Citizens Community Bancorp Share Price (NASDAQ: CZWI)

$16.52

▲

0.14

(0.85%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Citizens Community Bancorp Stock chart to analyse performance

Citizens Community Bancorp Inc Key Stats

Check Citizens Community Bancorp key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$16.38
Open	$16.4
Market Capitalization	$163.2M
Today's Volume	$12.3K
Revenue TTM	$58.0M
Earnings Per Share (EPS)	$1.24
PE Ratio	13.33
Dividend Yield	2.2%
Profit Margin	21.47%
Quarterly Earnings Growth YOY	-0.06%
Return On Equity TTM	6.93%

Stock Returns calculator for Citizens Community Bancorp Stock including INR - Dollar returns

The Citizens Community Bancorp stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Citizens Community Bancorp investment value today

Current value as on today

₹1,25,517

Returns

₹25,517

(+25.52%)

Returns from Citizens Community Bancorp Stock

₹20,233 (+20.23%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Citizens Community Bancorp Stock

300%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Citizens Community Bancorp Stock from India on INDmoney has increased by 300% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Citizens Community Bancorp Inc

Name
Holdings %
Name
Holdings %
AllianceBernstein L.P.
9.78%
Vanguard Group Inc
5.56%
Manufacturers Life Insurance Co
4.96%
Banc Funds Co LLC
4.12%
FJ Capital Management LLC
3.84%
Dimensional Fund Advisors, Inc.
3.23%

Analyst Recommendation on Citizens Community Bancorp Stock

Rating

Trend

Buy

87%Buy

12%Hold

0%Sell

Based on 8 Wall street analysts offering stock ratings for Citizens Community Bancorp(by analysts ranked 0 to 5 stars)

Citizens Community Bancorp Share Price Target

What analysts predicted

Upside of 7.45%

Target:

$17.75

Current:

$16.52

Citizens Community Bancorp share price target is $17.75, a slight Upside of 7.45% compared to current price of $16.52 as per analysts' prediction.

Citizens Community Bancorp Stock Insights

Price Movement
In the last 1 month, CZWI stock has moved up by 11.1%
Decreasing Revenue
Revenue is down for the last 4 quarters, 25.36M → 22.50M (in $), with an average decrease of 3.9% per quarter
Increasing Net Profit
Netprofit is up for the last 3 quarters, 2.70M → 3.27M (in $), with an average increase of 8.9% per quarter
CZWI vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 36.7%
CZWI vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 188.6% return, outperforming this stock by 159.6%
Price to Sales
ForCZWI every $1 of sales, investors are willing to pay $2.8, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Citizens Community Bancorp Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$73.2M	↑ 2577.44%
Net Income	$9.5M	↑ 120.94%
Net Profit Margin	12.92%	↓ 143.68%

	FY20	Y/Y Change
Revenue	$82.7M	↑ 12.9%
Net Income	$12.7M	↑ 34.47%
Net Profit Margin	15.39%	↑ 2.47%

	FY21	Y/Y Change
Revenue	$80.1M	↓ 3.16%
Net Income	$21.3M	↑ 67.12%
Net Profit Margin	26.56%	↑ 11.17%

	FY22	Y/Y Change
Revenue	$80.2M	↑ 0.2%
Net Income	$17.8M	↓ 16.48%
Net Profit Margin	22.14%	↓ 4.42%

	FY23	Y/Y Change
Revenue	$94.4M	↑ 17.72%
Net Income	$13.1M	↓ 26.47%
Net Profit Margin	13.83%	↓ 8.31%

	FY24	Y/Y Change
Revenue	$99.4M	↑ 5.29%
Net Income	$13.8M	↑ 5.3%
Net Profit Margin	13.83%	↑ 0.0%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$25.9M	↑ 5.86%
Net Income	$4.1M	↑ 10.7%
Net Profit Margin	15.76%	↑ 0.69%

	Q2 FY24	Q/Q Change
Revenue	$24.4M	↓ 5.97%
Net Income	$3.7M	↓ 10.1%
Net Profit Margin	15.07%	↓ 0.69%

	Q3 FY24	Q/Q Change
Revenue	$25.4M	↑ 3.99%
Net Income	$3.3M	↓ 10.59%
Net Profit Margin	12.95%	↓ 2.12%

	Q4 FY24	Q/Q Change
Revenue	$23.7M	↓ 6.48%
Net Income	$2.7M	↓ 17.77%
Net Profit Margin	11.39%	↓ 1.56%

	Q1 FY25	Q/Q Change
Revenue	$23.7M	↓ 0.13%
Net Income	$3.2M	↑ 18.32%
Net Profit Margin	13.49%	↑ 2.1%

	Q2 FY25	Q/Q Change
Revenue	$22.5M	↓ 5.02%
Net Income	$3.3M	↑ 2.28%
Net Profit Margin	14.53%	↑ 1.04%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$52.8M	↑ 1830.27%

	FY20	Y/Y Change
Profit	$60.6M	↑ 14.88%

	FY21	Y/Y Change
Profit	$69.7M	↑ 14.91%

	FY22	Y/Y Change
Profit	$65.7M	↓ 5.7%

	FY23	Y/Y Change
Profit	$59.0M	↓ 10.21%

	FY24	Y/Y Change
Profit	$59.5M	↑ 0.76%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$16.0M	↑ 7.34%

