OppFi share price logo

OppFi

NYSE: OPFI

$7.78

-0.20

(-2.51%)

as on

OppFi Stock Performance

as on September 15, 2026 at 2:15 pm IST

  • Day's Low

    Day's High

    $7.72
    $8.02
    downward going graph

    0.77%

    Downside

    3.08%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $6.50
    $12.45
    downward going graph

    16.45%

    Downside

    60.03%

    Upside

    downward going graph

OppFi share price movements today

Previous Close
$7.98
Open
$7.95
Volume
624.3K
Market Cap
$680.0M
Day's Low - High
$7.72 - $8.02
52 Week Low - High
$6.50 - $12.45

OppFi Historical Returns

1 Month Return
+ 8.66 %
3 Month Return
-5.81 %
1 Year Return
-30.22 %
3 Year Return
+ 241.23 %
5 Year Return
-4.89 %

OppFi Stock Fundamentals & Key Indicators

Check OppFi market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$680.0M

EPS (TTM)

3.38

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

2.66%

PE Ratio (TTM)

2.36

Industry PE ratio

3.46

PEG Ratio

0.00013010815899549346

EBITDA

120.6M

Revenue (TTM)

611.4M

Profit Margin

101.26%

Return On Equity TTM

68.06%

OppFi Stock Valuation

Track how OppFi P/E has moved over time to understand its valuation trends.

OppFi in the last 5 years

  • Overview

  • Trends

Lowest (-83.51x)

December 31, 2023

Industry (3.46x)

December 31, 2025

Today (10.57x)

December 31, 2025

Highest (21.28x)

December 31, 2024

LowHigh

Today’s Price to Earnings Ratio: 10.57x

OppFi vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of OppFi with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
BUY$680.0M-4.89%2.36101.26%NA
BUY$219.3B103.16%19.8884.35%109.03%
HOLD$127.8B30.06%11.4821.87%153.62%
BUY$691.6B67.68%31.8880.18%72.34%
BUY$498.6B64.6%31.26100.00%59.209999999999994%

Stock Returns calculator for OppFi Stock including INR - Dollar returns

The OppFi stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

OppFi investment value today

Current value as on today

₹75,649

Returns

-₹24,351

(-24.35%)

Returns from OppFi Stock

-₹30,224 (-30.22%)

Dollar Impact

₹5,874 (+5.87%)

Analyst Recommendation on OppFi Stock

Based on 3 analysts

BUY

66.67%

Buy

33.33%

Hold

0.00%

Sell

Based on 3 analysts, 66.66666666666666% of analysts recommend a 'BUY' rating for OppFi. Average target price of $13.31

OppFi Share Price Target

Get share price movements and forecasts by analysts on OppFi.

What analysts predicted

41.55%UPSIDE

Target Price

$13.31

Current Price

$7.78

Analyzed by

3 Analysts

Target

$13.31

OppFi target price $13.31, a slight upside of 41.55% compared to current price of $7.78. According to 3 analysts rating.

Indian Investors' Interest in OppFi Stock

Search interest for OppFi Stock has decreased by -36% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-36% versus previous 30 day period

OppFi Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
127
126
136
135
140
142
155
159
151
145
Gross Profit
99
99
111
110
116
115
130
205
145
136
Operating Income
5
29
35
24
42
44
48
57
65
32
EBITDA
72
71
82
81
93
88
100
-81
67
35
Interest Expense
11
45
44
80
10
-
10
9
8
8
Depreciation
2
2
2
2
1
1
1
0
0
1
Income Before Tax
10
28
34
14
22
12
81
39
58
25
Income Tax Expense
0
0
2
0
1
1
5
1
3
9
Net Income
5
3
4
-5
-11
-20
41
16
28
14
Net Profit Margin
78.46%
78.47%
81.63%
81.23%
82.87%
80.77%
84.14%
129.31%
95.94%
94.37%

OppFi Annual Profit & Loss

All numbers in Millions USD

Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
107
291
350
452
508
525
597
Gross Profit
107
246
261
357
401
420
567
Operating Income
32
77
57
-6
46
94
193
EBITDA
4
103
100
244
290
308
200
Interest Expense
-
19
0
35
46
182
39
Depreciation
4
6
10
13
12
9
5
Income Before Tax
32
77
90
3
41
88
156
Income Tax Expense
-
-
0
0
2
4
9
Net Income
32
77
25
7
-1
7
26
Net Profit Margin
100.00%
84.81%
74.56%
78.99%
78.89%
80.00%
95.09%

