JM Short Term Fund Direct Growth
Get the latest NAV of JM Short Term Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹13.12
NAV as on 27 Aug 2026
7.03%/per year
Since Inception
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14 people have invested ₹ 6.8K in JM Short Term Fund in the last three months
JM Short Term Fund Performance vs. Short Duration Index
Fund returns vs Benchmark returns vs Category Average returns as on (27-Aug-26)
The fund has outperformed the benchmark (Short Duration Index) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
JM Short Term Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
JM Short Term Fund Asset Allocation
See fund asset allocation details as on (15-Aug-26)
Fund Distribution
as on (15-Aug-26)
JM Short Term Fund Sector Allocation
See fund sector allocation details as on (15-Aug-26)
Sector Allocation
Top 2 Sectors in July were Corporate, Government
Corporate
57%
Government
31%
Corporate
56%
Government
33%
JM Short Term Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.39% |
Benchmark | CRISIL Short Duration Debt TR INR |
| AUM | ₹82 Cr |
| Inception Date | 29 August, 2022 |
| Min Lumpsum/SIP | ₹1,000/₹1,000 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 83.53% |
| Risk |   Low to Moderate Risk |
About JM Short Term Fund
JM Short Term Fund Direct Growth is a debt fund. This fund was started on 29 August, 2022. The fund is managed by Jayant Dhoot, Killol Pandya, Ruchi Fozdar. This fund is suitable to keep your money safe.
Key Parameters
- JM Short Term Fund has ₹82 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
- The fund has an expense ratio 0.4.
Returns
JM Short Term Fund has given a CAGR return of 7.03% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 5.67% and 7.24% respectively.
Holdings
JM Short Term Fund has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 6.36% Govt Stock 2031, HDFC Bank Limited, Rec Limited, Bajaj Housing Finance Limited, Small Industries Development Bank Of India
Taxation
As it is a short duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of JM Short Term Fund
The Scheme will endeavor to generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. JM Short Term Fund has no lock in period.
Fund Manager
Jayant Dhoot
Fund Manager of JM Short Term Fund, since 1 August 2025
Killol Pandya
Fund Manager of JM Short Term Fund, since 5 November 2024
Ruchi Fozdar
Fund Manager of JM Short Term Fund, since 3 April 2024
- AUM of the fund stands at 80.1 Cr as of Jul'26
- AUM has remained same between Jul'26 and Jun'26
Frequently Asked Questions for JM Short Term Fund Direct Growth
How do I invest in JM Short Term Fund?
- Download the INDmoney app.
- Search for ‘JM Short Term Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.