Sundaram Short Term Fund Direct Plan Growth Option

Sundaram Short Term Fund Direct Plan Growth Option

Debt

Sundaram Mutual Fund

Short Duration

Get the latest NAV of Sundaram Short Term Fund Direct Plan Growth Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹51.20

NAV as on 27 Aug 2026

7.05%/per year

Since Inception

Absolute Gain%

▲▼

22 people have invested ₹ 23.3L in Sundaram Short Term Fund in the last three months

Sundaram Short Term Fund Performance vs. Short Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (27-Aug-26)

The fund has consistently outperformed the benchmark (Short Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.32%
2.2%
2.74%
6.02%
7.52%
6.57%
Short Duration Index
0.2%
2.08%
2.2%
5.02%
6.06%
5.59%
Short Duration Avg
0.16%
2.13%
2.26%
5.16%
6.99%
6.26%
Best in Short Duration
0.56%
2.67%
3.46%
6.62%
7.93%
10.82%
Worst in Short Duration
0.29%
2.25%
2.57%
5.32%
7.13%
6.05%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Sundaram Short Term Fund
-
181Cr
0.24%
6.02%
7.52%
0.19
1.05
0.86
1.71
0.57
ICICI Prudential Short Term Fund
1/14
19,260Cr
0.45%
6.68%
7.93%
0.61
1.08
1.25
2.92
3.06
Aditya Birla Sun Life Short Term Fund
2/14
5,831Cr
0.3%
6.21%
7.74%
0.29
1.27
0.94
1.92
1.29
HDFC Short Term Fund
3/14
15,081Cr
0.39%
5.95%
7.59%
0.26
1.17
0.94
2.03
1.35
See all

Sundaram Short Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Sundaram Short Term Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

AAA
87.7%
AA
12.3%
Cash allocation has gone down from 23.8% to 22.6%
Cash allocation has gone down from 23.8% to 22.6%
Debt allocation has gone up from 75.8% to 77%
Debt allocation has gone up from 75.8% to 77%

Sundaram Short Term Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Corporate
48.5%
Government
35.9%
Cash Equivalent
15.6%

Top 3 Sectors in July were Financial Services, Corporate & Government

Jul'26

Financial Services

85%

Corporate

49%

Government

39%

Jun'26

Financial Services

85%

Corporate

53%

Government

39%

Sundaram Short Term Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.24%
Benchmark
Nifty Short Duration Debt TR INR
AUM₹181 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹250
Exit Load0%
Lock InNo Lock-in
TurnOver
102.97%
Risk
Risk meter
pointer
Low to Moderate Risk

About Sundaram Short Term Fund

Sundaram Short Term Fund Direct Plan Growth Option is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Kumaresh Ramakrishnan, Ronak Shah, Sandeep Agarwal. This fund is suitable to keep your money safe.

Key Parameters

  1. Sundaram Short Term Fund has ₹181 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

Sundaram Short Term Fund has given a CAGR return of 7.05% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.02%, 7.52% and 6.57% respectively.

Holdings

Sundaram Short Term Fund has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent, Industrial, Energy, Consumer Cyclical. Its top holdings are 7.0% Tamilnadu Sgs 2029, 6.36% Govt Stock 2031, Power Finance Corporation Limited, Pnb Housing Finance Limited, Export Import Bank Of India

Taxation

As it is a short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Sundaram Short Term Fund

To generate income and capital appreciation by investing primarily in fixed income securities & money market instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 250.00. Sundaram Short Term Fund has no lock in period.

Fund Manager

Kumaresh Ramakrishnan

Fund Manager of Sundaram Short Term Fund, since 9 June 2026

Ronak Shah

Fund Manager of Sundaram Short Term Fund, since 13 August 2026

Sandeep Agarwal

Fund Manager of Sundaram Short Term Fund, since 1 January 2022

Learn more about Sundaram Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 180.8 Cr
₹ 188.9 Cr
₹ 186.8 Cr
  • AUM of the fund stands at 180.8 Cr as of Jul'26
  • AUM decreased by 8 Cr between Jul'26 and Jun'26

Frequently Asked Questions for Sundaram Short Term Fund Direct Plan Growth Option

How do I invest in Sundaram Short Term Fund?

INDmoney makes it simple to invest in the Sundaram Short Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Sundaram Short Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Sundaram Short Term Fund?

The NAV of the fund today is ₹51.20. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Sundaram Short Term Fund fund has generated a return of 6.02% in 1 year, 7.52% in 3 years, 6.57% in 5 years.

Who is the fund manager of Sundaram Short Term Fund?

The fund managers are Kumaresh Ramakrishnan, Ronak Shah, Sandeep Agarwal.

What is the expense ratio of the fund?

The expense ratio is 0.24%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹181 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Sundaram Short Term Fund?

The top 3 holdings of the fund are 7.0% Tamilnadu Sgs 2029(8.33%), 6.36% Govt Stock 2031(6.06%), Power Finance Corporation Limited(5.57%)