Pioneer Bancorp/ny Share Price (NASDAQ: PBFS)

$13.12

▲

0.24

(1.86%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Pioneer Bancorp/ny Stock chart to analyse performance

Pioneer Bancorp Inc/ny Key Stats

Check Pioneer Bancorp/ny key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$12.88
Open	$12.93
Market Capitalization	$326.0M
Today's Volume	$16.6K
Revenue TTM	$91.4M
Earnings Per Share (EPS)	$0.72
PE Ratio	17.89
Profit Margin	24.92%
Quarterly Earnings Growth YOY	0.67%
Return On Equity TTM	6.31%

Stock Returns calculator for Pioneer Bancorp/ny Stock including INR - Dollar returns

The Pioneer Bancorp/ny stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Pioneer Bancorp/ny investment value today

Current value as on today

₹1,25,211

Returns

₹25,211

(+25.21%)

Returns from Pioneer Bancorp/ny Stock

₹19,927 (+19.93%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Pioneer Bancorp/ny Stock

800%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Pioneer Bancorp/ny Stock from India on INDmoney has increased by 800% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Pioneer Bancorp Inc/ny

Name
Holdings %
Name
Holdings %
M3F, Inc.
8.41%
Vanguard Group Inc
2.88%
BlackRock Inc
2.66%
AllianceBernstein L.P.
1.77%
Private Capital Management, LLC
1.44%
Geode Capital Management, LLC
1.01%

Analyst Recommendation on Pioneer Bancorp/ny Stock

Rating

Trend

Pioneer Bancorp/ny Stock Insights

Price Movement
In the last 7 days, PBFS stock has moved down by -2.6%
Decreasing Revenue
Revenue is down for the last 2 quarters, 29.57M → 27.00M (in $), with an average decrease of 8.7% per quarter
Increasing Net Profit
Netprofit is up for the last 3 quarters, 3.29M → 6.45M (in $), with an average increase of 26.8% per quarter
PBFS vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 41.8%
PBFS vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 188.6% return, outperforming this stock by 150.8%
Price to Sales
ForPBFS every $1 of sales, investors are willing to pay $3.5, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Pioneer Bancorp Inc/ny Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$68.6M	↑ 15.4%
Net Income	$7.3M	↓ 36.44%
Net Profit Margin	10.66%	↓ 8.69%

	FY20	Y/Y Change
Revenue	$69.2M	↑ 0.93%
Net Income	$5.2M	↓ 28.88%
Net Profit Margin	7.51%	↓ 3.15%

	FY21	Y/Y Change
Revenue	$59.7M	↓ 13.76%
Net Income	$1.1M	↓ 79.28%
Net Profit Margin	1.8%	↓ 5.71%

	FY22	Y/Y Change
Revenue	$57.9M	↓ 2.95%
Net Income	$10.3M	↑ 854.41%
Net Profit Margin	17.75%	↑ 15.95%

	FY23	Y/Y Change
Revenue	$79.7M	↑ 37.59%
Net Income	$21.9M	↑ 113.52%
Net Profit Margin	27.54%	↑ 9.79%

	FY24	Y/Y Change
Revenue	$98.7M	↑ 23.85%
Net Income	$15.3M	↓ 30.47%
Net Profit Margin	15.46%	↓ 12.08%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$27.3M	↑ 34.25%
Net Income	$4.7M	↑ 47.84%
Net Profit Margin	17.25%	↑ 1.58%

	Q2 FY24	Q/Q Change
Revenue	$27.2M	↓ 0.38%
Net Income	$3.9M	↓ 16.72%
Net Profit Margin	14.42%	↓ 2.83%

	Q3 FY24	Q/Q Change
Revenue	$28.5M	↑ 4.59%
Net Income	$6.3M	↑ 60.51%
Net Profit Margin	22.14%	↑ 7.72%

	Q4 FY24	Q/Q Change
Revenue	$29.1M	↑ 2.27%
Net Income	$3.3M	↓ 47.81%
Net Profit Margin	11.3%	↓ 10.84%

	Q1 FY25	Q/Q Change
Revenue	$29.6M	↑ 1.47%
Net Income	$5.8M	↑ 75.06%
Net Profit Margin	19.49%	↑ 8.19%

	Q2 FY25	Q/Q Change
Revenue	$27.0M	↓ 8.68%
Net Income	$6.5M	↑ 11.94%
Net Profit Margin	23.89%	↑ 4.4%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$45.9M	↓ 15.14%

	FY20	Y/Y Change
Profit	$57.7M	↑ 25.57%

	FY21	Y/Y Change
Profit	$53.5M	↓ 7.22%

	FY22	Y/Y Change
Profit	$57.0M	↑ 6.51%

	FY23	Y/Y Change
Profit	$71.0M	↑ 24.61%

	FY24	Y/Y Change
Profit	$74.2M	↑ 4.45%

	Q1 FY24	Q/Q Change
Profit	$21.5M	↑ 55.03%

	Q2 FY24	Q/Q Change
Profit	$20.1M	↓ 6.28%

	Q3 FY24	Q/Q Change
Profit	$22.9M	↑ 13.65%

	Q1 FY25	Q/Q Change
Profit	$22.0M	-

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$6.1M	↓ 73.36%
Investing Cash Flow	$-78.0M	↓ 0.87%
Financing Cash Flow	$181.7M	↑ 33.9%

