Indian Overseas Bank share price logo

Indian Overseas Bank

₹28.74

-0.51

(-1.74%)

as on

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What are INDmoney investors doing with Indian Overseas Bank shares?

Based on platform-user behaviour - not analyst opinion or company fundamentals.

Search interest on INDmoney

+32%

Searches for Indian Overseas Bank on INDmoney have increased by 32% over the last 30 days.

Investment activity on INDmoney

+13.89%

Investment activity in Indian Overseas Bank among INDmoney users has increased by 13.89% over the last 30 days.

Average holding period of indmoney investors

158 days

INDmoney investors hold Indian Overseas Bank shares for an average of 158 days.

Key Events for Indian Overseas Bank

Last Dividend Declared

₹0.50 per share, declared on 29/04/2014

View Dividend History

Indian Overseas Bank Stock Performance

as on October 30, 2026 at 9:31 pm IST

  • Day's Low

    Day's High

    ₹28.61
    ₹29.24
    downward going graph

    0.45%

    Downside

    1.74%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹28.32
    ₹41.29
    downward going graph

    1.46%

    Downside

    43.67%

    Upside

    downward going graph

Indian Overseas Bank share price movements today

Previous Close
₹29.25
Open
₹29.20
Volume
26.84L
Upper Circuit
₹35.10
Lower Circuit
₹23.40
Day's Low - High
₹28.61 - ₹29.24
52 Week Low - High
₹28.32 - ₹41.29

Indian Overseas Bank Historical Returns

1 Month Return
-5.52 %
3 Month Return
-13.28 %
1 Year Return
-26.93 %
3 Year Return
-26.51 %
5 Year Return
+ 36.68 %

Indian Overseas Bank Fundamentals

as on October 30, 2026 at 4:01 pm IST

Market Cap

₹56,325.53 Cr

Return on Equity (ROE)

12.32

PE Ratio (TTM)

8.53

Return on capital employed (ROCE)

0

Industry PE ratio

13.19

Beta (LTM)

1.05

P/B Ratio

1.77

Dividend Yield

0

PEG Ratio

7.55

Quarterly Earnings Growth YOY

55.91

EPS (TTM)

2.81

Book Value

17.43

Indian Overseas Bank Stock Valuation

as on October 30, 2026 at 4:01 pm IST

Indian Overseas Bank in the last 5 years

  • Overview

  • Trends

Lowest (8.36x)

October 23, 2026

Today (8.53x)

October 29, 2026

Industry (13.19x)

October 29, 2026

Highest (59.89x)

February 7, 2024

LowHigh

Today’s Price to Earnings Ratio: 8.53x

Indian Overseas Bank Technical Analysis

Track how Indian Overseas Bank technical analysis has moved over time to understand its trends.

1 min
5 min
15 min
30 min
1 day
1 week
1 month

Technicals Summary

Bearish

Neutral

Bullish

Bullish

Moving Averages

Bearish

Neutral

Bullish

Bullish

Oscillators

Bearish

Neutral

Bullish

Bullish

Overall

Bearish4
Bullish9
Neutral2

Oscillators

Name

Value

Action

MACD level (12,26)
-0.01
Bullish
CCI (20)
455.22
Bearish
RSI (14)
55.74
Neutral
Momentum (10)
0.07
Bullish
ADI (14)
28.97
Bullish
Ultimate Oscillator (7,14,28)
36.22
Neutral

Moving Averages

Name

Value

Action

SMA (20)
28.74
Bullish
EMA (20)
28.74
Bullish
VWMA (20)
28.74
Bullish
SMA (50)
28.78
Bullish
EMA (50)
28.77
Bullish
SMA (200)
28.82
Bearish
EMA (200)
28.81
Bearish
KAMA (200)
28.79
Bearish
DEMA (200)
28.76
Bullish

Indian Overseas Bank vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Indian Overseas Bank with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
NA56,325.537.34%NA5,41837,742
NA86,029.9710.42%NA9,20935,656
NA27,800.2010.9%NA2,46829,740
NA26,448.196.81%NA4,52342,630
BUY62,301.6058.26%NA7,01632,819

