Union ELSS Tax Saver Fund Direct Plan Growth Option
Get the latest NAV of Union ELSS Tax Saver Fund Direct Plan Growth Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹72.85
1D
NAV as on 19 Aug 2026
13.45%/per year
Since Inception
▲▼
57 people have invested ₹ 1.2L in Union ELSS Tax Saver Fund in the last three months
Union ELSS Tax Saver Fund Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (19-Aug-26)
The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Union ELSS Tax Saver Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 22 out of 30 mutual funds in the elss (tax savings) category as per INDmoney.
Union ELSS Tax Saver Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Union ELSS Tax Saver Fund Asset Allocation
See fund asset allocation details as on (15-Aug-26)
Fund Distribution
as on (15-Aug-26)
Union ELSS Tax Saver Fund Sector Allocation
See fund sector allocation details as on (15-Aug-26)
Sector Allocation
Top 3 Sectors in July were Financial Services, Industrial & Consumer Cyclical
Financial Services
28%
Industrial
19%
Consumer Cyclical
13%
Financial Services
28%
Industrial
19%
Consumer Cyclical
13%
Union ELSS Tax Saver Fund Holdings Details
as on (31-Jul-26)
Union ELSS Tax Saver Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.2% |
Benchmark | BSE 500 India TR INR |
| AUM | ₹861 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 97.32% |
| Risk |   Very High Risk |
About Union ELSS Tax Saver Fund
Union ELSS Tax Saver Fund Direct Plan Growth Option is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Sanjay Bembalkar, Vinod Malviya. The fund could potentially beat inflation in the long-run.
Key Parameters
- Union ELSS Tax Saver Fund has ₹861 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
- The fund has an expense ratio 1.2.
Returns
Union ELSS Tax Saver Fund has given a CAGR return of 13.45% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.79%, 12.80% and 12.17% respectively.
Holdings
Union ELSS Tax Saver Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Tech, Basic Materials, Health, Consumer Defensive, Communication, Energy, Utilities, Government, Real Estate, Corporate. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Bharti Airtel Ltd, Reliance Industries Ltd, State Bank of India
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Union ELSS Tax Saver Fund
To generate income and long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities. However, there can be no assurance that the investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Union ELSS Tax Saver Fund of 3 Years
Fund Manager
Sanjay Bembalkar
Fund Manager of Union ELSS Tax Saver Fund, since 7 June 2021
Vinod Malviya
Fund Manager of Union ELSS Tax Saver Fund, since 1 November 2024
- AUM of the fund stands at 861.5 Cr as of Jul'26
- AUM increased by 4.6 Cr between Jul'26 and Jun'26
Compare Union ELSS Tax Saver Fund
Union ELSS Tax Saver Fund
VS
SBI ELSS Tax Saver Fund
Frequently Asked Questions for Union ELSS Tax Saver Fund Direct Plan Growth Option
How do I invest in Union ELSS Tax Saver Fund?
- Download the INDmoney app.
- Search for ‘Union ELSS Tax Saver Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.