Chemung Financial Share Price (NASDAQ: CHMG)

$53.83

▲

-0.27

(-0.5%)

Last updated on August 30, 2025 at 1:28 am IST

$₹

Check the interactive Chemung Financial Stock chart to analyse performance

Chemung Financial Corp Key Stats

Check Chemung Financial key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$54.1
Open	$52.94
Market Capitalization	$258.3M
Today's Volume	$13.9K
Revenue TTM	$82.6M
Earnings Per Share (EPS)	$2.34
PE Ratio	23.04
Dividend Yield	2.33%
Profit Margin	13.56%
Quarterly Earnings Growth YOY	-0.15%
Return On Equity TTM	10.65%

Stock Returns calculator for Chemung Financial Stock including INR - Dollar returns

The Chemung Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Chemung Financial investment value today

Current value as on today

₹1,20,601

Returns

₹20,601

(+20.6%)

Returns from Chemung Financial Stock

₹15,317 (+15.32%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Chemung Financial Stock

-82%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Chemung Financial Stock from India on INDmoney has decreased by -82% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Chemung Financial Corp

Name
Holdings %
Name
Holdings %
BlackRock Inc
7.53%
Chemung Canal Trust Co
6.48%
Vanguard Group Inc
4.25%
Dimensional Fund Advisors, Inc.
3.69%
Geode Capital Management, LLC
1.67%
Bridgeway Capital Management, LLC
1.58%

Analyst Recommendation on Chemung Financial Stock

Rating

Trend

Buy

66%Buy

33%Hold

0%Sell

Based on 9 Wall street analysts offering stock ratings for Chemung Financial(by analysts ranked 0 to 5 stars)

Chemung Financial Share Price Target

What analysts predicted

Upside of 10.53%

Target:

$59.50

Current:

$53.83

Chemung Financial share price target is $59.50, a slight Upside of 10.53% compared to current price of $53.83 as per analysts' prediction.

Chemung Financial Stock Insights

Price Movement
In the last 7 days, CHMG stock has moved up by 1.7%
Decreasing Revenue
Revenue is down for the last 3 quarters, 38.27M → 22.32M (in $), with an average decrease of 21.3% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 6.02M → -6.45M (in $), with an average decrease of 207.1% per quarter
CHMG vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 43.0%
CHMG vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 169.0%
Price to Sales
ForCHMG every $1 of sales, investors are willing to pay $3.1, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Chemung Financial Corp Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$86.2M	↓ 0.63%
Net Income	$15.6M	↓ 20.47%
Net Profit Margin	18.1%	↓ 4.52%

	FY20	Y/Y Change
Revenue	$86.9M	↑ 0.74%
Net Income	$19.3M	↑ 23.4%
Net Profit Margin	22.18%	↑ 4.08%

	FY21	Y/Y Change
Revenue	$91.8M	↑ 5.74%
Net Income	$26.4M	↑ 37.19%
Net Profit Margin	28.77%	↑ 6.59%

	FY22	Y/Y Change
Revenue	$101.9M	↑ 10.96%
Net Income	$28.8M	↑ 8.92%
Net Profit Margin	28.24%	↓ 0.53%

	FY23	Y/Y Change
Revenue	$113.1M	↑ 10.95%
Net Income	$25.0M	↓ 13.14%
Net Profit Margin	22.11%	↓ 6.13%

	FY24	Y/Y Change
Revenue	$149.6M	↑ 32.31%
Net Income	$23.7M	↓ 5.32%
Net Profit Margin	15.82%	↓ 6.29%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$36.6M	↑ 2.74%
Net Income	$7.1M	↑ 85.43%
Net Profit Margin	19.25%	↑ 8.58%

	Q2 FY24	Q/Q Change
Revenue	$36.8M	↑ 0.45%
Net Income	$5.0M	↓ 29.26%
Net Profit Margin	13.56%	↓ 5.69%

	Q3 FY24	Q/Q Change
Revenue	$37.9M	↑ 3.11%
Net Income	$5.7M	↑ 14.7%
Net Profit Margin	15.08%	↑ 1.52%

	Q4 FY24	Q/Q Change
Revenue	$38.3M	↑ 0.93%
Net Income	$5.9M	↑ 3.39%
Net Profit Margin	15.45%	↑ 0.37%

	Q1 FY25	Q/Q Change
Revenue	$37.3M	↓ 2.53%
Net Income	$6.0M	↑ 1.84%
Net Profit Margin	16.14%	↑ 0.69%

	Q2 FY25	Q/Q Change
Revenue	$22.3M	↓ 40.15%
Net Income	$-6.5M	↓ 207.12%
Net Profit Margin	-28.9%	↓ 45.04%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$74.0M	↓ 7.02%

	FY20	Y/Y Change
Profit	$78.6M	↑ 6.33%

	FY21	Y/Y Change
Profit	$88.4M	↑ 12.43%

	FY22	Y/Y Change
Profit	$95.2M	↑ 7.65%

	FY23	Y/Y Change
Profit	$113.1M	↑ 18.82%

	FY24	Y/Y Change
Profit	$96.2M	↓ 14.96%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$25.5M	↑ 20.37%

