X Financial
NYSE: XYF
$5.26
+0.04
(+0.77%)
as on
X Financial Stock Performance
as on September 26, 2026 at 2:16 pm IST
Day's Low
Day's High
$5.20$5.42
1.14%
Downside
3.04%
Upside
52 Week's Low
52 Week's High
$3.30$14.8637.26%
Downside
182.51%
Upside
X Financial share price movements today
- Previous Close
- $5.22
- Open
- $5.22
- Volume
- 550.1K
- Market Cap
- $207.5M
- Dividend Yield
- 10.71%
- Day's Low - High
- $5.20 - $5.42
- 52 Week Low - High
- $3.30 - $14.86
X Financial Historical Returns
- 1 Month Return
- 0 %
- 3 Month Return
- + 6.26 %
- 1 Year Return
- -60.8 %
- 3 Year Return
- + 27.67 %
- 5 Year Return
- + 23.19 %
X Financial Stock Fundamentals & Key Indicators
Check X Financial market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.
Market Cap
$207.5M
EPS (TTM)
85.56
Dividend Yield
10.71%
Quarterly Earnings Growth YOY
-0.90%
PE Ratio (TTM)
0.41
Industry PE ratio
16.27
PEG Ratio
-0.006447319755187471
EBITDA
1.5B
Revenue (TTM)
5.6B
Profit Margin
63.60%
Return On Equity TTM
7.19%
X Financial Stock Valuation
Track how X Financial P/E has moved over time to understand its valuation trends.
X Financial in the last 5 years
Lowest (0.19x)
December 31, 2025
Today (0.19x)
December 31, 2025
Industry (16.27x)
December 31, 2025
Highest (1.35x)
December 31, 2022
Today’s Price to Earnings Ratio: 0.19x
X Financial vs Peer Comparison
Compare market cap, revenue, PE, and other key metrics of X Financial with its industry peers.
Company | Analyst View | Market Cap | 5 Years Return % | PE Ratio | Profit Margin % | Dividend Yield % |
|---|---|---|---|---|---|---|
| Sell | $207.5M | 23.19% | 0.41 | 63.60% | 10.71% | |
| StrongBuy | $123.0B | 20.48% | 12.17 | 66.19% | 1.63% | |
| Buy | $206.0B | 73.95% | 18.31 | 84.35% | 1.17% | |
| StrongBuy | $675.9B | 58.63% | 31.26 | 80.18% | 0.74% | |
| StrongBuy | $487.0B | 58.49% | 31.09 | 100.00% | 0.60% |
Stock Returns calculator for X Financial Stock including INR - Dollar returns
The X Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.
*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.
Investment Value
₹1,00,000
X Financial investment value today
Current value as on today
₹42,306
Returns
Returns from X Financial Stock
Dollar Impact
₹3,111 (+3.11%)
Analyst Recommendation on X Financial Stock
Based on 8 analysts
0.00%
Buy
37.50%
Hold
62.50%
Sell
Based on 8 analysts, 62.5% of analysts recommend a 'SELL' rating for X Financial. Average target price of $1.7
X Financial Share Price Target
Get share price movements and forecasts by analysts on X Financial.
What analysts predicted
-209.41%DOWNSIDE
Target Price
$1.7
Current Price
$5.26
Analyzed by
8 Analysts
Target
$1.70
X Financial target price $1.7, a slight downside of -209.41% compared to current price of $5.26. According to 8 analysts rating.
Indian Investors' Interest in X Financial Stock
Search interest for X Financial Stock has decreased by -47% in the last 30 days, reflecting a downward trend in search activity.
Time period: to
X Financial Quarterly Profit & Loss
All numbers in Millions USD
X Financial Annual Profit & Loss
All numbers in Millions USD
X Financial Quarterly Cash Flow
All numbers in Millions USD
X Financial Annual Cash Flow
All numbers in Millions USD
Insights on X Financial
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTPrice Rise
In the last 7 days, XYF stock has moved up by 7.3%
- POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 2 quarters, 37.71M → 46.85M (in $), with an average increase of 19.5% per quarter
NO EFFECTAgainst Peers
In the last 3 years, Capital One Financial has given 60.0% return, outperforming this stock by 32.3%
- NO EFFECT
Against Peers
In the last 1 year, VISA Inc. has given 8.9% return, outperforming this stock by 69.7%
NEGATIVE IMPACTRevenue Fall
Revenue is down for the last 5 quarters, 2.27B → 990.77M (in $), with an average decrease of 18.6% per quarter
About X Financial
| Organisation | X Financial |
| Headquarters | Aerospace Science and Technology Plaza, Shenzhen, GD, 518067, CN |
| Industry | Financial - Credit Services |
| CEO | Yue Tang |
| E-voting on shares | Click here to vote |
Key Management of X Financial
Name | Title |
|---|---|
Ms. Jennifer Zhang | Investor Relations |
Mr. Noah Kauffman | Chief Financial Strategy Officer |
Mr. Yue Tang | Founder, CEO & Chairman |
Mr. Kan Li | President, Acting Chief Risk Officer & Director |
Mr. Ding Gao | Co-Founder |
Mr. Fuya Zheng | Chief Financial Officer |
FAQs
What is X Financial share price today?
X Financial share price today is $5.26 as on at the close of the market. X Financial share today touched a day high of $5.42 and a low of $5.20.
What is the 52 week high and 52 week low for X Financial share?
X Financial share touched a 52 week high of $14.86 on and a 52 week low of $3.30 on . X Financial stock price today i.e. is closed at $5.26,which is 64.60% down from its 52 week high and 59.39% up from its 52 week low.
What is X Financial's market capitalisation today?
X Financial market capitalisation is $0.00T as on .
How to invest in X Financial Stock (XYF) from India?
- Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
- Step 2: Search for X Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in X Financial Shares that will get you 0.2852 shares as per X Financial share price of $5.26 per share as on September 26, 2026 at 8:46 am IST.
What is the minimum amount required to buy X Financial Stock (XYF) from India?
Indian investors can start investing in X Financial (XYF) shares with as little as ₹95.8125 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹958.13 in X Financial stock (as per the Rupee-Dollar exchange rate as on ).
Based on X Financial share’s latest price of $5.26 as on September 26, 2026 at 8:46 am IST, you will get 1.9011 shares of X Financial. Learn more about
fractional shares .
What are the returns that X Financial has given to Indian investors in the last 5 years?
X Financial stock has given 23.19% share price returns and 29.49% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?