Ppdai Group Inc. (FINV) Live Share Price, Invest From India

Ppdai Group Inc. Stock Performance

as on January 21, 2026 at 8:42 pm IST

Day's Low
Day's High
$5.13
Day's Price Range
$5.20
$5.18
0.97%
Downside
0.39%
Upside
52 Week's Low
52 Week's High
$4.70
52-Week Price Range
$11.08
$5.18
9.27%
Downside
113.90%
Upside

Ppdai Group Inc. share price movements today

Previous Close: $5.12
Open: $5.14
Volume: 95.3K
Day's Low - High: $5.13 - $5.20
52 Week Low - High: $4.70 - $11.08

Ppdai Group Inc. Historical Returns

1 Month Return: -1.16 %
3 Month Return: -23.81 %
1 Year Return: -29.09 %
3 Year Return: -4.3 %
5 Year Return: 0 %

Ppdai Group Inc. Stock Fundamentals & Key Indicators

Check Ppdai Group Inc. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$1.5B

EPS (TTM)

11.3816

Dividend Yield

4.48%

Quarterly Earnings Growth YOY

0.37%

PE Ratio (TTM)

4.01

Industry PE ratio

12.190985221674877

PEG Ratio

EBITDA

7.4B

Revenue (TTM)

13.8B

Profit Margin

20.26%

Return On Equity TTM

18.31%

Ppdai Group Inc. Stock Valuation

Track how Ppdai Group Inc. P/E has moved over time to understand its valuation trends.

Ppdai Group Inc. in the last 5 years

Overview
Trends

Lowest (0.85x)

March 31, 2022

Today (4.01x)

January 21, 2026

Industry (12.19x)

January 21, 2026

Highest (4.07x)

September 30, 2024

LowHigh

Today’s Price to Earnings Ratio: 4.01x

Ppdai Group Inc. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Ppdai Group Inc. with its industry peers.

Company	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin %
Ppdai Group Inc.	BUY	$1.5B	NA	4.01	20.26%
American Express Co.	BUY	$253.9B	176.38%	24.52	16.14%
Capital One Financial Corporation	HOLD	$152.9B	110.72%	81.9	4.90%
Visa, Inc.	BUY	$633.6B	58.83%	32.15	50.15%
Mastercard Inc.	BUY	$487.7B	58.99%	34.47	45.28%

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Stock Returns calculator for Ppdai Group Inc. Stock including INR - Dollar returns

The Ppdai Group Inc. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Ppdai Group Inc. investment value today

Current value as on today

₹77,778

Returns

₹22,222

(-22.22%)

Returns from Ppdai Group Inc. Stock

₹28,255 (-28.25%)

Dollar Returns*

₹6,033 (+6.03%)

Analyst Recommendation on Ppdai Group Inc. Stock

Based on 15 analysts

BUY

86.67%

Buy

13.33%

Hold

0.00%

Sell

Based on 15 analysts, 86.67% of analysts recommend a 'BUY' rating for Ppdai Group Inc.. Average target price of $11.01

Ppdai Group Inc. Share Price Target

Get share price movements and forecasts by analysts on Ppdai Group Inc..

What analysts predicted

52.95%UPSIDE

Target Price

$11.01

Current Price

$5.18

Analyzed by

15 Analysts

Target

$11.01

Ppdai Group Inc. target price $11.01, a slight upside of 52.95% compared to current price of $5.18. According to 15 analysts rating.

Ppdai Group Inc. Stock’s Investor Sentiment and Interest

Search interest for Ppdai Group Inc. Stock has decreased by -74% in the last 30 days, reflecting a downward trend in search activity.

Time period: December 22, 2025 to January 21, 2026

Change:-74% versus previous 30 day period

Ppdai Group Inc. Quarterly Profit & Loss

All numbers in Millions USD

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Total Revenue	429	438	458	439	436	462	474	480	3,577	3,486
Gross Profit	357	366	372	364	322	377	374	394	2,903	2,728
Operating Income	575	553	1,782	628	558	560	787	883	815	731
EBITDA	575	553	512	647	558	560	1,868	906	865	732
Interest Expense	-	-	-	-	-	-	-	-	-	-
Depreciation	-	-	-	19	-	-	-	22	-	-
Income Before Tax	695	677	580	659	626	745	813	891	929	776
Income Tax Expense	105	103	51	127	75	121	133	153	178	135
Net Income	77	77	73	73	75	88	93	102	746	624
Net Profit Margin	18.03%	17.70%	16.01%	16.67%	17.40%	19.03%	19.69%	21.44%	20.88%	17.91%

Ppdai Group Inc. Annual Profit & Loss

All numbers in Millions USD

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Revenue	30	175	595	659	850	1,156	1,487	1,595	1,764	1,794
Gross Profit	14	119	447	516	677	953	1,197	1,303	1,461	1,423
Operating Income	-340	-978	-2,351	-2,504	2,646	2,307	2,613	2,515	2,383	2,535
EBITDA	-141	248	1,551	1,888	2,753	2,403	2,682	2,580	2,452	2,621
Interest Expense	0	18	15	60	235	228	205	205	-	-
Depreciation	-	-	22	42	107	96	69	65	69	86
Income Before Tax	-67	549	1,357	2,620	2,856	2,424	2,736	2,736	2,778	2,845
Income Tax Expense	4	48	274	151	481	455	240	454	395	457
Net Income	-11	72	164	358	338	301	393	324	327	327
Net Profit Margin	-36.86%	41.25%	27.58%	54.34%	39.79%	26.08%	26.49%	20.36%	18.58%	18.24%

