Indian Overseas Bank share price logo

IOB Share Price

NSE: IOB

BSE: 532388

Mid Cap

Banking Sector

39.91

+0.48

(+1.22%)

as on

bell
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IOB Stock Performance

as on September 15, 2025 at 11:59 am IST

  • Day's Low

    Day's High

    ₹39.41
    ₹40.16
    downward going graph

    1.25%

    Downside

    0.63%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹33.5
    ₹61.8
    downward going graph

    16.06%

    Downside

    54.85%

    Upside

    downward going graph

IOB share price movements today

Previous Close
₹39.43
Open
₹39.91
Volume
44.20L
Upper Circuit
₹47.31
Lower Circuit
₹31.54
Day's Low - High
₹39.41 - ₹40.16
52 Week Low - High
₹33.5 - ₹61.8

IOB Historical Returns

1 Month Return
+ 7.56 %
3 Month Return
+ 5.17 %
1 Year Return
-33.68 %
3 Year Return
+ 106.44 %
5 Year Return
+ 286.57 %

IOB Fundamentals

as on September 15, 2025 at 11:59 am IST

Market Cap

₹75,928.73 Cr

Return on Equity (ROE)

8.19

PE Ratio (TTM)

19.14

Return on capital employed (ROCE)

0

Industry PE ratio

14.34

Beta (LTM)

1.28

P/B Ratio

2.57

Dividend Yield

0

PEG Ratio

33

Quarterly Earnings Growth YOY

81.67

EPS (TTM)

1.76

Sector

Banks

Book Value

14.99

Technical Analysis

IOB Stock Valuation

as on September 15, 2025 at 11:59 am IST

IOB in the last 5 years

  • Overview

  • Trends

Lowest (17.06x)

June 20, 2022

Industry (14.34x)

September 12, 2025

Today (19.14x)

September 12, 2025

Highest (59.89x)

February 7, 2024

LowHigh

Today’s Price to Earnings Ratio: 19.14x

Indian Overseas Bank vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of IOB with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
NA75,928.7357.31%NA3,39533,750
NA1,00,008.0929.41%NA7,63034,126
NA36,352.1822.01%NA2,46829,473
NA32,838.4823.98%NA3,93439,793
BUY41,572.8564.45%NA5,54128,423

IOB Stock's Interest Amongst Investors

Investment in Indian Overseas Bank Shares on INDmoney has dropped by -9.24% over the past 30 days, indicating reduced transactional activity.

Time period: to

Change:-9.24% versus previous 30 day period

Search interest for Indian Overseas Bank Stock has increased by 9% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:9% versus previous 30 day period

Indian Overseas Bank Quarterly Profit & Loss

Figures in Rupees Crores

Sep 2022
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Interest Earned
4,719.04
5,057.08
5,194.72
5,427.45
5,824.9
6,179.84
6,633.5
6,539.01
6,853.94
7,115.88
7,634.81
7,387.49
Other Income
1,134.96
950.99
1,435.85
806.7
1,116.6
1,262.82
2,479.17
1,033.24
1,635.96
1,299.46
1,581.07
1,480.39
Total Income
5,854
6,008.07
6,630.57
6,234.15
6,941.5
7,442.66
9,112.67
7,572.25
8,489.9
8,415.34
9,215.88
8,867.88
Total Expenses (excluding prov and contigencies)
4,360.9
4,468.28
4,743.37
4,885.12
5,261.68
5,660.99
7,149.15
5,895.75
6,359.24
6,147.72
6,598.04
6,509.28
Operating Profit
1,493.1
1,539.79
1,887.2
1,349.03
1,679.82
1,781.67
1,963.52
1,676.5
2,130.66
2,267.62
2,617.84
2,358.6
Operating Profit Margin %
-92.41%
-88.36%
-91.31%
-90.01%
-90.33%
-91.6%
-107.77%
-90.16%
-92.78%
-86.39%
-86.42%
-88.11%
Provisions and Contingencies
988.21
979.53
995.85
837.94
1,044.32
701.37
767.56
937.88
1,146.31
1,028.64
1,064.22
844.05
Profit Before Tax
495.53
549.84
419.91
496.97
618.86
367.98
424.88
528.26
574.89
511.56
546.82
708.83
Tax Paid Total
4.68
5.21
235.72
7.06
8.32
356.16
385.54
105.18
204.73
363.71
503.4
402.86
Net Profit
500.21
555.05
655.63
504.03
627.18
724.14
810.42
633.44
779.62
875.27
1,050.22
1,111.69
Total Net profit including share of profit / Loss from associate company
500.21
555.05
655.63
504.03
627.18
724.14
810.42
648.66
779.62
875.27
1,091.94
1,178.45
EPS
0.26
0.29
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46
0.58
0.61
Diluted EPS
0.26
0.29
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46
0.58
0.61
Adjusted EPS
0.26
0.29
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46
0.58
0.61

