HDFC Banking & Financial Services Fund Direct Growth
Get the latest NAV of HDFC Banking & Financial Services Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹18.61
▲0.6%1D
NAV as on 30 Jun 2025
17.16%/per year
Since Inception
▲▼
2225 people have invested ₹ 93.3L in HDFC Banking & Financial Services Fund Direct Growth in the last three months
HDFC Banking & Financial Services Fund Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (30-Jun-25)
The fund has outperformed the benchmark (Nifty 500) over 1Y, 3Y, but underperformed over 5Y.
INDmoney Rank
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IND ranking is not available for this fund.
HDFC Banking & Financial Services Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Banking & Financial Services Fund Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 97.9%
Debt & Cash 2.1%
HDFC Banking & Financial Services Fund Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 97.9%
Debt & Cash 2.1%
Top 2 Sectors in May were Financial Services, Health
Financial Services
99%
Health
1%
Financial Services
99%
Health
HDFC Banking & Financial Services Fund Holdings Details
as on (31-May-25)
Equity
HDFC Banking & Financial Services Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.77% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹4128 Cr |
| Inception Date | 1 July, 2021 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 22.33% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About HDFC Banking & Financial Services Fund
HDFC Banking & Financial Services Fund Direct Growth is an equity fund. This fund was started on 1 July, 2021. The fund is managed by Anand Laddha. The fund could potentially beat inflation in the long-run.
Key Parameters
- HDFC Banking & Financial Services Fund Direct Growth has ₹4128 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
HDFC Banking & Financial Services Fund Direct Growth has given a CAGR return of 17.16% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 13.33% and 25.69% respectively.
Holdings
HDFC Banking & Financial Services Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Health, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, State Bank of India, AU Small Finance Bank Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of HDFC Banking & Financial Services Fund Direct Growth
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Banking & Financial Services Fund Direct Growth has no lock in period.
Fund Manager
Anand Laddha
Fund Manager of HDFC Banking & Financial Services Fund Direct Growth, since 1 July 2021
- AUM of the fund stands at 4.1K Cr as of May'25
- AUM increased by 117.8 Cr between May'25 and Apr'25
More funds from HDFC
5Y CAGR
▲ 35.94
5Y CAGR
▲ 33.01
5Y CAGR
▲ 35.24
3Y CAGR
▲ 29.22
5Y CAGR
▲ 30.96
Compare HDFC Banking & Financial Services Fund
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Frequently Asked Questions for HDFC Banking & Financial Services Fund Direct Growth
How do I invest in HDFC Banking & Financial Services Fund?
- Download the INDmoney app.
- Search for ‘HDFC Banking & Financial Services Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.