SBI PSU Direct Reinvestment of Income Distribution cum capital withdrawal option

SBI PSU Direct Reinvestment of Income Distribution cum capital withdrawal option is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.

1. SBI PSU Direct Reinvestment of Income Distribution cum capital withdrawal option has ₹5259 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.8.
   

SBI PSU Direct Reinvestment of Income Distribution cum capital withdrawal option has given a CAGR return of 12.33% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 0.38%, 40.21% and 32.70% respectively.

SBI PSU Direct Reinvestment of Income Distribution cum capital withdrawal option has allocated its funds majorly in Cash Equivalent, Financial Services, Utilities, Energy, Industrial, Basic Materials. Its top holdings are State Bank of India, Bharat Electronics Ltd, GAIL (India) Ltd, Power Grid Corp Of India Ltd, NTPC Ltd

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings (and their subsidiaries) and in debt and money market instruments issued by PSUs and others.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI PSU Direct Reinvestment of Income Distribution cum capital withdrawal option has no lock in period.