Indian Overseas Bank Annual Profit & Loss

Figures in Rupees Crores

Mar 2022
Mar 2023
Mar 2024
Mar 2025
Interest Earned
16,735.84
19,406.97
24,065.67
28,143.64
Other Income
4,905.33
4,116.45
5,665.3
5,545.98
Total Income
21,641.17
23,523.42
29,730.97
33,689.62
Total Expenses (excluding prov and contigencies)
15,878.45
17,576.1
22,957.03
25,000.74
Operating Profit
5,762.72
5,947.32
6,773.94
8,688.88
Operating Profit Margin %
-94.88%
-90.57%
-95.39%
-88.83%
Provisions and Contingencies
3,983.75
3,593.99
3,351.2
4,177.05
Profit Before Tax
1,639.59
1,854.65
1,908.58
2,157.81
Tax Paid Total
69.69
249.34
757.08
1,177.01
Net Profit
1,709.28
2,103.99
2,665.66
3,334.82
Total Net profit including share of profit / Loss from associate company
1,709.28
2,103.99
2,665.66
3,395.51
EPS
0.9
1.11
1.41
1.79
Diluted EPS
0.9
1.11
1.41
1.79
Adjusted EPS
0.9
1.11
1.41
1.79

Indian Overseas Bank Cash Flow

Figures in Rupees Crores

Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
4,948.86
5,539.15
-13,654.68
-1,118.95
2,839.55
Cash Flow from Investing Activities
-46.02
-49.29
-559.63
-359.29
-578.91
Cash Flow from Financing Activities
3,779.84
478.96
1,000
-
1,105.47
Net Cash Flow
6,715.68
5,968.82
-16,130.43
-2,005.93
2,404.73

IOB Stock Shareholding Pattern

Numbers in percentages

Sep 2022
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Promoters
96.38%
96.38%
96.38%
96.38%
96.38%
96.38%
96.38%
96.38%
96.38%
96.38%
94.61%
94.61%
DII
0.13%
1.37%
1.36%
1.34%
0.13%
1.29%
1.29%
1.3%
1.3%
1.3%
2.59%
2.37%
FII
0%
0%
0%
0%
0%
0%
0.05%
0.05%
0.03%
0.02%
0.22%
0.08%
Public
2.19%
2.16%
2.12%
2.19%
2.13%
2.3%
2.28%
2.27%
2.29%
2.29%
2.59%
2.94%
Total Outstanding Shares
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
19,25,65,89,795
19,25,65,89,795
Total Shareholders
4,71,356
5,11,642
5,09,599
5,10,387
6,68,177
7,27,348
10,06,185
9,96,568
9,77,592
9,77,917
9,77,863
10,08,128

IOB Earnings and Dividends

View detailed summary of the earnings and dividend history of IOB.

