Indian Overseas Bank share price logo

Indian Overseas Bank

₹29.18

-1.20

(-3.95%)

as on

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🔔 Fundraising Alert

Indian Overseas Bank plans Rs 5,000 crore QIP to reduce government stake, reports 56% rise in Q2 net profit to Rs 1,912 crore.

What are INDmoney investors doing with Indian Overseas Bank shares?

Based on platform-user behaviour - not analyst opinion or company fundamentals.

Average holding period of indmoney investors

158 days

INDmoney investors hold Indian Overseas Bank shares for an average of 158 days.

Key Events for Indian Overseas Bank

Last Dividend Declared

₹0.50 per share, declared on 29/04/2014

View Dividend History

Indian Overseas Bank Stock Performance

as on October 27, 2026 at 9:31 pm IST

  • Day's Low

    Day's High

    ₹29.01
    ₹30.22
    downward going graph

    0.58%

    Downside

    3.56%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹28.42
    ₹41.80
    downward going graph

    2.60%

    Downside

    43.25%

    Upside

    downward going graph

Indian Overseas Bank share price movements today

Previous Close
₹30.38
Open
₹30.00
Volume
60.20L
Upper Circuit
₹36.45
Lower Circuit
₹24.31
Day's Low - High
₹29.01 - ₹30.22
52 Week Low - High
₹28.42 - ₹41.80

Indian Overseas Bank Historical Returns

1 Month Return
-4.28 %
3 Month Return
-10.96 %
1 Year Return
-24.76 %
3 Year Return
-26.17 %
5 Year Return
+ 35.02 %

Indian Overseas Bank Fundamentals

as on October 27, 2026 at 4:01 pm IST

Market Cap

₹58,501.52 Cr

Return on Equity (ROE)

12.32

PE Ratio (TTM)

8.86

Return on capital employed (ROCE)

0

Industry PE ratio

13.19

Beta (LTM)

1.05

P/B Ratio

1.77

Dividend Yield

0

PEG Ratio

7.84

Quarterly Earnings Growth YOY

55.91

EPS (TTM)

2.81

Book Value

17.43

Indian Overseas Bank Stock Valuation

as on October 27, 2026 at 4:01 pm IST

Indian Overseas Bank in the last 5 years

  • Overview

  • Trends

Lowest (8.36x)

October 23, 2026

Today (8.86x)

October 26, 2026

Industry (13.19x)

October 26, 2026

Highest (59.89x)

February 7, 2024

LowHigh

Today’s Price to Earnings Ratio: 8.86x

Indian Overseas Bank Technical Analysis

Track how Indian Overseas Bank technical analysis has moved over time to understand its trends.

1 min
5 min
15 min
30 min
1 day
1 week
1 month

Technicals Summary

Bearish

Neutral

Bullish

Bearish

Moving Averages

Bearish

Neutral

Bullish

Bearish

Oscillators

Bearish

Neutral

Bullish

Bearish

Overall

Bearish13
Bullish
Neutral2

Oscillators

Name

Value

Action

MACD level (12,26)
-0.03
Bearish
CCI (20)
523.07
Bearish
RSI (14)
35.21
Neutral
Momentum (10)
-0.04
Neutral
ADI (14)
57.69
Bearish
Ultimate Oscillator (7,14,28)
26.74
Bearish

Moving Averages

Name

Value

Action

SMA (20)
29.2
Bearish
EMA (20)
29.2
Bearish
VWMA (20)
29.19
Bearish
SMA (50)
29.25
Bearish
EMA (50)
29.25
Bearish
SMA (200)
29.41
Bearish
EMA (200)
29.41
Bearish
KAMA (200)
29.22
Bearish
DEMA (200)
29.24
Bearish

Indian Overseas Bank vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Indian Overseas Bank with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
NA58,501.527%NA5,41837,742
NA82,245.128.73%NA9,20935,656
NA27,574.4910.02%NA2,46829,740
NA26,330.535.46%NA4,52342,630
BUY58,548.1250%NA7,01632,819

