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Muthoot Finance Ltd

(MUTHOOTFIN)

₹1951.550.72%

as on 04:01PM, 06 Dec 2024

Overview
News
Financials
Q2 2024 Results
Technicals
F&O

Muthoot Finance Ltd Analyst Rating

based on 21 analysts

BUY

71.43%

Buy

19.05%

Hold

9.52%

Sell

Based on 21 analysts offering long term price targets for Muthoot Finance Ltd. An average target of ₹2051.14

Source: S&P Global Market Intelligence

Muthoot Finance Ltd Share analysis

Muthoot Finance Ltd price forecast by 21 analysts

Upside of5.10%

High

₹2450

Target

₹2051.14

Low

₹1550

Muthoot Finance Ltd target price ₹2051.14, a slight upside of 5.1% compared to current price of ₹1951.55. According to 21 analysts rating.

Source: S&P Global Market Intelligence

Muthoot Finance Ltd Performance

  • Day's Low

    Day's High

    ₹1,930.1
    ₹1,965.4
  • 52 Week's Low

    52 Week's High

    ₹1,261.9
    ₹2,078.75
1 Month Return+ 7 %
3 Month Return-1.9 %
1 Year Return+ 34.54 %
Previous Close₹1,937.55
Open₹1,932.95
Volume4.38L
Upper Circuit-
Lower Circuit-
Market Cap₹77,785.64Cr

Muthoot Finance Ltd Key Statistics

P/E Ratio16.75
PEG Ratio0.97
Market Cap₹77,785.64 Cr
P/B Ratio2.44
EPS111.28
Dividend Yield1.62
SectorFinance
ROE17.86

Muthoot Finance Ltd Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹77,785.64 Cr36.9%0.85₹4,467 Cr₹15,061 Cr
BUY₹4,24,037.34 Cr14.73%0.88₹14,451 Cr₹54,971 Cr
HOLD₹60,900.82 Cr-7.49%0.51-₹1,423 Cr₹9,977 Cr
BUY₹2,62,507.22 Cr16.63%0.50₹15,595 Cr₹1,10,382 Cr
BUY₹1,08,577.64 Cr63.29%0.94₹3,410 Cr₹19,163 Cr

About Muthoot Finance Ltd

Muthoot Finance Ltd is a leading financial services company in India, incorporated in 1997. It is headed by Mr. George Alexander Muthoot as the Chairman and Managing Director. The company offers a wide range of financial services to its customers, including personal loans, business loans, gold loans, housing finance, vehicle finance, money transfer, foreign exchange, insurance, wealth management services, and more.

Muthoot Finance Ltd is one of the largest gold loan companies in India, with a network of over 4,400 branches. It is also one of the leading non-banking financial companies (NBFCs) in the country. The company provides gold loans to individuals and businesses, secured against gold jewellery. It also offers a variety of other loan products, such as personal loans, business loans, housing finance, vehicle finance, and more.

The company also offers a range of other services, including money transfer, foreign exchange, insurance, and wealth management services. It has a number of popular brands, such as Muthoot Fincorp, Muthoot Money, and Muthoot Capital Services.

Share Price: ₹1951.55 per share as on 06 Dec, 2024 04:01 PM
Market Capitalisation: ₹77,785.64Cr as of today
Revenue: ₹4,957.39Cr as on September 2024 (Q3 24)
Net Profit: ₹1,321.22Cr as on September 2024 (Q3 24)
Listing date: 06 May, 2011
Chairperson Name: George Jacob Muthoot
OrganisationMuthoot Finance Ltd
HeadquartersKochi
IndustryFinance
E-voting on sharesClick here to vote

Key events for Muthoot Finance Ltd

  • Muthoot FinCorp ONE Launches QR-Code Based Loans - 02 Dec, 2024

    Muthoot FinCorp ONE introduces QR-code based loans for MSMEs, offering up to Rs 5 lakh based on digital transaction history. This initiative supports financial inclusion and simplifies loan repayment for small business owners.
  • Muthoot Finance Faces Slower Unsecured Loan Growth - 01 Dec, 2024

    Muthoot Finance's MD, George Muthoot, noted a slowdown in unsecured loan growth due to higher risk weights imposed by the RBI and reduced personal loan availability from fintechs. As of September 2024, outstanding gold loan receivables reached Rs 20,544 crore.
  • Muthoot Finance Raises Growth Projection to 25% - 26 Nov, 2024