Indian Overseas Bank Quarterly Profit & Loss

Figures in Rupees Crores

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Interest Earned
6,179.84
6,633.5
6,539.01
6,853.94
7,115.88
7,634.81
7,387.49
7,850.89
8,172.39
8,488.96
8,777.57
9,201.23
Other Income
1,262.82
2,479.17
1,033.24
1,633.59
1,298.08
1,581.07
1,480.39
1,365.44
1,499.19
1,290.91
2,160.23
1,226.65
Total Income
7,442.66
9,112.67
7,572.25
8,487.53
8,413.96
9,215.88
8,867.88
9,216.33
9,671.58
9,779.87
10,937.8
10,427.88
Total Expenses (excluding prov and contigencies)
5,660.99
7,149.15
5,895.75
6,359.24
6,147.72
6,598.04
6,509.28
6,814.81
7,068.48
7,114.82
8,244.7
7,411.39
Operating Profit
1,781.67
1,963.52
1,676.5
2,128.29
2,266.24
2,617.84
2,358.6
2,401.52
2,603.1
2,665.05
2,693.1
3,016.49
Operating Profit Margin %
-91.6%
-107.77%
-90.16%
-92.78%
-86.39%
-86.42%
-88.11%
-86.8%
-86.49%
-83.81%
-93.93%
-80.55%
Provisions and Contingencies
701.37
767.56
937.88
1,146.31
1,028.64
1,064.22
844.05
672.46
1,235.65
1,005.96
834.03
950.08
Profit Before Tax
367.98
424.88
528.26
572.52
510.18
546.82
708.83
726.74
1,362.79
1,351.81
1,459.41
1,758.43
Tax Paid Total
356.16
385.54
105.18
204.73
363.71
503.4
402.86
501.16
2.33
153.64
199.83
153.99
Net Profit
724.14
810.42
633.44
777.25
873.89
1,050.22
1,111.69
1,227.9
1,365.12
1,505.45
1,659.24
1,912.42
Total Net profit including share of profit / Loss from associate company
724.14
810.42
648.66
779.61
875.27
1,091.94
1,178.45
1,258.82
1,427.16
1,556.15
1,716.29
1,962.67
EPS
0.38
0.43
0.34
0.41
0.46
0.58
0.61
0.65
0.71
0.81
0.89
1.02
Diluted EPS
0.38
0.43
0.34
0.41
0.46
0.58
0.61
0.65
0.71
0.81
0.89
1.02
Adjusted EPS
0.38
0.43
0.34
0.41
0.46
0.58
0.61
0.65
0.71
0.81
0.89
1.02

Indian Overseas Bank Annual Profit & Loss

Figures in Rupees Crores

Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Interest Earned
16,735.84
19,406.97
24,065.67
28,143.64
31,895.68
Other Income
4,905.33
4,116.45
5,665.3
5,545.98
5,636.47
Total Income
21,641.17
23,523.42
29,730.97
33,689.62
37,532.15
Total Expenses (excluding prov and contigencies)
15,878.45
17,576.1
22,957.03
25,000.74
27,506.02
Operating Profit
5,762.72
5,947.32
6,773.94
8,688.88
10,026.13
Operating Profit Margin %
-94.88%
-90.57%
-95.39%
-88.83%
-86.24%
Provisions and Contingencies
3,983.75
3,593.99
3,351.2
4,177.05
3,758.1
Profit Before Tax
1,639.59
1,854.65
1,908.58
2,157.81
4,148.03
Tax Paid Total
69.69
249.34
757.08
1,177.01
1,060
Net Profit
1,709.28
2,103.99
2,665.66
3,334.82
5,208.03
Total Net profit including share of profit / Loss from associate company
1,709.28
2,103.99
2,665.66
3,395.51
5,418.46
EPS
0.9
1.11
1.41
1.79
2.81
Diluted EPS
0.9
1.11
1.41
1.79
2.81
Adjusted EPS
0.9
1.11
1.41
1.79
2.81

