Bandhan Conservative Hybrid Fund Direct Growth

Bandhan Conservative Hybrid Fund Direct Growth

Hybrid

Direct

Conservative Allocation

NAV as on 11-10-2024

₹ 34.45

-0.1%

1D

Inception Returns

8.7%

/yr

About the Fund

Bandhan Conservative Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Harshal Joshi, Sumit Agrawal, Viraj Kulkarni. This fund gives you the benefit of diversification.

Key Parameters

  1. Bandhan Conservative Hybrid Fund Direct Growth has ₹117 Cr worth of assets under management (AUM) as on Aug 2024 and is less than category average.
  2. The fund has an expense ratio 1.

Returns

Bandhan Conservative Hybrid Fund Direct Growth has given a CAGR return of 8.69% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 14.14%, 6.93% and 7.98% respectively.

Holdings

Bandhan Conservative Hybrid Fund Direct Growth has allocated its funds majorly in Government, Corporate, Financial Services, Consumer Cyclical, Tech, Consumer Defensive, Cash Equivalent, Energy, Industrial, Basic Materials, Health, Communication, Utilities.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Bandhan Conservative Hybrid Fund Direct Growth

The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity securities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Conservative Hybrid Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
21 people have invested ₹ 46.7K in Bandhan Conservative Hybrid Fund Direct Growth in the last three months

Fund Overview

Expense ratio1.03%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹117 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1000/₹100
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
121%
STCGSelling within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

Trailing Returns

as on (11-Oct-24)

Period
Bandhan Conservative Hybrid Fund Direct Growth
Conservative Allocation Index
1M
0.2%
0.5%
3M
2.5%
2.5%
6M
7%
6.5%
1Y
14.1%
14.1%
3Y
6.9%
8.6%
5Y
8%
9.4%

Fund Distribution

as on (31-Aug-24)

  • Equity 24.9%

  • Debt & Cash 74.8%

Sector Allocation

Aug'24

Jul'24

Jun'24

Financial Services
29.8%
Consumer Cyclical
17.8%
Tech
16.1%
Consumer Defensive
9.5%
Energy
8.4%
Industrial
7%
Basic Materials
4.1%
Health
2.8%
Communication
2.4%
Utilities
2.1%
All changes are between Oct'69 and Dec'69
Parameters
Aug'24
Jul'24
Jun'24
AUM
₹ 116.3 Cr
₹ 116.3 Cr
₹ 116.9 Cr
  • AUM of the fund stands at 116.3 Cr as of Aug'24
  • AUM has remained same between Aug'24 and Jul'24

Top 3 Sectors in August were Government, Corporate & Financial Services

Aug'24
Government
55%
Corporate
37%
Financial Services
30%
Jul'24
Government
48%
Corporate
37%
Financial Services
31%
Fund
Aug'24
Jul'24
Jun'24
No of Holdings
26
26
29
Top 5 Company Concentration
5.8%
5.4%
6.9%
Company having highest exposure
TVS Motor Co Ltd (1.7%)
TVS Motor Co Ltd (1.5%)
Trent Ltd (2.4%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
155.9%
154.9%
157.4%
Sector having highest exposure
Government (55.4%)
Government (54.5%)
Government (59%)
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Harshal Joshi
Harshal Joshi
Fund Manager of Bandhan Conservative Hybrid Fund Direct Growth, since 28 July 2021
Sumit Agrawal
Sumit Agrawal
Fund Manager of Bandhan Conservative Hybrid Fund Direct Growth, since 20 October 2016
Viraj Kulkarni
Viraj Kulkarni
Fund Manager of Bandhan Conservative Hybrid Fund Direct Growth, since 1 July 2022
Fund House
Bandhan Asset Management Company Limited
Total AUM
₹1.55L Cr
as on 31-Aug-2024
Address
Bandhan Asset Management Company Limited,6th Floor, 841, One World Center,Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai
Phone
022-66289999
Website
investormf@bandhanamc.com

Mutual Fund Insights

Insights icon
Over the last 6 months, this fund has experienced a 2.7% drop in AUM moving from 120.2 Cr to 116.93 Cr.
Insights icon
In the last 5 years, Kotak Debt Hybrid Direct Growth has given 13.64% return, outperforming this fund by 5.66% per annum.
Insights icon
In the last 1 year, Kotak Debt Hybrid Direct Growth has given 19.86% return, outperforming this fund by 5.71%.
Insights icon
In the last 3 years, Kotak Debt Hybrid Direct Growth has given 11.46% return, outperforming this fund by 4.53% per annum.
Insights icon
This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 1.03% which is lower than the category average expense ratio of 1.11%.

Bandhan Conservative Hybrid Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 8.69% since inception which is more than its category average return of 6.36%
Fund Allocations

Fund Allocations

This fund has an allocation of 24.9% in Equity, 68.43% in Debt and 6.35% in Cash related instruments
AUM size ₹0 Cr

AUM size ₹0 Cr

This fund has AUM of ₹0 Cr which is less than its category average of ₹ 754 Cr
Expense Ratio 1.03%

Expense Ratio 1.03%

This fund has an expense ratio of 1.03% which is less than its category average expense ratio of 1.24%

Frequently Asked Questions

The current NAV of Bandhan Conservative Hybrid Fund Direct Growth is ₹34.45 as on 11-Oct-2024.
Existing (Absolute + CAGR) as on 11-Oct-2024.
Bandhan Conservative Hybrid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.2%
0.2%
6 Month Returns
7%
7%
1 Year Returns
14.14%
14.14%
3 Years Returns
22.25%
6.93%
5 Years Returns
46.81%
7.98%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.03% as on September 2024
₹117 Cr as on September 2024
7.3% Govt Stock 2053(24.78%), Bandhan Nifty 50 ETF(16.24%), 7.18% Govt Stock 2033(13.01%), Power Finance Corporation Ltd.(8.5%), Bajaj Finance Limited(8.46%) as on September 2024
Government(41.42%), Corporate(27.3%), Financial Services(7.5%) as on September 2024
AAA
85.05
AA
14.95
Harshal Joshi, Sumit Agrawal, Viraj Kulkarni are the fund managers of Bandhan Conservative Hybrid Fund Direct Growth
The Exit load of Bandhan Conservative Hybrid Fund Direct Growth is 0.25%