Indian Overseas Bank Quarterly Profit & Loss

Figures in Rupees Crores

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Interest Earned
6,179.84
6,633.5
6,539.01
6,853.94
7,115.88
7,634.81
7,387.49
7,850.89
8,172.39
8,488.96
8,777.57
9,201.23
Other Income
1,262.82
2,479.17
1,033.24
1,633.59
1,298.08
1,581.07
1,480.39
1,365.44
1,499.19
1,290.91
2,160.23
1,226.65
Total Income
7,442.66
9,112.67
7,572.25
8,487.53
8,413.96
9,215.88
8,867.88
9,216.33
9,671.58
9,779.87
10,937.8
10,427.88
Total Expenses (excluding prov and contigencies)
5,660.99
7,149.15
5,895.75
6,359.24
6,147.72
6,598.04
6,509.28
6,814.81
7,068.48
7,114.82
8,244.7
7,411.39
Operating Profit
1,781.67
1,963.52
1,676.5
2,128.29
2,266.24
2,617.84
2,358.6
2,401.52
2,603.1
2,665.05
2,693.1
3,016.49
Operating Profit Margin %
-91.6%
-107.77%
-90.16%
-92.78%
-86.39%
-86.42%
-88.11%
-86.8%
-86.49%
-83.81%
-93.93%
-80.55%
Provisions and Contingencies
701.37
767.56
937.88
1,146.31
1,028.64
1,064.22
844.05
672.46
1,235.65
1,005.96
834.03
950.08
Profit Before Tax
367.98
424.88
528.26
572.52
510.18
546.82
708.83
726.74
1,362.79
1,351.81
1,459.41
1,758.43
Tax Paid Total
356.16
385.54
105.18
204.73
363.71
503.4
402.86
501.16
2.33
153.64
199.83
153.99
Net Profit
724.14
810.42
633.44
777.25
873.89
1,050.22
1,111.69
1,227.9
1,365.12
1,505.45
1,659.24
1,912.42
Total Net profit including share of profit / Loss from associate company
724.14
810.42
648.66
779.61
875.27
1,091.94
1,178.45
1,258.82
1,427.16
1,556.15
1,716.29
1,962.67
EPS
0.38
0.43
0.34
0.41
0.46
0.58
0.61
0.65
0.71
0.81
0.89
1.02
Diluted EPS
0.38
0.43
0.34
0.41
0.46
0.58
0.61
0.65
0.71
0.81
0.89
1.02
Adjusted EPS
0.38
0.43
0.34
0.41
0.46
0.58
0.61
0.65
0.71
0.81
0.89
1.02

Indian Overseas Bank Annual Profit & Loss

Figures in Rupees Crores

Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Interest Earned
16,735.84
19,406.97
24,065.67
28,143.64
31,895.68
Other Income
4,905.33
4,116.45
5,665.3
5,545.98
5,636.47
Total Income
21,641.17
23,523.42
29,730.97
33,689.62
37,532.15
Total Expenses (excluding prov and contigencies)
15,878.45
17,576.1
22,957.03
25,000.74
27,506.02
Operating Profit
5,762.72
5,947.32
6,773.94
8,688.88
10,026.13
Operating Profit Margin %
-94.88%
-90.57%
-95.39%
-88.83%
-86.24%
Provisions and Contingencies
3,983.75
3,593.99
3,351.2
4,177.05
3,758.1
Profit Before Tax
1,639.59
1,854.65
1,908.58
2,157.81
4,148.03
Tax Paid Total
69.69
249.34
757.08
1,177.01
1,060
Net Profit
1,709.28
2,103.99
2,665.66
3,334.82
5,208.03
Total Net profit including share of profit / Loss from associate company
1,709.28
2,103.99
2,665.66
3,395.51
5,418.46
EPS
0.9
1.11
1.41
1.79
2.81
Diluted EPS
0.9
1.11
1.41
1.79
2.81
Adjusted EPS
0.9
1.11
1.41
1.79
2.81

Indian Overseas Bank Cash Flow

Figures in Rupees Crores

Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Net Cash from Operating Activities
4,948.86
5,539.15
-13,654.68
-1,118.95
2,647.08
4,779.66
Cash Flow from Investing Activities
-46.02
-49.29
-559.63
-359.29
-578.91
-638.92
Cash Flow from Financing Activities
3,779.84
478.96
1,000
-
1,297.93
1,152.33
Net Cash Flow
6,715.68
5,968.82
-16,130.43
-2,005.93
2,404.73
4,002.94

Indian Overseas Bank Stock Shareholding Pattern

Numbers in percentages

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Promoters
96.38%
96.38%
96.38%
96.38%
96.38%
94.61%
94.61%
94.61%
92.44%
92.44%
92.44%
92.44%
DII
1.29%
1.29%
1.3%
1.3%
1.3%
2.59%
2.37%
2.3%
4.27%
4.28%
4.29%
4.29%
FII
0%
0.05%
0.05%
0.03%
0.02%
0.22%
0.08%
0.31%
0.35%
0.43%
0.47%
0.48%
Public
2.3%
2.28%
2.27%
2.29%
2.29%
2.59%
2.94%
2.78%
2.94%
2.85%
2.8%
2.79%
Total Outstanding Shares
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
19,25,65,89,795
19,25,65,89,795
19,25,65,91,537
19,25,65,89,795
19,25,65,89,795
19,25,65,89,795
19,25,65,89,795
Total Shareholders
7,27,348
10,06,185
9,96,568
9,77,592
9,77,917
9,77,863
10,08,128
9,88,551
9,81,829
9,68,298
9,55,025
9,43,961

Mutual Funds Buying / Exiting Indian Overseas Bank

Holdings as of 15 Oct 2026 · based on the latest SEBI-mandated portfolio disclosures

Mutual Funds Buying Indian Overseas Bank

Sorted by largest increase in holding, month-over-month.