Indian Overseas Bank Cash Flow

Figures in Rupees Crores

Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Net Cash from Operating Activities
4,948.86
5,539.15
-13,654.68
-1,118.95
2,647.08
4,779.66
Cash Flow from Investing Activities
-46.02
-49.29
-559.63
-359.29
-578.91
-638.92
Cash Flow from Financing Activities
3,779.84
478.96
1,000
-
1,297.93
1,152.33
Net Cash Flow
6,715.68
5,968.82
-16,130.43
-2,005.93
2,404.73
4,002.94

Indian Overseas Bank Stock Shareholding Pattern

Numbers in percentages

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Promoters
96.38%
96.38%
96.38%
96.38%
96.38%
94.61%
94.61%
94.61%
92.44%
92.44%
92.44%
92.44%
DII
1.29%
1.29%
1.3%
1.3%
1.3%
2.59%
2.37%
2.3%
4.27%
4.28%
4.29%
4.29%
FII
0%
0.05%
0.05%
0.03%
0.02%
0.22%
0.08%
0.31%
0.35%
0.43%
0.47%
0.48%
Public
2.3%
2.28%
2.27%
2.29%
2.29%
2.59%
2.94%
2.78%
2.94%
2.85%
2.8%
2.79%
Total Outstanding Shares
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
19,25,65,89,795
19,25,65,89,795
19,25,65,91,537
19,25,65,89,795
19,25,65,89,795
19,25,65,89,795
19,25,65,89,795
Total Shareholders
7,27,348
10,06,185
9,96,568
9,77,592
9,77,917
9,77,863
10,08,128
9,88,551
9,81,829
9,68,298
9,55,025
9,43,961

Mutual Funds Buying / Exiting Indian Overseas Bank

Holdings as of 15 Oct 2026 · based on the latest SEBI-mandated portfolio disclosures

Mutual Funds Buying Indian Overseas Bank

Sorted by largest increase in holding, month-over-month.

Fund Name

Value of Holding

Increase (MoM)

Holding %

Motilal Oswal Nifty Midcap 150 Index Fund Direct Growth

Motilal Oswal Nifty Midcap 150 Index Fund Direct Growth

₹4.13 Cr

₹0.84 Cr (+25.34%)

0.11%

Nippon India Nifty Midcap 150 Index Fund Direct Growth

Nippon India Nifty Midcap 150 Index Fund Direct Growth

₹2.78 Cr

₹0.44 Cr (+18.67%)

0.11%

ICICI Prudential Nifty Midcap 150 Index Fund Direct Growth

ICICI Prudential Nifty Midcap 150 Index Fund Direct Growth

₹1.28 Cr

₹0.28 Cr (+27.81%)

0.11%

SBI Nifty Midcap 150 Index Fund Direct Growth

SBI Nifty Midcap 150 Index Fund Direct Growth

₹1.28 Cr

₹0.27 Cr (+27.07%)

0.11%

Mutual Funds Exiting Indian Overseas Bank

Sorted by largest decrease in holding, month-over-month.

Fund Name

Value of Holding

Decrease (MoM)

Holding %

SBI BSE PSU BANK INDEX FUND Direct Growth

SBI BSE PSU BANK INDEX FUND Direct Growth

₹4.26 Cr

₹0.04 Cr (-0.98%)

1.38%

Indian Overseas Bank Corporate Actions

View detailed summary of the earnings and dividend history of Indian Overseas Bank.

  • Indian Overseas Bank Earnings Results

    Indian Overseas Bank’s net profit jumped 55.91% since last year same period to ₹1,962.67Cr in the Q2 2026-2027. On a quarterly growth basis, Indian Overseas Bank has generated 14.36% jump in its net profits since last 3-months.

    Read More
  • Indian Overseas Bank Dividends April,2014

    In the quarter ending March 2014, Indian Overseas Bank has declared dividend of ₹0.50 per share on 29 Apr 2014 - translating a dividend yield of 10.94%.

    Read More about Dividends

Indices Featuring Indian Overseas Bank Stock

Check stock indices that include Indian Overseas Bank.

