File Your Income Tax Return (ITR) For Free On INDmoney
File your income tax return for FY 2025-26 for free on INDmoney in less than 7 minutes. Automatic tax computation and one click return filing on US stocks, Indian stocks, mutual funds, dividends, F&O trades, intraday trades, and your salary income – all synced and computed automatically. Review, confirm, and file in one click. All you need to get started is your PAN.
Authorised
By Income Tax Department (ERI No: ERIP003950)
FREE
ITR Filing
Automatic
Data Sync
Taxation on US Stock Investments - Automatic and Easy on INDmoney
No manual data entry. For US stocks held on INDmoney, your gains, dividends, foreign-asset schedules are computed and filed for you.
- Capital gains and losses on US stocks and ETFs are calculated automatically (reported in INR per tax rules).
- Dividends are reported automatically and the tax computed automatically.
- Schedule FA (Foreign Assets) is filled automatically.
- FSI (Foreign Source Income) is filled automatically.
- Tax adjustment for dividend tax withheld is calculated automatically in your filing, so you keep the foreign tax credit you’re entitled to.
- Only Form 67 is filled manually for US stocks. INDmoney gives you the entire template.
Taxation on Indian Stocks & F&O Trades on INDmoney’s INDstocks - Automatic
No manual entries. Everything needed for your return is computed and reported in the right place.
- Capital gains and losses on equity stocks are calculated automatically.
- Dividends are reported automatically with the computed tax.
- Intraday trades gains/losses and turnover are calculated automatically and taxation calculated.
- F&O turnover is calculated automatically, reported as business income, and tax calculated.
Investing & Trading on External Brokers (Brokers outside of INDmoney)
Simply upload your broker statements with trades and dividends - everything else is done by INDmoney automatically.
Mutual Funds invested on INDmoney or bought outside of INDmoney
All synced in a single place and Tax computed automatically. All capital gains and losses on mutual funds are calculated, whether you bought the funds on INDmoney or outside it.
Taxation on Salary & Other Income
- TDS on your salary automatically synched and tax computed.
- Interest income from savings accounts, deposits, bonds, etc.
- Professional / freelance income - where TDS has been deducted.
- Rental income where TDS has been deducted.
What Requires Manual Input?
- Sale of house property: INDmoney syncs the sale value automatically; you enter the cost price and the date of purchase
- Rental income: Syncs automatically; you input the property details and any loan on the property.
- Form 67 (US stocks): Completed manually to claim foreign tax credit; INDmoney provides the full template.
Which ITR Forms Does INDmoney Handle?
You don’t need to choose, INDmoney selects the right form from your income profile.
| Form | Who it’s for | Key conditions |
| ITR-1 | Salaried, no capital gains, no business income (F&O/intraday) | Up to 2 house properties |
| ITR-2 | Salary + capital gains, no business income (F&O/intraday) | — |
| ITR-3 | Salary + capital gains + business / professional income | Covers F&O and intraday |
| ITR-4 | Extended ITR-1: salaried, no capital gains, presumptive business income | F&O up to ₹3 Cr; professional up to ₹50 lakh; up to 2 house properties |
New Regime vs Old Regime
INDmoney calculates your tax automatically and shows a side-by-side comparison of your tax liability under the old regime versus the new regime, so you can choose the lower-liability option before you file.
What You Need To File On INDmoney?
- Your PAN number
- Your date of birth
- Registration on INDmoney
That’s it. Your salary, capital gains, dividends and other tax data are synched automatically, so there are no documents to dig up before you start.
Authorised to File Your ITR
INDmoney Tech (P) Ltd is an Income Tax Department–authorised e-Return Intermediary (ERI). This authorisation lets INDmoney file your income tax return directly with the Income Tax Department after your confirmation.
INDmoney vs Income Tax Portal vs a CA
| INDmoney | Income Tax portal | Traditional CA | |
| Cost | Free | Free | Paid (per return) |
| Capital gains | Auto-calculated & categorised | Manual entry | You supply statements |
| US stocks: Schedule FA / FSI | Auto-filled | Fully manual | CA computes manually |
| F&O turnover | Calculated automatically | Manual | CA computes |
| Old vs new regime | Compared automatically | Manual / self-check | CA advises |
| Time to file | Under 10 minutes | Varies | Days, with back-and-forth |
| Best for | Investors with multi-source income | Simple, single-source returns | Complex / high-value cases |
File Your ITR For FREE On INDmoney In Under 7 Minutes
File your income tax return for FY 2025-26 yourself, for free, in under 7 minutes
Frequently Asked Questions
Yes. You can file your income tax return for FY 2025-26 on INDmoney for free.
Under 7 minutes for most filers. Because your capital gains, dividends, F&O and salary are synced and calculated automatically, you mostly review a return that is already built and file it in one click.
Just your PAN, your date of birth and an INDmoney registration. Your salary, capital gains and other tax data are fetched automatically.
Yes. INDmoney Tech (P) Ltd is an Income Tax Department–authorised e-Return Intermediary (ERI), which lets it file your return directly with the department after your confirmation.
ITR-1, ITR-2, ITR-3 and ITR-4. ITR-1 suits salaried filers with no capital gains or business income; ITR-2 adds capital gains; ITR-3 covers business and professional income including F&O and intraday; ITR-4 covers presumptive business income.
No. INDmoney selects the correct form based on your income, salary, capital gains, F&O/intraday or presumptive business income.
Yes, and it is fully automatic. Capital gains and losses on US stocks and ETFs, US dividends and the related tax are computed for you, with no manual data entry.
Yes. Schedule FA (Foreign Assets) and FSI (Foreign Source Income) are filled automatically for US stocks held on INDmoney, the part of foreign-asset filing most people get wrong.
Form 67 is needed to claim foreign tax credit for tax withheld on US dividends. It is the only step you complete manually for US stocks, and INDmoney provides the entire template.
Yes. US dividends are reported and the tax computed automatically, and the adjustment for foreign tax withheld is calculated within your filing so you keep the credit.
Yes. All capital gains and losses on Indian equity are calculated automatically, and dividends are reported with the tax computed.
Intraday gains, losses and turnover are calculated automatically and reported as business income, separate from delivery-based capital gains.
F&O turnover is calculated automatically and reported as business income with tax calculated, so your return flows into the correct form (ITR-3) without manual turnover working.
Yes. Upload your broker statement with trades and dividends, and INDmoney does everything else automatically.
Yes. Capital gains and losses on mutual funds are calculated automatically whether you bought the funds on INDmoney or elsewhere.
Yes. Your salary and the tax on it are synced and computed automatically, so you can file without manually entering Form 16.
nterest income from savings accounts, deposits and bonds, plus professional, freelance and rental income, the last of these where TDS has been deducted.
A few things: for a house property sale, the sale value is synced but you enter the cost price and date of purchase; for rental income, you add property details and any loan; and Form 67 for US foreign tax credit.
Yes. INDmoney calculates your tax under both regimes and shows the comparison, so you can choose the lower-liability option before filing.
Yes. Your computed tax liability is shown under both regimes before you confirm and file
No. Your salary and tax details are synced automatically, so you can file without manually entering Form 16.
INDmoney Tech (P) Ltd, an Income Tax Department–authorised e-Return Intermediary (ERI), files your confirmed return directly with the Income Tax Department.