Fund Name

Value of Holding

Increase (MoM)

Holding %

Motilal Oswal Nifty Midcap 150 Index Fund Direct Growth

Motilal Oswal Nifty Midcap 150 Index Fund Direct Growth

₹4.19 Cr

₹0.84 Cr (+24.86%)

0.11%

Nippon India Nifty Midcap 150 Index Fund Direct Growth

Nippon India Nifty Midcap 150 Index Fund Direct Growth

₹2.82 Cr

₹0.44 Cr (+18.34%)

0.11%

ICICI Prudential Nifty Midcap 150 Index Fund Direct Growth

ICICI Prudential Nifty Midcap 150 Index Fund Direct Growth

₹1.30 Cr

₹0.28 Cr (+27.27%)

0.11%

SBI Nifty Midcap 150 Index Fund Direct Growth

SBI Nifty Midcap 150 Index Fund Direct Growth

₹1.30 Cr

₹0.27 Cr (+26.56%)

0.11%

Mutual Funds Exiting Indian Overseas Bank

Sorted by largest decrease in holding, month-over-month.

Fund Name

Value of Holding

Decrease (MoM)

Holding %

SBI BSE PSU BANK INDEX FUND Direct Growth

SBI BSE PSU BANK INDEX FUND Direct Growth

₹4.33 Cr

₹0.04 Cr (-0.96%)

1.38%

Indices Featuring Indian Overseas Bank Stock

Check stock indices that include Indian Overseas Bank.

BSE 500

₹34,024.89

+202.75 (▲0.60%)

S&P BSE 250 LargeMidCap

₹10,067.77

+43.63 (▲0.44%)

Nifty 500

₹21,734.90

+126.15 (▲0.58%)

Nifty LargeMidcap 250

₹15,431.95

+86.25 (▲0.56%)

S&P BSE 150 MidCap

₹15,480.03

+160.78 (▲1.05%)

Nifty PSU Bank

₹8,126.70

+32.90 (▲0.41%)

Nifty MidSmallcap 400

₹19,542.30

+262.85 (▲1.36%)

S&P BSE PSU

₹18,955.89

+56.97 (▲0.30%)

S&P BSE Fin. Ser

₹11,536.46

-56.27 (▲0.49%)

S&P BSE 400 MidSmallCap

₹11,651.31

+156.99 (▲1.37%)

Nifty Midcap 150

₹21,003.15

+190.90 (▲0.92%)

BSE 200

₹10,569.64

+40.49 (▲0.38%)

Insights on Indian Overseas Bank

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 10 quarters, 648.66 Cr → 1.96K Cr (in ₹), with an average increase of 11.5% per quarter

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 0.47% to 0.48% in Sep 2026 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, State Bank of India has given 4.1% return, outperforming this stock by 28.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, State Bank of India has given 71.2% return, outperforming this stock by 97.4%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 92.44% of holdings in Sep 2026 quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 2.80% to 2.79% in Sep 2026 quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 0.24% to 0.23% in Sep 2026 quarter

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 10.93K Cr → 10.42K Cr (in ₹), with an average decrease of 4.7% per quarter

About Indian Overseas Bank

Indian Overseas Bank (IOB) is an Indian public sector bank established in 1937, headquartered in Chennai. It is one of the leading banks in India with a wide network of branches and ATMs spread across the country.

IOB offers a wide range of banking services such as deposits, loans, credit cards, insurance, mutual funds, foreign exchange, and more. It is a full-service bank with a focus on retail and corporate banking services. Its core lines of business include retail banking, corporate banking, NRI banking, agri-business banking, and SME banking.

The bank's top products include savings accounts, current accounts, fixed deposits, recurring deposits, home loans, personal loans, car loans, gold loans, credit cards, and more. Popular IOB brands include IOB-Udaan, IOB-Wealth, IOB-Ease, IOB-Secure, and IOB-Gyan.

IOB has over 3,400 branches and 4,000 ATMs across India. It also has a presence in 19 countries, including the United States, the United Kingdom, Singapore, Hong Kong, and the United Arab Emirates.

Revenue: ₹10,427.88Cr as on September 2026 (Q2 FY27)
Net Profit: ₹1,962.67Cr as on September 2026 (Q2 FY27)
Listing date: 07 Dec, 2000
OrganisationIndian Overseas Bank
IndustryBanks
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FAQs

What is Indian Overseas Bank share price today?

Indian Overseas Bank share price today stands at ₹29.18 as on at the close of the market. Indian Overseas Bank share today touched a day high of ₹30.22 and a low of ₹29.01.

What is the 52 week high and 52 week low range for Indian Overseas Bank share?

Indian Overseas Bank touched a 52 week high of ₹41.8 and a 52 week low of ₹28.42. Indian Overseas Bank share price today i.e. is closed at ₹29.18, which is -30.19% down from its 52 week high and 2.67% up from its 52 week low.

What is Indian Overseas Bank's market capitalisation today?

Indian Overseas Bank market capitalisation is ₹58,501.52 Cr as on .

How to buy Indian Overseas Bank shares?

To buy Indian Overseas Bank shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for IOB or Indian Overseas Bank on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in Indian Overseas Bank shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is Indian Overseas Bank trading volume today?

Indian Overseas Bank trading volume is 60.20L as on . This means that 60.20L shares of Indian Overseas Bank were bought and sold on the stock market during today's trading session.