Ameriserv Financial Share Price (NASDAQ: ASRV)

$2.94

▲

-0.12

(-3.92%)

Last updated on August 30, 2025 at 1:27 am IST

$₹

Check the interactive Ameriserv Financial Stock chart to analyse performance

Ameriserv Financial stock performance

as on August 30, 2025 at 1:27 am IST

Today's Low:$2.93
Today's High:$2.94
$2.94
0.34%
Downside
Day's Volatility :0.34%
Upside
0.0%
52 Weeks Low:$2.03
52 Weeks High:$3.42
$2.94
30.95%
Downside
52 Weeks Volatility :40.64%
Upside
14.04%

Ameriserv Financial Stock Returns

Period	Ameriserv Financial Inc	Index (Russel 2000)
3 Months	0.34%	0.0%
6 Months	16.27%	0.0%
1 Year	8.52%	0.0%
3 Years	-23.1%	-4.7%

Ameriserv Financial Inc Key Stats

Check Ameriserv Financial key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$3.06
Open	$2.93
Today's High	$2.94
Today's Low	$2.93
Market Capitalization	$49.2M
Today's Volume	$16.4K
52 Week High	$3.42
52 Week Low	$2.03
Revenue TTM	$51.6M
Earnings Per Share (EPS)	$0.22
PE Ratio	13.55
Dividend Yield	3.92%
Profit Margin	7.17%
Quarterly Earnings Growth YOY	0.05%
Return On Equity TTM	3.45%

Stock Returns calculator for Ameriserv Financial Stock including INR - Dollar returns

The Ameriserv Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Ameriserv Financial investment value today

Current value as on today

₹1,14,173

Returns

₹14,173

(+14.17%)

Returns from Ameriserv Financial Stock

₹8,889 (+8.89%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Ameriserv Financial Stock

-40%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Ameriserv Financial Stock from India on INDmoney has decreased by -40% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Ameriserv Financial Inc

Name
Holdings %
Name
Holdings %
Gendell Jeffrey L
9.90%
Dimensional Fund Advisors, Inc.
7.06%
West Chester Capital Advisors Inc
5.71%
Vanguard Group Inc
4.73%
Renaissance Technologies Corp
3.45%
Oppenheimer & Close Inc
2.13%

Analyst Recommendation on Ameriserv Financial Stock

Rating

Trend

Ameriserv Financial Share Price Target

What analysts predicted

Upside of 76.53%

Target:

$5.19

Current:

$2.94

Ameriserv Financial share price target is $5.19, a slight Upside of 76.53% compared to current price of $2.94 as per analysts' prediction.

Ameriserv Financial Stock Insights

Price Movement
In the last 7 days, ASRV stock has moved down by -2.3%
Increasing Revenue
Revenue is up for the last 2 quarters, 21.14M → 21.78M (in $), with an average increase of 3.0% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 1.90M → -282.0K (in $), with an average decrease of 114.8% per quarter
ASRV vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 53.9%
ASRV vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 210.5%
Price to Sales
ForASRV every $1 of sales, investors are willing to pay $0.9, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Ameriserv Financial Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$64.5M	↑ 5.25%
Net Income	$6.0M	↓ 22.4%
Net Profit Margin	9.34%	↓ 3.33%

	FY20	Y/Y Change
Revenue	$63.2M	↓ 2.14%
Net Income	$4.6M	↓ 23.72%
Net Profit Margin	7.28%	↓ 2.06%

	FY21	Y/Y Change
Revenue	$64.4M	↑ 2.02%
Net Income	$7.1M	↑ 53.81%
Net Profit Margin	10.98%	↑ 3.7%

	FY22	Y/Y Change
Revenue	$65.8M	↑ 2.05%
Net Income	$7.4M	↑ 5.32%
Net Profit Margin	11.33%	↑ 0.35%

	FY23	Y/Y Change
Revenue	$77.2M	↑ 17.49%
Net Income	$-3.3M	↓ 144.92%
Net Profit Margin	-4.33%	↓ 15.66%

	FY24	Y/Y Change
Revenue	$84.5M	↑ 9.36%
Net Income	$3.6M	↓ 207.62%
Net Profit Margin	4.26%	↑ 8.59%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$21.2M	↑ 13.02%
Net Income	$1.9M	↓ 135.78%
Net Profit Margin	8.99%	↑ 37.4%

	Q2 FY24	Q/Q Change
Revenue	$20.9M	↓ 1.37%
Net Income	$-375.0K	↓ 119.7%
Net Profit Margin	-1.8%	↓ 10.79%

	Q3 FY24	Q/Q Change
Revenue	$20.9M	↑ 0.14%
Net Income	$1.2M	↓ 415.47%
Net Profit Margin	5.66%	↑ 7.46%

	Q4 FY24	Q/Q Change
Revenue	$21.5M	↑ 2.89%
Net Income	$889.0K	↓ 24.85%
Net Profit Margin	4.13%	↓ 1.53%

	Q1 FY25	Q/Q Change
Revenue	$21.1M	↓ 1.73%
Net Income	$1.9M	↑ 114.62%
Net Profit Margin	9.02%	↑ 4.89%

	Q2 FY25	Q/Q Change
Revenue	$21.8M	↑ 3.04%
Net Income	$-282.0K	↓ 114.78%
Net Profit Margin	-1.29%	↓ 10.31%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$49.4M	↓ 1.79%

	FY20	Y/Y Change
Profit	$50.3M	↑ 1.72%

	FY21	Y/Y Change
Profit	$55.7M	↑ 10.9%

	FY22	Y/Y Change
Profit	$57.2M	↑ 2.62%

	FY23	Y/Y Change
Profit	$45.0M	↓ 21.37%

	FY24	Y/Y Change
Profit	$53.1M	↑ 18.14%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$14.3M	↑ 167.12%

