Track Your Net Worth On INDmoney
See your entire financial life in one place: every investment and liability, on INDmoney and beyond, for you and your family. Track performance against a benchmark, see how diversified you are, and stay on top of your goals.
All Your Investments & Savings Tracked Automatically
See all your Indian stock holdings in one view, regardless of which broker you use. INDmoney syncs your stock holdings, so every share you own shows up automatically. You get a consolidated portfolio without switching between trading apps.
Whether your invest in Mutual funds on INDmoney or through any other broker? INDmoney syncs them all in one place. You see your total MF portfolio, with live NAV updates. One view for everything instead of checking multiple platforms.
Savings accounts, current accounts, and fixed deposits from any bank, all are synced in one place. You see exactly how much cash you hold at any time. This matters because your liquidity position is just as important as your invested assets.
Track your bonds across brokers
Government bonds, corporate bonds, tax-free bonds, and SGBs sitting in your demat show up automatically. Bonds are easy to forget once you buy them. INDmoney ensures your fixed income holdings are always part of your net worth.
Track your PMS (Portfolio Management Schemes)
PMS portfolios are usually invisible to regular portfolio trackers. INDmoney lets you track them alongside everything else, so high-value managed investments are not left out of your net worth calculation.
Track your AIFs (Alternative Investment Funds)
Category I, II, or III AIF investments can be added to your INDmoney dashboard. These are long-duration, high-ticket allocations that significantly move the needle on net worth. They belong in your consolidated view.
Your National Pension System balance is one of the most commonly overlooked assets. It gets deducted from salary, invested quietly, and compounds for decades. INDmoney syncs your NPS Tier I and Tier II balances so they are always part of the picture.
If you have been working for a few years, your EPF is probably one of your largest financial assets. INDmoney syncs it so you see it alongside your other investments instead of checking the EPFO portal separately.
Track your real estate
For most Indian households, property is the single largest asset. INDmoney lets you add real estate with its estimated current market value. Without this, your net worth would undercount your wealth significantly. Most people who think they have a modest portfolio forget they own property worth multiples of it.
Track your silver and gold investments
Physical gold, digital gold, Sovereign Gold Bonds, silver. Gold alone makes up a meaningful share of most Indian household wealth. Leaving it out of your net worth distorts both the total number and your asset allocation picture.
Employee stock options and restricted stock units can be worth more than you expect, especially after a few vesting cycles. INDmoney lets you add them so your total compensation-linked wealth shows up in your net worth.
All Your Liabilities. Tracked Automatically
Your outstanding credit card balance is a liability. INDmoney syncs it automatically so you see how much you owe across all your cards.
Pending Bills
Utility bills, insurance premiums, subscription charges. These are near-term liabilities that affect your available cash. Tracking them ensures you are not overestimating the money you have available to invest or spend.
Loans
Home loans, personal loans, car loans, education loans, gold loans. Your loan outstanding is the most significant liability for most people and it directly reduces your net worth. INDmoney syncs your loan data so the number you see is what you actually have after debt, not before it.
Your credit score is not a liability, but it directly affects the cost of future borrowing. A strong score means better loan terms, lower interest rates, and less money lost to servicing debt over time. You can check your credit score to understand your financial health.
Track Your Family's Net Worth Together
Wealth is rarely tracked alone. Switch from Personal to Family to see the combined net worth of your family members in one place, so you can plan and grow your household’s wealth together, not in fragments.
See How Your Portfolio Performs vs Benchmark
Knowing your net worth is one thing; knowing whether it’s growing well is another. INDmoney shows your portfolio’s returns (XIRR) against a blended market benchmark, and charts your growth over time from one month to your entire investing history, so you can see if you’re beating the market or trailing it.
Check How Well Your Net Worth Is Diversified
Strong returns mean little if all your eggs are in one basket. INDmoney shows how your money is spread across market caps and sectors and across every investment type you hold, so you can spot concentration risk and rebalance with confidence.
Project Your Future Net Worth
See where your wealth is headed. Based on your current holdings and growth, INDmoney projects your net worth years into the future, turning ‘track’ into ‘grow’ and helping you understand the long-term impact of investing consistently. Your net worth should be working toward something. Set and track your financial goals. A home, retirement, your child’s education and see how your current trajectory measures up against each one.
How To Track Your Net Worth On INDmoney?
Open the INDmoney app and sign up
Download INDmoney app from the App Store or Google Play. Registration is simple and requires basic KYC verification using your PAN.
Link your investments and accounts on INDmoney
Connect your demat accounts, bank accounts, mutual fund folios, and other financial accounts. INDmoney syncs your data automatically through depositories and account aggregators.
See your complete net worth and goals in one dashboard
Once your accounts are linked, net worth is calculated instantly: total assets minus total liabilities. You can also add manual entries for assets like real estate, gold, or ESOPs that are not digitally synced.
Frequently Asked Questions
Your net worth is the total value of everything you own minus everything you owe, that is, total assets minus total liabilities. It is the clearest single measure of your overall financial position.
Add up all your assets (investments, savings, property and other holdings), then subtract all your liabilities (loans, credit card dues and other debts). The result is your net worth. INDmoney calculates this automatically once your accounts are linked.
Link your investments and accounts on INDmoney and elsewhere, and INDmoney shows your complete net worth, performance, and goals in one dashboard, updated in real time.
Yes. INDmoney tracks both your INDmoney holdings (INDstocks, US stocks, mutual funds, ETFs, NPS) and your assets held elsewhere, so you see one complete net-worth picture rather than a partial one.
Yes. Switch from Personal to Family to see the combined net worth of your family members in one view, so you can plan and grow your household’s wealth together.
XIRR is the annualised return on your portfolio that accounts for the timing and size of every investment you make. INDmoney shows your portfolio’s XIRR alongside a benchmark’s XIRR so you can see whether you are beating the market.
A blended index is a composite market benchmark used to compare your portfolio’s return. If your portfolio’s XIRR is higher than the blended index’s, you are outperforming the market over that period.
INDstocks, US stocks, mutual funds, ETFs and NPS held on INDmoney, plus off-platform assets such as other holdings, savings and property all combined into one net-worth figure.
INDmoney projects your future net worth based on your current holdings and growth trends, helping you see the long-term impact of investing consistently. Projections are indicative, not guaranteed.
Assets are what you own, and they hold value in investments, savings, and property. Liabilities are what you owe, such as loans, credit card dues and other debts. Net worth is assets minus liabilities.
INDmoney shows how your money is spread across market caps and sectors, and across every investment type you hold, so you can spot concentration risk and rebalance.
Yes. Set goals such as a home, retirement or education and track how your current net-worth trajectory measures up against each one.
Yes. Tracking your net worth on INDmoney is free.
Yes. You can track your net worth, link your investments, savings, and liabilities, and view your complete financial dashboard on INDmoney at no cost.