Nifty Midcap 150

₹21,047.50

-197.80 (▲0.93%)

Nifty PSU Bank

₹8,234.85

-77.65 (▲0.93%)

S&P BSE 250 LargeMidCap

₹10,155.34

-8.28 (▲0.08%)

Nifty LargeMidcap 250

₹15,541.55

-47.05 (▲0.30%)

BSE 500

₹34,248.59

-103.74 (▲0.30%)

S&P BSE 400 MidSmallCap

₹11,628.38

-154.80 (▲1.31%)

S&P BSE Fin. Ser

₹11,649.57

-68.01 (▲0.58%)

S&P BSE PSU

₹19,037.43

-193.68 (▲1.01%)

Nifty 500

₹21,895.90

-45.60 (▲0.21%)

BSE 200

₹10,660.88

-5.83 (▲0.05%)

S&P BSE 150 MidCap

₹15,521.49

-140.25 (▲0.90%)

Nifty MidSmallcap 400

₹19,500.00

-256.25 (▲1.30%)

Insights on Indian Overseas Bank

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 0.47% to 0.48% in Sep 2026 quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 10 quarters, 648.66 Cr → 1.96K Cr (in ₹), with an average increase of 11.5% per quarter

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 92.44% of holdings in Sep 2026 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, State Bank of India has given 4.0% return, outperforming this stock by 31.0%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, State Bank of India has given 72.0% return, outperforming this stock by 98.5%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, IOB stock has moved down by -13.3%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 10.93K Cr → 10.42K Cr (in ₹), with an average decrease of 4.7% per quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 0.24% to 0.23% in Sep 2026 quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 2.80% to 2.79% in Sep 2026 quarter

About Indian Overseas Bank

Indian Overseas Bank (IOB) is an Indian public sector bank established in 1937, headquartered in Chennai. It is one of the leading banks in India with a wide network of branches and ATMs spread across the country.

IOB offers a wide range of banking services such as deposits, loans, credit cards, insurance, mutual funds, foreign exchange, and more. It is a full-service bank with a focus on retail and corporate banking services. Its core lines of business include retail banking, corporate banking, NRI banking, agri-business banking, and SME banking.

The bank's top products include savings accounts, current accounts, fixed deposits, recurring deposits, home loans, personal loans, car loans, gold loans, credit cards, and more. Popular IOB brands include IOB-Udaan, IOB-Wealth, IOB-Ease, IOB-Secure, and IOB-Gyan.

IOB has over 3,400 branches and 4,000 ATMs across India. It also has a presence in 19 countries, including the United States, the United Kingdom, Singapore, Hong Kong, and the United Arab Emirates.

Revenue: ₹10,427.88Cr as on September 2026 (Q2 FY27)
Net Profit: ₹1,962.67Cr as on September 2026 (Q2 FY27)
Listing date: 07 Dec, 2000
OrganisationIndian Overseas Bank
IndustryBanks
E-voting on sharesClick here to vote

FAQs

What is Indian Overseas Bank share price today?

Indian Overseas Bank share price today stands at ₹28.74 as on at the close of the market. Indian Overseas Bank share today touched a day high of ₹29.24 and a low of ₹28.61.

What is the 52 week high and 52 week low range for Indian Overseas Bank share?

Indian Overseas Bank touched a 52 week high of ₹41.29 and a 52 week low of ₹28.32. Indian Overseas Bank share price today i.e. is closed at ₹28.74, which is -30.39% down from its 52 week high and 1.48% up from its 52 week low.

What is Indian Overseas Bank's market capitalisation today?

Indian Overseas Bank market capitalisation is ₹56,325.53 Cr as on .

How to buy Indian Overseas Bank shares?

To buy Indian Overseas Bank shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for IOB or Indian Overseas Bank on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in Indian Overseas Bank shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is Indian Overseas Bank trading volume today?

Indian Overseas Bank trading volume is 26.84L as on . This means that 26.84L shares of Indian Overseas Bank were bought and sold on the stock market during today's trading session.

What are INDmoney investors doing with Indian Overseas Bank shares right now?

Based on aggregated, anonymised INDmoney platform data, search interest and investment activity in Indian Overseas Bank have both increased over the past 30 days, and the average INDmoney investor holds the stock for 158 days. This reflects platform activity only and is not investment advice.