	Q2 FY24	Q/Q Change
Profit	$12.8M	↓ 10.09%

	Q3 FY24	Q/Q Change
Profit	$13.1M	↑ 2.56%

	Q4 FY24	Q/Q Change
Profit	$12.9M	↓ 1.58%

	Q1 FY25	Q/Q Change
Profit	$14.1M	↑ 9.39%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$4.9M	↓ 38.75%
Investing Cash Flow	$-13.0M	↓ 583.91%
Financing Cash Flow	$-4.6M	↓ 53.92%

	FY20	Y/Y Change
Operating Cash Flow	$-1.4M	↓ 128.08%
Investing Cash Flow	$-95.3M	↑ 631.97%
Financing Cash Flow	$106.0M	↓ 2407.92%

	FY21	Y/Y Change
Operating Cash Flow	$9.9M	↓ 823.89%
Investing Cash Flow	$-488.0K	↓ 99.49%
Financing Cash Flow	$146.0K	↓ 99.86%

	FY22	Y/Y Change
Operating Cash Flow	$5.2M	↓ 47.59%
Investing Cash Flow	$-56.3M	↑ 11432.99%
Financing Cash Flow	$32.9M	↑ 22456.85%

	FY23	Y/Y Change
Operating Cash Flow	$6.3M	↑ 20.71%
Investing Cash Flow	$-40.0M	↓ 28.94%
Financing Cash Flow	$24.8M	↓ 24.78%

	FY24	Y/Y Change
Operating Cash Flow	$2.7M	↓ 57.27%
Investing Cash Flow	$-23.1M	↓ 42.24%
Financing Cash Flow	$24.1M	↓ 2.58%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$-2.2M	↓ 293.87%
Investing Cash Flow	$12.6M	↓ 137.42%
Financing Cash Flow	$-7.0M	↓ 124.57%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$1.7M	↓ 179.09%
Investing Cash Flow	$-17.1M	↓ 236.3%
Financing Cash Flow	$16.4M	↓ 334.02%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$-235.0K	↓ 113.81%
Investing Cash Flow	$4.7M	↓ 127.54%
Financing Cash Flow	$-746.0K	↓ 104.56%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$3.4M	↓ 1534.89%
Investing Cash Flow	$-23.3M	↓ 593.3%
Financing Cash Flow	$15.5M	↓ 2179.36%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$599.0K	↓ 82.24%
Investing Cash Flow	$-2.4M	↓ 89.52%
Financing Cash Flow	$7.7M	↓ 50.21%

Ameriserv Financial Technicals Summary

Sell

Neutral

Buy

Ameriserv Financial is currently in a neutral trading position according to technical analysis indicators.

Ameriserv Financial Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Ameriserv Financial Inc	4.27%	16.27%	8.52%	-23.1%	4.64%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Ameriserv Financial Inc	13.55	13.55	0.0	0.0	0.03	0.0	0.04	6.72
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Ameriserv Financial Inc	NA	$49.2M	4.64%	13.55	7.17%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Ameriserv Financial Inc

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.

Organization	Ameriserv Financial
Employees	309
CEO	Mr. Jeffrey A. Stopko CPA
Industry	Finance

Key Management of Ameriserv Financial Inc

Name	Title
Mr. Jeffrey A. Stopko CPA	President, CEO & Director
Mr. Michael Daniel Lynch	Executive VP, CFO, Chief Risk Officer & Chief Investment Officer
Mr. David A. Finui	President of AmeriServ Wealth & Capital Management
Ms. Catherine M. Torok	Senior VP & Chief Information Officer
Ms. Susan Tomera Angeletti	Senior VP and Director of Corporate Marketing & Alternative Delivery Systems
Ms. Michele M. Scanlan	Senior VP & Chief Human Resources Officer
Mr. Michael R. Baylor	Executive VP & Chief Lending Officer
Ms. Bettina D. Fochler	Senior VP & Chief Credit Officer
Kathleen M. Wallace CPA	Senior VP & Retirement Services Manager
Mr. Matthew C. Rigo	Senior VP & Area Executive of Wilkins Twp.

Important FAQs about investing in ASRV Stock from India :

What is Ameriserv Financial share price today?

Ameriserv Financial share price today is $2.94 as on August 30, 2025 at 1:27 am IST at the close of the market. Ameriserv Financial share today touched a day high of $2.94 and a low of $2.93.

What is the 52 week high and 52 week low for Ameriserv Financial share?

Ameriserv Financial share touched a 52 week high of $3.42 and a 52 week low of $2.03. Ameriserv Financial stock price today i.e. August 30, 2025 at 1:27 am IST is closed at $2.94, lower by 14.04% versus the 52 week high.

How to invest in Ameriserv Financial Stock (ASRV) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Ameriserv Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Ameriserv Financial Shares that will get you 0.5102 shares as per Ameriserv Financial share price of $2.94 per share as on August 30, 2025 at 1:27 am IST.

What is the minimum amount required to buy Ameriserv Financial Stock (ASRV) from India?

Indian investors can start investing in Ameriserv Financial (ASRV) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Ameriserv Financial stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Ameriserv Financial share’s latest price of $2.94 as on August 30, 2025 at 1:27 am IST, you will get 3.4014 shares of Ameriserv Financial. Learn more about fractional shares .

What are the returns that Ameriserv Financial has given to Indian investors in the last 5 years?

Ameriserv Financial stock has given 4.64% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?