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Cholamandalam Investment & Finance Company Ltd (CHOLAFIN)

₹1388.90.48%

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Overview
News
Financials
Q1 2024 Results
Technicals
F&O

Analyst Rating

based on 33 analysts

BUY

72.73%

Buy

15.15%

Hold

12.12%

Sell

Based on 33 analysts offering long term price targets for Cholamandalam Investment & Finance Company Ltd. An average target of ₹1428.97

Source: S&P Global Market Intelligence

Cholamandalam Investment & Finance Company Ltd Share analysis

Source: S&P Global Market Intelligence

Performance

  • Day's Low

    Day's High

    ₹1,382.7
    ₹1,421.7
  • 52 Week's Low

    52 Week's High

    ₹997.25
    ₹1,476.2
1 Month Return-2.73 %
3 Month Return+ 19.41 %
1 Year Return+ 21.85 %
Previous Close₹1,395.65
Open₹1,395.80
Volume8.15L
Upper Circuit-
Lower Circuit-
Market Cap₹1,17,268.26Cr

Key Statistics

P/E Ratio33.94
PEG Ratio3.91
Market Cap₹1,17,268.26 Cr
P/B Ratio4.97
EPS12.86

Mutual Fund Holdings

Funds HoldingsPrev. 6M
SBI Bluechip Fund Direct GrowthSBI Bluechip Fund Direct Growth2.69%
Axis ELSS Tax Saver Fund Direct Plan Growth OptionAxis ELSS Tax Saver Fund Direct Plan Growth Option3.21%
Axis Midcap Fund Direct Plan GrowthAxis Midcap Fund Direct Plan Growth3.2%
Axis Bluechip Fund Direct Plan GrowthAxis Bluechip Fund Direct Plan Growth2.46%
Canara Robeco Emerging Equities Direct Plan Growth OptionCanara Robeco Emerging Equities Direct Plan Growth Option3.13%

Company Information

Cholamandalam Investment and Finance Company (CIFCL) is a comprehensive financial services provider offering a variety of services such as vehicle finance, home loans, SME loans, consumer and small enterprise loan, loan against property, insurance agency, home equity loans, secured business and personal loan, wealth management, stock broking, mutual fund distribution and others across 1145 branches in India. It has achieved the assets under management of above Rs. 82000 crore. CIFCL entered into an MOU with VE Commercial Vehicles Ltd, a joint venture between the Volvo Group and Eicher Motors Ltd., to finance Eicher Heavy Duty Trucks and Buses. In the last one year, it took strategic initiatives to strengthen the position to be a strong NBFC and exited the asset management business. In FY 2021 home loans were offered across 9 states including Tamil Nadu, Andhra Pradesh, Karnataka, Madhya Pradesh, Kerala, Gujarat, Maharashtra, Rajasthan and Chhattisgarh. Through strategic partnerships, it entered the fintech space and launched Consumer and Small Enterprise Loan (CSEL), Secured Business and Personal Loan (SBPL) and SME Loans. It also made investment of Rs. 450 crores to acquire 73.8% of the Payswiff Technologies Private Limited (PTPL) and 16.29% of the equity share capital of Paytail Commerce Private Limited. In FY 2022 Home Loans were offered across 11 states including Tamil Nadu, Andhra Pradesh, Karnataka, Kerala, Haryana, Gujarat, Maharashtra, Rajasthan, Telangana Madhya Pradesh and Chhattisgarh.

Share Price: ₹1388.90 per share as on 24 Jul, 2024 04:01 PM
Market Capitalisation: ₹1,17,268.26Cr as of today
Revenue: ₹5,515.37Cr as on March 2024 (Q1 24)
Net Profit: ₹1,065.23Cr as on March 2024 (Q1 24)
Listing date: 12 Jul, 1995
Chairperson Name: Vellayan Subbiah
OrganisationCholamandalam Investment & Finance Company Ltd
Headquarters
IndustryFinance
E-voting on sharesClick here to vote

Key events for Cholamandalam Investment & Finance Company Ltd

  • Cholamandalam Investment & Finance Co. Ltd's Dividend Yield is Low - 05 Jul, 2024

    Investors of Cholamandalam Investment & Finance Company Limited will receive a dividend payment of ₹0.70 per share on August 24th, with a low yield of 0.1%. The company has weak cash flows but is earning enough to cover the dividend. With EPS set to grow by 92.3% next year and a sustainable payout ratio, it could be a good dividend stock. However, relying solely on this stock for dividend income may not be advisable.

  • Axis Securities Recommends Cholamandalam Investment & Finance as a Stock to Bet On - 02 Jul, 2024

    Axis Securities recommends Cholamandalam Investment and Finance as a stock to bet on, with Nifty earnings forecasted to achieve an excellent growth rate of 16% CAGR from FY23 to FY26. Financials are expected to be the primary contributors to earnings in FY25 and FY26.

  • Cholamandalam Financial Holdings Registers High Volume Trading - 28 Jun, 2024

    Cholamandalam Financial Holdings saw high volume trading with 16.68 and 8.91 times the two-week average daily volume on NSE and BSE respectively.

  • Cholamandalam Investment & Finance Co. Stock Gains - 19 Jun, 2024

    Cholamandalam Investment & Finance Company Ltd's stock has gained around 14% in the last month and is up for a fifth straight session, currently trading at Rs 1473.35 on the NSE.