    Muthoot Finance, the largest gold loan provider in India, has increased its annual growth projection to 25% due to a surge in demand amid limited availability of collateral-free loans.
  • Muthoot Finance Reports Strong Q3 Growth - 20 Nov, 2024

    Muthoot Finance's consolidated net sales for September 2024 reached Rs 4,928.82 crore, a 36.68% increase year-on-year. Net profit rose 20.01% to Rs 1,271.60 crore, with EBITDA up 28.52%. The stock closed at Rs 1,885.65 on November 14, 2024, reflecting a 10.70% return over six months and 42.11% over twelve months.
  • Muthoot Finance Reports Growth and New Funding Approval - 19 Nov, 2024

    Muthoot Finance demonstrates strong growth in its gold loan business, receiving RBI approval for $1 billion in ECBs. Despite positive performance, analysts maintain a Neutral rating due to limited upside potential.
  • Muthoot Finance Reports Strong Growth and AUM Surge - 18 Nov, 2024

    Muthoot Finance's shares surged following strong quarterly results, with AUM growth guidance raised to 25%. The company reported a 26% increase in net profit and a significant rise in gold loan demand due to regulatory changes.
  • Muthoot Fincorp Expands Product Portfolio and Branch Network - 16 Nov, 2024

    Muthoot Fincorp is diversifying its offerings to include mortgage and digital lending, aiming for a 20% non-gold asset mix. The company plans to expand its branch network into northern states and has no immediate IPO plans.
  • Muthoot Finance Reports Strong Q2 Growth - 15 Nov, 2024

    Muthoot Finance announced robust Q2 FY25 results, with a 26% YoY increase in net profit to ₹1,251 crore and a 31% growth in loan assets. The company anticipates continued growth in its gold loan business amid a slowdown in unsecured lending by banks and NBFCs.
  • Muthoot Finance Reports Strong Q2 Earnings Growth - 14 Nov, 2024

    Muthoot Finance's Q2 FY25 results show a net profit of ₹1,321 crore, a 20.6% increase year-over-year. Revenue also rose significantly, reflecting strong performance across its financial services.
  • Muthoot Finance Shares Dip Ahead of Q2 Results - 13 Nov, 2024

    Muthoot Finance shares fell nearly 1% to ₹1,775.70 ahead of the Q2 FY25 earnings announcement. Analysts predict a decline in Non-Interest Income but an increase in net profit year-over-year.

Insights on Muthoot Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 8.69% to 9.84% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 month, MUTHOOTFIN stock has moved up by 7.0%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 10 quarters, 819.22 Cr → 1.27K Cr (in ₹), with an average increase of 4.8% per quarter

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 3.42% to 3.50% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 10 quarters, 2.80K Cr → 4.95K Cr (in ₹), with an average increase of 6.1% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Shriram Finance Ltd has given 53.6% return, outperforming this stock by 19.1%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 73.35% of holdings in Sep 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 126.7% return, outperforming this stock by 96.2%

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 13.72% to 12.32% in Sep 2024 quarter

Muthoot Finance Ltd Financials

Value in ₹ crore
DetailsQ'3 23Q'4 23Q'1 24Q'2 24Q'3 24
Revenue₹3,631.95Cr (-)₹3,842.68Cr (↑5.80%)₹4,179.42Cr (↑8.76%)₹4,492.47Cr (↑7.49%)₹4,957.39Cr (↑10.35%)
Net Income₹1,095.29Cr (-)₹1,145.31Cr (↑4.57%)₹1,182.27Cr (↑3.23%)₹1,195.66Cr (↑1.13%)₹1,321.22Cr (↑10.50%)
Net Profit Margin30.16% (-)29.80% (↓1.19%)28.29% (↓5.07%)26.61% (↓5.94%)26.65% (↑0.15%)
Value in ₹ crore
Details2021202220232024
Total Assets₹63,498.78Cr (-)₹70,586.42Cr (↑11.16%)₹72,642.09Cr (↑2.91%)₹85,057.81Cr (↑17.09%)
Total Liabilities₹48,259.88Cr (-)₹52,241.84Cr (↑8.25%)₹51,580.16Cr (↓1.27%)₹60,767.52Cr (↑17.81%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹4,458.02Cr (-)-₹7,476.52Cr (↑67.71%)-₹1,141.54Cr (↓84.73%)-₹1,901.72Cr (↑66.59%)-₹9,301.95Cr (↑389.13%)