	Q2 FY24	Q/Q Change
Profit	$22.3M	↓ 12.73%

	Q3 FY24	Q/Q Change
Profit	$23.4M	↑ 4.98%

	Q4 FY24	Q/Q Change
Profit	$25.0M	↑ 6.68%

	Q1 FY25	Q/Q Change
Profit	$24.3M	↓ 2.47%

	Q2 FY25	Q/Q Change
Profit	$9.0M	↓ 63.19%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$26.4M	↓ 4.92%
Investing Cash Flow	$-32.7M	↓ 174.48%
Financing Cash Flow	$-1.8M	↓ 106.4%

	FY20	Y/Y Change
Operating Cash Flow	$28.7M	↑ 8.54%
Investing Cash Flow	$-495.8M	↑ 1415.84%
Financing Cash Flow	$453.8M	↓ 25856.13%

	FY21	Y/Y Change
Operating Cash Flow	$35.5M	↑ 23.73%
Investing Cash Flow	$-242.5M	↓ 51.1%
Financing Cash Flow	$125.5M	↓ 72.35%

	FY22	Y/Y Change
Operating Cash Flow	$35.0M	↓ 1.17%
Investing Cash Flow	$-252.6M	↑ 4.18%
Financing Cash Flow	$246.5M	↑ 96.44%

	FY23	Y/Y Change
Operating Cash Flow	$30.9M	↓ 11.89%
Investing Cash Flow	$-82.4M	↓ 67.39%
Financing Cash Flow	$32.5M	↓ 86.82%

	FY24	Y/Y Change
Operating Cash Flow	$29.8M	↓ 3.45%
Investing Cash Flow	$-57.7M	↓ 29.93%
Financing Cash Flow	$38.1M	↑ 17.3%

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q2 FY24	Q/Q Change
Operating Cash Flow	$6.5M	↓ 18.23%
Investing Cash Flow	$4.2M	-
Financing Cash Flow	$-35.4M	↓ 152.05%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$9.2M	↑ 41.15%
Investing Cash Flow	$-1.2M	↓ 128.5%
Financing Cash Flow	$2.3M	↓ 106.42%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$6.2M	↓ 31.92%
Investing Cash Flow	$-42.9M	↑ 3455.8%
Financing Cash Flow	$3.2M	↑ 42.8%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$7.2M	↑ 15.16%
Investing Cash Flow	$-11.6M	↓ 72.87%
Financing Cash Flow	$10.9M	↑ 234.66%

Chemung Financial Technicals Summary

Sell

Neutral

Buy

Chemung Financial is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Chemung Financial Corp Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Chemung Financial Corp	10.09%	6.5%	15.9%	21.06%	84.83%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Chemung Financial Corp	23.04	23.04	0.0	5.77	0.11	0.01	0.02	49.03
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Chemung Financial Corp	Buy	$258.3M	84.83%	23.04	13.56%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Chemung Financial Corp

Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans, as well as automobile loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. Chemung Financial Corporation was founded in 1833 and is based in Elmira, New York.

Organization	Chemung Financial
Employees	343
CEO	Mr. Anders M. Tomson
Industry	Finance

Key Management of Chemung Financial Corp

Name	Title
Mr. Anders M. Tomson	President, CEO & Director
Mr. Dale M. McKim III	Executive VP, CFO & Treasurer
Mr. Loren Dale Cole	Executive VP & Chief Information Officer
Mr. Peter K. Cosgrove	EVP, Chief Credit Officer & Chief Risk Officer
Mr. Daniel D. Fariello	President of Capital Bank Division
Ms. Kathleen S. McKillip	VP & Corporate Secretary
Mr. Scott T. Heffner	Senior VP & Director of Marketing
Ms. Monica L. Ridosh	Senior VP, Director of HR & Chief Diversity Officer
Mr. Thomas W. Wirth C.F.A.	Executive Vice President of Wealth Management Group at Chemung Canal Trust Company
Ms. Catherine Beth Crandall CFP®, CTFA, J.D.	Senior Vice President of WMG Estate Administration

Important FAQs about investing in CHMG Stock from India :

What is Chemung Financial share price today?

Chemung Financial share price today is $53.83 as on August 30, 2025 at 1:28 am IST at the close of the market. Chemung Financial share today touched a day high of {{1_rba_end}} and a low of {{1_rba_st}}.

What is the 52 week high and 52 week low for Chemung Financial share?

Chemung Financial share touched a 52 week high of {{rba_end}} and a 52 week low of {{rba_st}}. Chemung Financial stock price today i.e. August 30, 2025 at 1:28 am IST is closed at $53.83, lower by 3.42% versus the 52 week high.

How to invest in Chemung Financial Stock (CHMG) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Chemung Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Chemung Financial Shares that will get you 0.0279 shares as per Chemung Financial share price of $53.83 per share as on August 30, 2025 at 1:28 am IST.

What is the minimum amount required to buy Chemung Financial Stock (CHMG) from India?

Indian investors can start investing in Chemung Financial (CHMG) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Chemung Financial stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Chemung Financial share’s latest price of $53.83 as on August 30, 2025 at 1:28 am IST, you will get 0.1858 shares of Chemung Financial. Learn more about fractional shares .

What are the returns that Chemung Financial has given to Indian investors in the last 5 years?

Chemung Financial stock has given 84.83% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?