UTI 10 year Constant Maturity Gilt Fund Direct Growth

UTI 10 year Constant Maturity Gilt Fund Direct Growth

Debt

UTI Mutual Fund

10 Yr Government Bond

Get the latest NAV of UTI 10 year Constant Maturity Gilt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹13.36

▲0.1%1D

NAV as on 03 Sep 2026

7.34%/per year

Since Inception

Absolute Gain%

▲▼

9 people have invested ₹ 23.2K in UTI 10 year Constant Maturity Gilt Fund in the last three months

UTI 10 year Constant Maturity Gilt Fund Performance vs. 10 yr Government Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (03-Sep-26)

The fund has outperformed the benchmark (10 yr Government Bond Index) over 1Y, 3Y, but underperformed over 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.23%
2.36%
1.73%
4.51%
7.09%
--
10 yr Government Bond Index
-0.39%
1.72%
1.15%
3.72%
5.92%
4.69%
10 Yr Government Bond Avg
-0.28%
1.95%
1.27%
3.69%
6.65%
5.31%
Best in 10 Yr Government Bond
-0.23%
2.38%
2.17%
6.07%
7.77%
5.94%
Worst in 10 Yr Government Bond
-0.42%
1.65%
1.05%
3.09%
6.39%
5.03%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI 10 year Constant Maturity Gilt Fund
-
113Cr
0.32%
4.51%
7.09%
0.94
0.70
0.24
0.34
0.45
ICICI Prudential Constant Maturity Gilt Fund
1/2
1,992Cr
0.26%
5.23%
7.45%
1.27
0.70
0.35
0.52
0.59
SBI 10 year Constant Maturity Gilt Fund
2/2
1,637Cr
0.32%
4.58%
7.09%
0.95
0.72
0.24
0.34
0.46
Bandhan 10 year Constant Maturity Gilt Fund Dir
-
293Cr
0.22%
5.88%
7.8%
1.63
0.75
0.44
0.64
0.72
See all

UTI 10 year Constant Maturity Gilt Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

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Profit

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UTI 10 year Constant Maturity Gilt Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

AAA
100%
Cash allocation has gone up from 3.6% to 5.4%
Cash allocation has gone up from 3.6% to 5.4%
Debt allocation has gone down from 96.4% to 94.6%
Debt allocation has gone down from 96.4% to 94.6%

UTI 10 year Constant Maturity Gilt Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Government
97.7%
Cash Equivalent
2.3%

Top Sector in July was Government

Jul'26

Government

95%

Jun'26

Government

96%

UTI 10 year Constant Maturity Gilt Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.32%
Benchmark
CRISIL 10 Yr Gilt TR INR
AUM₹113 Cr
Inception Date1 August, 2022
Min Lumpsum/SIP₹5,000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
111.72%
Risk
Risk meter
pointer
Very High Risk

About UTI 10 year Constant Maturity Gilt Fund

UTI 10 year Constant Maturity Gilt Fund Direct Growth is a debt fund. This fund was started on 1 August, 2022. The fund is managed by Jaydeep Bhowal. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI 10 year Constant Maturity Gilt Fund has ₹113 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

UTI 10 year Constant Maturity Gilt Fund has given a CAGR return of 7.34% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 4.51% and 7.09% respectively.

Holdings

UTI 10 year Constant Maturity Gilt Fund has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 6.94% Govt Stock 2036, 6.79% Govt Stock 2034, 6.48% Govt Stock 2035, 7.18% Govt Stock 2037, 6.68% Govt Stock 2040

Taxation

As it is a 10 yr government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI 10 year Constant Maturity Gilt Fund

The investment objective of the scheme is to generate optimal returns with high liquidity by investing in a portfolio of government securities such that weighted average portfolio maturity is around 10 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI 10 year Constant Maturity Gilt Fund has no lock in period.

Fund Manager

Jaydeep Bhowal

Fund Manager of UTI 10 year Constant Maturity Gilt Fund, since 18 October 2024

Learn more about UTI Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 112.9 Cr
₹ 113.9 Cr
₹ 112.3 Cr
  • AUM of the fund stands at 112.9 Cr as of Jul'26
  • AUM decreased by 1 Cr between Jul'26 and Jun'26

Frequently Asked Questions for UTI 10 year Constant Maturity Gilt Fund Direct Growth

How do I invest in UTI 10 year Constant Maturity Gilt Fund?

INDmoney makes it simple to invest in the UTI 10 year Constant Maturity Gilt Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI 10 year Constant Maturity Gilt Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI 10 year Constant Maturity Gilt Fund?

The NAV of the fund today is ₹13.36. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI 10 year Constant Maturity Gilt Fund fund has generated a return of 4.51% in 1 year, 7.09% in 3 years

Who is the fund manager of UTI 10 year Constant Maturity Gilt Fund?

The fund managers are Jaydeep Bhowal.

What is the expense ratio of the fund?

The expense ratio is 0.32%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹113 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI 10 year Constant Maturity Gilt Fund?

The top 3 holdings of the fund are 6.94% Govt Stock 2036(44.57%), 6.79% Govt Stock 2034(13.29%), 6.48% Govt Stock 2035(12.97%)