HSBC Short Term Fund Direct Plan Growth Option

HSBC Short Term Fund Direct Plan Growth Option

Debt

HSBC Mutual Fund

Short Duration

Get the latest NAV of HSBC Short Term Fund Direct Plan Growth Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹29.92

NAV as on 27 Aug 2026

7.6%/per year

Since Inception

Absolute Gain%

▲▼

33 people have invested ₹ 4.6L in HSBC Short Term Fund in the last three months

HSBC Short Term Fund Performance vs. Short Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (27-Aug-26)

The fund has consistently outperformed the benchmark (Short Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.16%
2.38%
2.63%
5.67%
7.38%
6.17%
Short Duration Index
0.2%
2.08%
2.2%
5.02%
6.06%
5.59%
Short Duration Avg
0.16%
2.13%
2.26%
5.16%
6.99%
6.26%
Best in Short Duration
0.56%
2.67%
3.46%
6.62%
7.93%
10.82%
Worst in Short Duration
0.29%
2.25%
2.57%
5.32%
7.13%
6.05%
Category Rank
13/15
12/14
11/14
11/14
11/13
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HSBC Short Term Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

12
/14
14% Performance
26% Risk Management
65% Cost

Ranked 12 out of 14 mutual funds in the short duration category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HSBC Short Term Fund
12/14
4,185Cr
0.32%
5.67%
7.38%
-0.04
1.25
0.71
1.38
0.47
ICICI Prudential Short Term Fund
1/14
19,260Cr
0.45%
6.68%
7.93%
0.61
1.08
1.25
2.92
3.06
Aditya Birla Sun Life Short Term Fund
2/14
5,831Cr
0.3%
6.21%
7.74%
0.29
1.27
0.94
1.92
1.29
HDFC Short Term Fund
3/14
15,081Cr
0.39%
5.95%
7.59%
0.26
1.17
0.94
2.03
1.35
See all

HSBC Short Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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HSBC Short Term Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

AAA
100%
Cash allocation has gone down from 12.7% to 11.7%
Cash allocation has gone down from 12.7% to 11.7%
Debt allocation has gone up from 87% to 87.9%
Debt allocation has gone up from 87% to 87.9%

HSBC Short Term Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Corporate
64.2%
Government
32.5%
Cash Equivalent
3.2%

Top 2 Sectors in July were Corporate, Government

Jul'26

Corporate

64%

Government

32%

Jun'26

Corporate

60%

Government

35%

HSBC Short Term Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.32%
Benchmark
Nifty Short Dura Debt Idx A-II TR INR
AUM₹4185 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹1,000
Exit Load0%
Lock InNo Lock-in
TurnOver
180.64%
Risk
Risk meter
pointer
Low to Moderate Risk

About HSBC Short Term Fund

HSBC Short Term Fund Direct Plan Growth Option is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Mohd Asif Rizwi, Shriram Ramanathan. This fund is suitable to keep your money safe.

Key Parameters

  1. HSBC Short Term Fund has ₹4185 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

HSBC Short Term Fund has given a CAGR return of 7.60% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.67%, 7.38% and 6.17% respectively.

Holdings

HSBC Short Term Fund has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 6.94% Govt Stock 2036, National Bank For Agriculture And Rural Development, SHIVSHAKTI SECURITISATION TRUST, 6.68% Govt Stock 2033, Embassy Office Parks Reit

Taxation

As it is a short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HSBC Short Term Fund

To provide a reasonable income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 1 year to 3 years. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. HSBC Short Term Fund has no lock in period.

Fund Manager

Mohd Asif Rizwi

Fund Manager of HSBC Short Term Fund, since 16 January 2024

Shriram Ramanathan

Fund Manager of HSBC Short Term Fund, since 1 May 2024

Learn more about HSBC Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 4.2K Cr
₹ 4.2K Cr
₹ 3.8K Cr
  • AUM of the fund stands at 4.2K Cr as of Jul'26
  • AUM decreased by 25.5 Cr between Jul'26 and Jun'26

Frequently Asked Questions for HSBC Short Term Fund Direct Plan Growth Option

How do I invest in HSBC Short Term Fund?

INDmoney makes it simple to invest in the HSBC Short Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HSBC Short Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HSBC Short Term Fund?

The NAV of the fund today is ₹29.92. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HSBC Short Term Fund fund has generated a return of 5.67% in 1 year, 7.38% in 3 years, 6.17% in 5 years.

Who is the fund manager of HSBC Short Term Fund?

The fund managers are Mohd Asif Rizwi, Shriram Ramanathan.

What is the expense ratio of the fund?

The expense ratio is 0.32%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹4185 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HSBC Short Term Fund?

The top 3 holdings of the fund are 6.94% Govt Stock 2036(4.18%), National Bank For Agriculture And Rural Development(2.55%), SHIVSHAKTI SECURITISATION TRUST(2.48%)