  • Indian Overseas Bank Earnings Results

    Indian Overseas Bank’s net profit jumped 81.67% since last year same period to ₹1,178.45Cr in the Q1 2025-2026. On a quarterly growth basis, Indian Overseas Bank has generated 7.92% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Indian Overseas Bank Dividends April,2014

    In the quarter ending March 2014, Indian Overseas Bank has declared dividend of ₹0.50 per share on 29 Apr 2014 - translating a dividend yield of 8.12%.

    Read More about Dividends

Indices Featuring IOB Stock

Check stock indices that include IOB.

Nifty PSU Bank

₹7,076.60

0.28 (19.55%)

S&P BSE 100 LargeCap TMC

₹9,284.86

0.11 (9.75%)

Nifty MidSmallcap 400

₹20,076.45

0.46 (91.6%)

Nifty Smallcap 250

₹17,266.90

0.71 (122.05%)

S&P BSE PSU

₹19,359.59

0.55 (106.57%)

S&P BSE 250 LargeMidCap

₹10,839.46

0.14 (15.34%)

BSE 200

₹11,405.56

0.14 (15.41%)

S&P BSE Fin. Ser

₹12,527.45

0.41 (51.37%)

S&P BSE Largecap

₹9,685.59

0.1 (9.96%)

Nifty 500

₹23,239.10

0.21 (48.85%)

BSE 500

₹36,489.84

0.2 (71.22%)

Insights on Indian Overseas Bank

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 5 quarters, 648.66 Cr → 1.17K Cr (in ₹), with an average increase of 13.7% per quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, IOB has outperformed top 5 stocks with highest market-cap in Banks

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 0.07% to 0.12% in Jun 2025 quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 month, IOB stock has moved up by 7.6%

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 2.59% to 2.94% in Jun 2025 quarter

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 94.61% of holdings in Jun 2025 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, HDFC Bank Ltd has given 15.8% return, outperforming this stock by 49.5%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 0.22% to 0.08% in Jun 2025 quarter

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 9.21K Cr → 8.86K Cr (in ₹), with an average decrease of 3.8% per quarter

About Indian Overseas Bank

Indian Overseas Bank (IOB) is an Indian public sector bank established in 1937, headquartered in Chennai. It is one of the leading banks in India with a wide network of branches and ATMs spread across the country.

IOB offers a wide range of banking services such as deposits, loans, credit cards, insurance, mutual funds, foreign exchange, and more. It is a full-service bank with a focus on retail and corporate banking services. Its core lines of business include retail banking, corporate banking, NRI banking, agri-business banking, and SME banking.

The bank's top products include savings accounts, current accounts, fixed deposits, recurring deposits, home loans, personal loans, car loans, gold loans, credit cards, and more. Popular IOB brands include IOB-Udaan, IOB-Wealth, IOB-Ease, IOB-Secure, and IOB-Gyan.

IOB has over 3,400 branches and 4,000 ATMs across India. It also has a presence in 19 countries, including the United States, the United Kingdom, Singapore, Hong Kong, and the United Arab Emirates.

Revenue: ₹8,867.88Cr as on June 2025 (Q1 FY26)
Net Profit: ₹1,178.45Cr as on June 2025 (Q1 FY26)
Listing date: 07 Dec, 2000
OrganisationIndian Overseas Bank
IndustryBanks
E-voting on sharesClick here to vote

FAQs

What is IOB share price today?

IOB share price today stands at ₹39.91 as on . IOB share today touched a day high of ₹40.16 and a low of ₹39.41.

What is the 52 week high and 52 week low range for IOB share?

IOB touched a 52 week high of ₹61.8 and a 52 week low of ₹33.5. IOB share price today i.e. is trending at ₹39.91, which is -35.42% down from its 52 week high and 19.13% up from its 52 week low.

What is IOB's market capitalisation today?

IOB market capitalisation is ₹75,928.73 Cr as on .

How to buy IOB shares?

To buy IOB shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for IOB or Indian Overseas Bank on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in IOB shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is IOB trading volume today?

IOB trading volume is 44.20L as on . This means that 44.20L shares of IOB were bought and sold on the stock market during today's trading session.