Ppdai Group Inc. Quarterly Cash Flow

All numbers in Millions USD

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Net Income	565	524	531	551	623	680	737	746	624
Operating Cash Flow	178	1,388	213	965	1,577	299	522	8	871
Investing Cash Flow	591	1,332	925	-577	-1,895	-	365	-1,025	-1,193
Financing Cash Flow	-110	-2,543	-310	-479	-253	255	-198	658	-123
Change in Cash	647	5,691	820	-113	-544	-185	677	-352	-464

Ppdai Group Inc. Annual Cash Flow

All numbers in Millions USD

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Income	501	1,082	2,469	2,374	1,968	2,495	2,281	2,383	2,383
Operating Cash Flow	1,088	1,864	1,884	-215	2,206	630	268	1,413	2,893
Investing Cash Flow	-684	-2,495	-1,447	-828	1,041	1,994	-1,553	1,413	-2,295
Financing Cash Flow	438	2,132	530	1,749	-3,091	-239	-795	-2,559	-622
Change in Cash	845	1,486	1,010	717	105	2,375	-2,012	290	-22

Global Institutional Holdings in Ppdai Group Inc.

Funds	Holdings
Arrowstreet Capital Limited Partnership	0.97%
Susquehanna International Group, LLP	6.51%
Vanguard Group Inc	1.8%
NORGES BANK	0.69%
O'Shaughnessy Asset Management LLC	0.41%

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Insights on Ppdai Group Inc.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

NO EFFECT
Against Peers
In the last 3 years, American Express Co. has given 119.5% return, outperforming this stock by 123.8%
NO EFFECT
Against Peers
In the last 1 year, Capital One Financial Corporation has given 18.4% return, outperforming this stock by 47.5%
NEGATIVE IMPACT
Profit Down
Netprofit is down for the last 2 quarters, 746.99M → 624.28M (in $), with an average decrease of 16.4% per quarter
NEGATIVE IMPACT
Revenue Fall
Revenue is down for the last 2 quarters, 3.57B → 3.48B (in $), with an average decrease of 2.6% per quarter
NEGATIVE IMPACT
Price Dip
In the last 6 months, FINV stock has moved down by -48.8%

About Ppdai Group Inc.

上海拍拍贷金融信息服务有限公司 is a management consulting company based out of 中国(上海)自由贸易试验区丹桂路999弄10号、20号, 上海市, 上海市, china.

Organisation	Ppdai Group Inc.
Headquarters	Building G1, Shanghai, China, 201203
Industry	Finance
CEO	Mr. Tiezheng Li
E-voting on shares	Click here to vote

Key Management of Ppdai Group Inc.

Name	Title
Mr. Jun Zhang	Co-Founder & Director
Mr. Honghui Hu	Co-founder & Director
Mr. Jiayuan Xu	Chief Financial Officer
Mr. Yuxiang Wang	CTO & COO
Mr. Shaofeng Gu	Co-founder, Chairman & Chief Innovation Officer
Mr. Tiezheng Li	Co-Founder, CEO & Vice Chairman
Ms. Pingping Chen	President & Chief Compliance Officer
Aayush Jhunjhunwala	Chief Investor Relations Officer
Yam Cheng	Head of Capital Markets

FAQs

What is Ppdai Group Inc. share price today?

Ppdai Group Inc. share price today is $5.18 as on January 21, 2026 at 8:42 pm IST. Ppdai Group Inc. share today touched a day high of $5.2 and a low of $5.13.

What is the 52 week high and 52 week low for Ppdai Group Inc. share?

Ppdai Group Inc. share touched a 52 week high of $11.08 on March 18, 2025 and a 52 week low of $4.7 on November 21, 2025. Ppdai Group Inc. stock price today i.e. January 21, 2026 at 8:42 pm IST is trending at $5.18,which is 53.25% down from its 52 week high and 10.21% up from its 52 week low.

What is Ppdai Group Inc.'s market capitalisation today?

Ppdai Group Inc. market capitalisation is $0.00T as on January 21, 2026 at 8:42 pm IST.

How to invest in Ppdai Group Inc. Stock (FINV) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Ppdai Group Inc. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Ppdai Group Inc. Shares that will get you 0.2896 shares as per Ppdai Group Inc. share price of $5.18 per share as on January 21, 2026 at 8:42 pm IST.

What is the minimum amount required to buy Ppdai Group Inc. Stock (FINV) from India?

Indian investors can start investing in Ppdai Group Inc. (FINV) shares with as little as ₹91.673 or $1 (as of January 21, 2026 at 8:42 pm IST) using the INDmoney app.
For example: If you want to invest $10 or ₹916.73 in Ppdai Group Inc. stock (as per the Rupee-Dollar exchange rate as on January 21, 2026 at 8:42 pm IST). Based on Ppdai Group Inc. share’s latest price of $5.18 as on January 21, 2026 at 8:42 pm IST, you will get 1.9305 shares of Ppdai Group Inc.. Learn more about fractional shares .