV of the fund today is ₹81.04. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Tata Retirement Savings Progressive Fund fund has generated a return of 4.13% in 1 year, 16.88% in 3 years, 14.10% in 5 years.

Who is the fund manager of Tata Retirement Savings Progressive Fund?

The fund managers are Sonam Udasi, Murthy Nagarajan.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-61 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.65%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹2086 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Tata Retirement Savings Progressive Fund?

The top 3 holdings of the fund are Solar Industries India Ltd(5.19%), ICICI Bank Ltd(4.8%), Reliance Industries Ltd(4.44%)