	Q2 FY24	Q/Q Change
Profit	$15.0M	↓ 5.87%

	Q3 FY24	Q/Q Change
Profit	$14.5M	↓ 3.27%

	Q4 FY24	Q/Q Change
Profit	$13.9M	↓ 4.27%

	Q1 FY25	Q/Q Change
Profit	$14.4M	↑ 3.69%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$12.8M	↑ 18.25%
Investing Cash Flow	$-63.3M	↑ 28.04%
Financing Cash Flow	$60.6M	↑ 92.71%

	FY20	Y/Y Change
Operating Cash Flow	$23.8M	↑ 85.3%
Investing Cash Flow	$-61.8M	↓ 2.4%
Financing Cash Flow	$101.6M	↑ 67.82%

	FY21	Y/Y Change
Operating Cash Flow	$21.6M	↓ 9.19%
Investing Cash Flow	$-163.2M	↑ 164.02%
Financing Cash Flow	$69.9M	↓ 31.27%

	FY22	Y/Y Change
Operating Cash Flow	$29.3M	↑ 35.6%
Investing Cash Flow	$-119.2M	↓ 26.97%
Financing Cash Flow	$77.6M	↑ 11.05%

	FY23	Y/Y Change
Operating Cash Flow	$13.1M	↓ 55.19%
Investing Cash Flow	$-34.2M	↓ 71.3%
Financing Cash Flow	$22.9M	↓ 70.54%

	FY24	Y/Y Change
Operating Cash Flow	$20.2M	↑ 53.73%
Investing Cash Flow	$113.7M	↓ 432.52%
Financing Cash Flow	$-120.9M	↓ 628.88%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$9.1M	↑ 131.48%
Investing Cash Flow	$18.0M	↓ 281.44%
Financing Cash Flow	$-35.7M	↓ 436.74%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$5.0M	↓ 45.57%
Investing Cash Flow	$26.4M	↑ 46.42%
Financing Cash Flow	$-23.2M	↓ 35.13%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$3.5M	↓ 30.61%
Investing Cash Flow	$8.5M	↓ 67.79%
Financing Cash Flow	$-12.2M	↓ 47.22%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$2.6M	↓ 24.92%
Investing Cash Flow	$60.8M	↑ 613.89%
Financing Cash Flow	$-49.8M	↑ 307.64%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$1.6M	↓ 37.82%
Investing Cash Flow	$21.7M	↓ 64.35%
Financing Cash Flow	$26.8M	↓ 153.71%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$-406.0K	↓ 125.17%
Investing Cash Flow	$12.9M	↓ 40.57%
Financing Cash Flow	$-26.8M	↓ 200.0%

Citizens Community Bancorp Technicals Summary

Sell

Neutral

Buy

Citizens Community Bancorp is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Citizens Community Bancorp Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Citizens Community Bancorp Inc	9.93%	7.41%	19.21%	25.71%	135.68%
Nu Holdings Ltd.	22.78%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	11.22%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.62%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	11.63%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	13.18%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Citizens Community Bancorp Inc	13.33	13.33	0.0	1.33	0.07	0.01	0.02	18.36
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Citizens Community Bancorp Inc	Buy	$163.2M	135.68%	13.33	21.47%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Citizens Community Bancorp Inc

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also provides various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company maintains a portfolio of investments comprising mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, and corporate debt securities. The company operates in Wisconsin, Minnesota and Other locations. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.

Organization	Citizens Community Bancorp
Employees	207
CEO	Mr. Stephen M. Bianchi
Industry	Finance

Key Management of Citizens Community Bancorp Inc

Name	Title
Mr. Stephen M. Bianchi	Chairman of the Board, President & CEO
Mr. James S. Broucek	CFO, Principal Accounting Officer, Executive VP, Treasurer & Secretary

Important FAQs about investing in CZWI Stock from India :

What is Citizens Community Bancorp share price today?

Citizens Community Bancorp share price today is $16.52 as on August 30, 2025 at 1:29 am IST at the close of the market. Citizens Community Bancorp share today touched a day high of {{1_rba_end}} and a low of {{1_rba_st}}.

What is the 52 week high and 52 week low for Citizens Community Bancorp share?

Citizens Community Bancorp share touched a 52 week high of {{rba_end}} and a 52 week low of {{rba_st}}. Citizens Community Bancorp stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $16.52, lower by 3.05% versus the 52 week high.

How to invest in Citizens Community Bancorp Stock (CZWI) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Citizens Community Bancorp on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Citizens Community Bancorp Shares that will get you 0.0908 shares as per Citizens Community Bancorp share price of $16.52 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Citizens Community Bancorp Stock (CZWI) from India?

Indian investors can start investing in Citizens Community Bancorp (CZWI) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Citizens Community Bancorp stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Citizens Community Bancorp share’s latest price of $16.52 as on August 30, 2025 at 1:29 am IST, you will get 0.6053 shares of Citizens Community Bancorp. Learn more about fractional shares .

What are the returns that Citizens Community Bancorp has given to Indian investors in the last 5 years?

Citizens Community Bancorp stock has given 135.68% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?