Index Inclusions

Nifty Financial

₹24,703.70

-0.11 (-27.55%)

Nifty Midcap 100

₹58,704.60

0.45 (263.05%)

S&P BSE Fin. Ser

₹11,941.33

0.09 (10.87%)

BSE 200

₹11,413.25

0.13 (15.23%)

Nifty MidSmallcap 400

₹20,529.00

0.46 (93.05%)

Nifty Midcap 50

₹16,322.25

0.32 (51.3%)

BSE Mid-Cap

₹47,669.72

0.36 (169.21%)

Nifty Midcap 150

₹21,665.40

0.41 (87.75%)

Nifty 500

₹23,312.10

0.15 (34.15%)

S&P BSE 250 LargeMidCap

₹10,831.91

0.13 (14.52%)

Nifty 200

₹13,996.80

0.1 (13.4%)

S&P BSE 150 MidCap

₹16,396.06

0.38 (62.14%)

BSE 500

₹36,681.01

0.17 (61.77%)

S&P BSE 400 MidSmallCap

₹12,535.10

0.41 (51.67%)

Nifty LargeMidcap 250

₹16,280.10

0.22 (35.35%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

Muthoot Finance Ltd Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
73.35%
0.00
Foreign Institutions
9.84%
13.30
Mutual Funds
12.32%
-10.18
Retail Investors
3.5%
2.49
Others
0.98%
18.99

Muthoot Finance Ltd Key Indicators

Details20202021202220232024
Return On Equity %28.2627.7723.5517.6317.86
Details20202021202220232024
Return On Assets %6.215.995.694.975.08
Details20202021202220232024
Book Value Per Share (₹)294.97388.21468.07539.69625.39
Details20202021202220232024
Earning Per Share (₹)79.0195.19100.4591.41111.28

Muthoot Finance Ltd Valuation

Muthoot Finance Ltd in the last 5 years

  • Overview

  • Trends

Lowest (7.14x)

March 23, 2020

Today (16.75x)

December 6, 2024

Industry (27.66x)

December 6, 2024

Highest (18.50x)

September 27, 2024

LowHigh

Muthoot Finance Ltd Earnings and Dividends

  • Muthoot Finance Ltd Earnings Results

    Muthoot Finance Ltd’s net profit jumped 20.01% since last year same period to ₹1,271.60Cr in the Q2 2024-2025. On a quarterly growth basis, Muthoot Finance Ltd has generated 9.24% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Muthoot Finance Ltd Dividends May,2024

    In the quarter ending March 2024, Muthoot Finance Ltd has declared dividend of ₹24 - translating a dividend yield of 1.23%.

    Read More about Dividends

Muthoot Finance Ltd Technicals Summary

Bearish

Neutral

Bullish

Bullish

Muthoot Finance Ltd is currently in a Bullish trading position according to technical analysis indicators.

FAQs on Muthoot Finance Ltd

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Muthoot Finance Ltd (MUTHOOTFIN) share price today is ₹1951.55

Muthoot Finance Ltd is listed on NSE

Muthoot Finance Ltd is listed on BSE

  • Today’s highest price of Muthoot Finance Ltd is ₹1965.4.
  • Today’s lowest price of Muthoot Finance Ltd is ₹1930.1.

PE Ratio of Muthoot Finance Ltd is 16.75

PE ratio = Muthoot Finance Ltd Market price per share / Muthoot Finance Ltd Earnings per share

Today’s traded volume of Muthoot Finance Ltd(MUTHOOTFIN) is 4.38L.

Today’s market capitalisation of Muthoot Finance Ltd(MUTHOOTFIN) is ₹77785.64Cr.

Muthoot Finance Ltd(MUTHOOTFINPrice
52 Week High
₹2078.75
52 Week Low
₹1261.9

Muthoot Finance Ltd(MUTHOOTFIN) share price is ₹1951.55. It is down -6.12% from its 52 Week High price of ₹2078.75

Muthoot Finance Ltd(MUTHOOTFIN) share price is ₹1951.55. It is up 54.65% from its 52 Week Low price of ₹1261.9

Muthoot Finance Ltd(MUTHOOTFINReturns
1 Day Returns
14%
1 Month Returns
7%
3 Month Returns
-1.9%
1 Year Returns
34.54%