  • Cholamandalam Investment & Finance Company Ltd poised for strong AUM growth - 10 Jun, 2024

    Cholamandalam Investment & Finance Company is expected to deliver strong asset under management (AUM) growth with low credit costs, resulting in a sustainable return on equity (RoE) of around 21-22% across economic cycles. The company also plans to expand its return on assets (RoA) by improving productivity and operational efficiency.

  • Chola Investment & Finance Chairman Wins EY Award - 07 Jun, 2024

    Vellayan Subbiah, Executive Vice-Chairman of Tube Investments of India and Chairman of Cholamandalam Investment and Finance Co Ltd., has been named the EY World Entrepreneur Of The Year 2024.

  • Cholamandalam Investment to Invest Rs 3,000 Crore in E-Mobility - 06 Jun, 2024

    Cholamandalam Investment & Finance Company is set to invest Rs 3,000 crore in the rapidly growing e-mobility sector. The investment will be used to launch electric three-wheelers, trucks, and tractors.

Insights on Cholamandalam Investment & Finance Company Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, CHOLAFIN has outperformed top 5 stocks with highest market-cap in Consumer Lending

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 12 quarters, 2.48K Cr → 5.51K Cr (in ₹), with an average increase of 6.9% per quarter

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 14.09% to 14.23% in Jun 2024 quarter

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 26.00% to 26.62% in Jun 2024 quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 4 quarters, 709.94 Cr → 1.06K Cr (in ₹), with an average increase of 12.6% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Shriram Finance Ltd has given 52.5% return, outperforming this stock by 30.6%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, CHOLAFIN stock has moved down by -3.7%

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 50.35% to 50.33% in Jun 2024 quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 6.61% to 6.19% in Jun 2024 quarter

Company Financials

Value in ₹ crore
Q'1 24Q/Q Change
Revenue
₹5,515.37Cr
↑9.11%
Net Income
₹1,065.23Cr
↑22.16%
Net Profit Margin
19.31%
↑11.94%
2024Y/Y Change
Revenue
₹19,163.44Cr
↑48.73%
Net Income
₹3,410.74Cr
↑27.42%
Net Profit Margin
17.80%
↓14.30%
Value in ₹ crore
2024Y/Y Change
Total Assets
₹1,56,482.59Cr
↑37.83%
Total Liabilities
₹1,36,926.08Cr
↑37.98%
Value in ₹ crore
2024Y/Y Change
Operating Cash Flow
-₹35,767.52Cr
↑32.29%

Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
50.33%
-0.05
Foreign Institutions
26.62%
2.40
Mutual Funds
14.23%
1.00
Retail Investors
6.19%
-6.40
Others
2.64%
-10.68

Key Indicators

Cholamandalam Investment & Finance Company Ltd Valuation

Cholamandalam Investment & Finance Company Ltd in the last 5 years

  • Overview

  • Trends

Lowest (9.06x)

May 26, 2020

Industry (30.27x)

July 23, 2024

Today (33.94x)

July 23, 2024

Highest (50.04x)

May 31, 2019

LowHigh

Earnings and Dividends

  • Cholamandalam Investment & Finance Company Ltd Earnings Results

    Cholamandalam Investment & Finance Company Ltd’s net profit jumped 24.56% since last year same period to ₹1,065.23Cr in the Q4 2023-2024. On a quarterly growth basis, Cholamandalam Investment & Finance Company Ltd has generated 22.16% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Cholamandalam Investment & Finance Company Ltd Dividends April,2024

    In the quarter ending March 2024, Cholamandalam Investment & Finance Company Ltd has declared dividend of ₹0.70 - translating a dividend yield of 0.19%.

    Read More about Dividends

Technicals Summary

Bearish

Neutral

Bullish

Bullish

Cholamandalam Investment & Finance Company Ltd is currently in a Bullish trading position according to technical analysis indicators.

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Cholamandalam Investment & Finance Company Ltd (CHOLAFIN) share price today is ₹1388.9

Cholamandalam Investment & Finance Company Ltd is listed on NSE

Cholamandalam Investment & Finance Company Ltd is listed on BSE

  • Today’s highest price of Cholamandalam Investment & Finance Company Ltd is ₹1421.7.
  • Today’s lowest price of Cholamandalam Investment & Finance Company Ltd is ₹1382.7.

PE Ratio of Cholamandalam Investment & Finance Company Ltd is 33.94

PE ratio = Cholamandalam Investment & Finance Company Ltd Market price per share / Cholamandalam Investment & Finance Company Ltd Earnings per share

Today’s traded volume of Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) is 8.15L.

Today’s market capitalisation of Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) is ₹117268.26Cr.

Cholamandalam Investment & Finance Company Ltd(CHOLAFINPrice
52 Week High
₹1476.2
52 Week Low
₹997.25

Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) share price is ₹1388.9. It is down -5.91% from its 52 Week High price of ₹1476.2

Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) share price is ₹1388.9. It is up 39.27% from its 52 Week Low price of ₹997.25

Cholamandalam Investment & Finance Company Ltd(CHOLAFINReturns
1 Day Returns
-6.75%
1 Month Returns
-2.73%
3 Month Returns
19.41%
1 Year Returns
21.85%