	FY20	Y/Y Change
Operating Cash Flow	$2.0M	↓ 66.96%
Investing Cash Flow	$-109.5M	↑ 40.32%
Financing Cash Flow	$34.2M	↓ 81.16%

	FY21	Y/Y Change
Operating Cash Flow	$32.7M	↑ 1512.49%
Investing Cash Flow	$-125.1M	↑ 14.28%
Financing Cash Flow	$260.5M	↑ 660.78%

	FY22	Y/Y Change
Operating Cash Flow	$50.0M	↑ 53.02%
Investing Cash Flow	$-148.0M	↑ 18.33%
Financing Cash Flow	$149.2M	↓ 42.74%

	FY23	Y/Y Change
Operating Cash Flow	$26.3M	↓ 47.43%
Investing Cash Flow	$-114.9M	↓ 22.4%
Financing Cash Flow	$-137.0M	↓ 191.83%

	FY24	Y/Y Change
Operating Cash Flow	$23.8M	↓ 9.22%
Investing Cash Flow	$-18.0M	↓ 84.29%
Financing Cash Flow	$8.9M	↓ 106.51%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$3.3M	↓ 450.69%
Investing Cash Flow	$-21.0M	↓ 156.35%
Financing Cash Flow	$124.6M	↓ 210.13%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$9.0M	↑ 173.39%
Investing Cash Flow	$4.7M	↓ 122.61%
Financing Cash Flow	$-95.1M	↓ 176.36%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$1.9M	↓ 78.86%
Investing Cash Flow	$-59.3M	↓ 1349.04%
Financing Cash Flow	$117.2M	↓ 223.18%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$17.8M	↑ 829.62%
Investing Cash Flow	$-99.4M	↑ 67.58%
Financing Cash Flow	$-46.8M	↓ 139.95%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$-3.5M	↓ 119.85%
Investing Cash Flow	$-45.7M	↓ 54.08%
Financing Cash Flow	$92.3M	↓ 297.14%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$5.1M	↓ 243.59%
Investing Cash Flow	$-43.6M	↓ 4.48%
Financing Cash Flow	$21.0M	↓ 77.26%

Pioneer Bancorp/ny Technicals Summary

Sell

Neutral

Buy

Pioneer Bancorp/ny is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Pioneer Bancorp Inc/ny Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Pioneer Bancorp Inc/ny	4.72%	8.24%	17.73%	36.44%	55.37%
Nu Holdings Ltd.	22.78%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	11.22%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.62%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	11.63%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	13.18%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Pioneer Bancorp Inc/ny	17.89	17.89	NA	0.0	0.06	0.01	NA	12.64
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Pioneer Bancorp Inc/ny	NA	$326.0M	55.37%	17.89	24.92%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Pioneer Bancorp Inc/ny

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, and consumer loans; and home equity loans and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. is a subsidiary of Pioneer Bancorp MHC.

Organization	Pioneer Bancorp/ny
Employees	273
CEO	Mr. Thomas L. Amell
Industry	Finance

Key Management of Pioneer Bancorp Inc/ny

Name	Title
Mr. Thomas L. Amell	President, CEO & Director
Mr. Patrick J. Hughes CPA	Executive VP & CFO
Mr. Jesse A. Tomczak	Executive VP & Chief Banking Officer
Mr. Thomas Harry Signor CPA	Executive VP & Chief Administration Officer
Ms. Susan M. Hollister	Executive VP, Chief Human Resources Officer & Corporate Secretary
Ms. Kelli Arnold	Executive VP and Chief Strategy & Innovations Officer
Mr. James A. Murphy	Executive VP & Chief Credit Officer

Important FAQs about investing in PBFS Stock from India :

What is Pioneer Bancorp/ny share price today?

Pioneer Bancorp/ny share price today is $13.12 as on August 30, 2025 at 1:29 am IST at the close of the market. Pioneer Bancorp/ny share today touched a day high of {{1_rba_end}} and a low of {{1_rba_st}}.

What is the 52 week high and 52 week low for Pioneer Bancorp/ny share?

Pioneer Bancorp/ny share touched a 52 week high of {{rba_end}} and a 52 week low of {{rba_st}}. Pioneer Bancorp/ny stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $13.12, lower by 2.16% versus the 52 week high.

How to invest in Pioneer Bancorp/ny Stock (PBFS) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Pioneer Bancorp/ny on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Pioneer Bancorp/ny Shares that will get you 0.1143 shares as per Pioneer Bancorp/ny share price of $13.12 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Pioneer Bancorp/ny Stock (PBFS) from India?

Indian investors can start investing in Pioneer Bancorp/ny (PBFS) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Pioneer Bancorp/ny stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Pioneer Bancorp/ny share’s latest price of $13.12 as on August 30, 2025 at 1:29 am IST, you will get 0.7622 shares of Pioneer Bancorp/ny. Learn more about fractional shares .

What are the returns that Pioneer Bancorp/ny has given to Indian investors in the last 5 years?

Pioneer Bancorp/ny stock has given 55.37% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?