OppFi Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
5
27
61
13
20
11
75
38
54
15
Operating Cash Flow
74
77
77
94
83
95
105
121
90
92
Investing Cash Flow
-26
-59
-93
-72
-34
-81
-102
-89
-21
-57
Financing Cash Flow
-33
-25
9
-7
-47
-26
-5
-14
-62
-43
Change in Cash
14
-7
-6
14
2
-12
-3
18
6
-8

OppFi Annual Cash Flow

All numbers in Millions USD

Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
32
77
89
3
-1
83
146
Operating Cash Flow
148
192
167
243
296
323
401
Investing Cash Flow
-214
-98
-199
-317
-244
-243
-307
Financing Cash Flow
78
-84
48
61
-27
-66
-88
Change in Cash
12
9
16
-12
24
14
4

Mutual Funds that own OppFi Stock

Check out the Mutual Funds with significant holdings in OppFi.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
1.360678%
1159410
TIAA-CREF Funds
0.860052%
732836
Fidelity Salem Street Trust
0.323604%
275738
Fidelity Concord Street Trust
0.308662%
263006
DFA INVESTMENT DIMENSIONS GROUP INC
0.276589%
235677

Global Institutional Holdings in OppFi

Funds
Holdings
Dimensional
0.46%
Vanguard
2.76%
iShares
1.21%
William C. Waller
0.9%
Avantis
0.29%

OppFi News & Key Events

  • img

    Today's Timeline - 17 December

    Wed, 07:19 PM

    -

    OppFi's focus on AI and ML models supports growth, with earnings surpassing estimates and a Zacks Rank #1.

Insights on OppFi

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 7 days, OPFI stock has moved up by 5.1%

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, OPFI has outperformed top 5 stocks with highest market-cap in its industry

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, VISA Inc. has given 10.7% return, outperforming this stock by 40.9%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 3 quarters, 159.25M → 145.16M (in $), with an average decrease of 4.5% per quarter

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 28.40M → 14.84M (in $), with an average decrease of 47.7% per quarter

About OppFi

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.
OrganisationOppFi
HeadquartersOne Prudential Plaza, Chicago, IL, United States, 60601
IndustryCredit Services
CEOMr. Todd G. Schwartz
E-voting on sharesClick here to vote

Key Management of OppFi

Name

Title

Mr. Todd G. Schwartz

Founder, Executive Chairman & CEO

Mr. Christopher McKay

Chief Risk & Analytics Officer

Mr. Yuri Ter-Saakyants

Chief Technology Officer

Carrie Hagner

Chief Compliance Officer

Stephanie Metzger

Chief Marketing & Product Officer

Mr. Theodore G. Schwartz

Co-Founder & Director

Ms. Pamela D. Johnson CPA

CFO & Chief Accounting Officer

Mr. Manuel Chagas

Chief Operating Officer

Mr. Shaun Smolarz

Head of Investor Relations

Mr. Marv Gurevich

General Counsel & Secretary

FAQs

What is OppFi share price today?

OppFi share price today is $7.78 as on at the close of the market. OppFi share today touched a day high of $8.02 and a low of $7.72.

What is the 52 week high and 52 week low for OppFi share?

OppFi share touched a 52 week high of $12.45 on and a 52 week low of $6.50 on . OppFi stock price today i.e. is closed at $7.78,which is 37.51% down from its 52 week high and 19.69% up from its 52 week low.

What is OppFi's market capitalisation today?

OppFi market capitalisation is $0.00T as on .

How to invest in OppFi Stock (OPFI) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for OppFi on INDmoney app. Click on Buy button. You can invest as low as $1.5 in OppFi Shares that will get you 0.1928 shares as per OppFi share price of $7.78 per share as on September 15, 2026 at 8:45 am IST.

What is the minimum amount required to buy OppFi Stock (OPFI) from India?

Indian investors can start investing in OppFi (OPFI) shares with as little as ₹95.54 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹955.40 in OppFi stock (as per the Rupee-Dollar exchange rate as on ). Based on OppFi share’s latest price of $7.78 as on September 15, 2026 at 8:45 am IST, you will get 1.2853 shares of OppFi. Learn more about fractional shares .

What are the returns that OppFi has given to Indian investors in the last 5 years?

OppFi stock has given -4.89% share price returns and 29.75% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?