HDFC Medium to Long Term Fund -Direct Plan - Growth Option

HDFC Medium to Long Term Fund -Direct Plan - Growth Option

Debt

HDFC Mutual Fund

Medium To Long Duration

Get the latest NAV of HDFC Medium to Long Term Fund -Direct Plan - Growth Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹67.46

▼-0.1%1D

NAV as on 28 Aug 2026

7.1%/per year

Since Inception

Absolute Gain%

▲▼

17 people have invested ₹ 19.7K in HDFC Medium to Long Term Fund in the last three months

HDFC Medium to Long Term Fund Performance vs. Medium to Long Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (28-Aug-26)

The fund has consistently outperformed the benchmark (Medium to Long Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.07%
2.94%
2.63%
5.73%
7.04%
5.99%
Medium to Long Duration Index
-0.02%
2.44%
2.08%
4.57%
5.72%
5.11%
Medium To Long Duration Avg
-0.01%
2.45%
2.12%
4.82%
6.57%
5.82%
Best in Medium To Long Duration
0.65%
3.54%
3.99%
6.9%
7.55%
8.66%
Worst in Medium To Long Duration
0.2%
2.41%
2%
4.35%
6.51%
5.37%
Category Rank
5/5
5/5
5/5
5/5
5/6
--

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HDFC Medium to Long Term Fund
5/5
830Cr
0.8%
5.73%
7.04%
-0.17
1.19
0.23
0.34
-0.05
ICICI Prudential Bond Fund
1/5
1,983Cr
0.54%
6.16%
7.49%
0.38
0.96
0.44
0.68
0.44
SBI Medium to Long Duration Fund
2/5
2,051Cr
0.78%
5.89%
7.09%
0.06
0.92
0.32
0.50
0.01
Kotak Bond Fund
3/5
1,795Cr
0.74%
6.49%
7.43%
0.17
1.14
0.36
0.53
0.33
See all

HDFC Medium to Long Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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HDFC Medium to Long Term Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

Cash allocation has gone up from 3.1% to 11%
Cash allocation has gone up from 3.1% to 11%
Debt allocation has gone down from 96.1% to 88.1%
Debt allocation has gone down from 96.1% to 88.1%

HDFC Medium to Long Term Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Real Estate
100%

Top 3 Sectors in July were Real Estate, Government & Corporate

Jul'26

Real Estate

100%

Government

66%

Corporate

23%

Jun'26

Real Estate

100%

Government

71%

Corporate

25%

HDFC Medium to Long Term Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.8%
Benchmark
NIFTY Medium to Long Dur Debt TR INR
AUM₹830 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
50.11%
Risk
Risk meter
pointer
Moderate Risk

About HDFC Medium to Long Term Fund

HDFC Medium to Long Term Fund -Direct Plan - Growth Option is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Anupam Joshi, Dhruv Muchhal. This fund is suitable to keep your money safe.

Key Parameters

  1. HDFC Medium to Long Term Fund has ₹830 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

HDFC Medium to Long Term Fund has given a CAGR return of 7.10% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.73%, 7.04% and 5.99% respectively.

Holdings

HDFC Medium to Long Term Fund has allocated its funds majorly in Real Estate, Government, Corporate, Cash Equivalent. Its top holdings are 7.24% Govt Stock 2055, 6.9% Govt Stock 2065, Small Industries Development Bank Of India, 6.68% Govt Stock 2040, 7.23% Govt Stock 2039

Taxation

As it is a medium to long duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HDFC Medium to Long Term Fund

To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Medium to Long Term Fund has no lock in period.

Fund Manager

Anupam Joshi

Fund Manager of HDFC Medium to Long Term Fund, since 7 March 2026

Dhruv Muchhal

Fund Manager of HDFC Medium to Long Term Fund, since 22 June 2023

Learn more about HDFC Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 830.3 Cr
₹ 833.2 Cr
₹ 817.4 Cr
  • AUM of the fund stands at 830.3 Cr as of Jul'26
  • AUM decreased by 2.9 Cr between Jul'26 and Jun'26

Frequently Asked Questions for HDFC Medium to Long Term Fund -Direct Plan - Growth Option

How do I invest in HDFC Medium to Long Term Fund?

INDmoney makes it simple to invest in the HDFC Medium to Long Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HDFC Medium to Long Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HDFC Medium to Long Term Fund?

The NAV of the fund today is ₹67.46. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HDFC Medium to Long Term Fund fund has generated a return of 5.73% in 1 year, 7.04% in 3 years, 5.99% in 5 years.

Who is the fund manager of HDFC Medium to Long Term Fund?

The fund managers are Anupam Joshi, Dhruv Muchhal.

What is the expense ratio of the fund?

The expense ratio is 0.80%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹830 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HDFC Medium to Long Term Fund?

The top 3 holdings of the fund are 7.24% Govt Stock 2055(14.7%), 6.9% Govt Stock 2065(7.21%), Small Industries Development Bank Of India(5.88%)