Muthoot Finance Ltd Analyst Rating
based on 21 analysts
71.43%
Buy
19.05%
Hold
9.52%
Sell
Based on 21 analysts offering long term price targets for Muthoot Finance Ltd. An average target of ₹2051.14
Source: S&P Global Market Intelligence
Muthoot Finance Ltd Share analysis
Muthoot Finance Ltd price forecast by 21 analysts
Upside of5.10%
High
₹2450
Target
₹2051.14
Low
₹1550
Muthoot Finance Ltd target price ₹2051.14, a slight upside of 5.1% compared to current price of ₹1951.55. According to 21 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
Muthoot Finance Ltd revenue growth forecast
Expected growth rate Q1, FY2026:
Forecast
Actual
Including amortisation and stock based compensations
Muthoot Finance Ltd EPS growth forecast
EPS estimate Q1, FY2026:40.76%
Forecast
Actual
Source: S&P Global Market Intelligence
Muthoot Finance Ltd Performance
Day's Low
Day's High
₹1,930.1₹1,965.452 Week's Low
52 Week's High
₹1,261.9₹2,078.75
| Returns % | |
| 1 Month Return | + 7 % |
| 3 Month Return | -1.9 % |
| 1 Year Return | + 34.54 % |
| Market Stats | |
| Previous Close | ₹1,937.55 |
| Open | ₹1,932.95 |
| Volume | 4.38L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹77,785.64Cr |
Muthoot Finance Ltd Key Statistics
| P/E Ratio | 16.75 |
| PEG Ratio | 0.97 |
| Market Cap | ₹77,785.64 Cr |
| P/B Ratio | 2.44 |
| EPS | 111.28 |
| Dividend Yield | 1.62 |
| Sector | Finance |
| ROE | 17.86 |
Muthoot Finance Ltd Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹77,785.64 Cr | 36.9% | 0.85 | ₹4,467 Cr | ₹15,061 Cr | |
| BUY | ₹4,24,037.34 Cr | 14.73% | 0.88 | ₹14,451 Cr | ₹54,971 Cr | |
| HOLD | ₹60,900.82 Cr | -7.49% | 0.51 | -₹1,423 Cr | ₹9,977 Cr | |
| BUY | ₹2,62,507.22 Cr | 16.63% | 0.50 | ₹15,595 Cr | ₹1,10,382 Cr | |
| BUY | ₹1,08,577.64 Cr | 63.29% | 0.94 | ₹3,410 Cr | ₹19,163 Cr |
About Muthoot Finance Ltd
Muthoot Finance Ltd is one of the largest gold loan companies in India, with a network of over 4,400 branches. It is also one of the leading non-banking financial companies (NBFCs) in the country. The company provides gold loans to individuals and businesses, secured against gold jewellery. It also offers a variety of other loan products, such as personal loans, business loans, housing finance, vehicle finance, and more.
The company also offers a range of other services, including money transfer, foreign exchange, insurance, and wealth management services. It has a number of popular brands, such as Muthoot Fincorp, Muthoot Money, and Muthoot Capital Services.
Share Price: ₹1951.55 per share as on 06 Dec, 2024 04:01 PM
Market Capitalisation: ₹77,785.64Cr as of today
Revenue: ₹4,957.39Cr as on September 2024 (Q3 24)
Net Profit: ₹1,321.22Cr as on September 2024 (Q3 24)
Listing date: 06 May, 2011
Chairperson Name: George Jacob Muthoot
| Organisation | Muthoot Finance Ltd |
| Headquarters | Kochi |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for Muthoot Finance Ltd
Muthoot FinCorp ONE Launches QR-Code Based Loans - 02 Dec, 2024
Muthoot FinCorp ONE introduces QR-code based loans for MSMEs, offering up to Rs 5 lakh based on digital transaction history. This initiative supports financial inclusion and simplifies loan repayment for small business owners.Muthoot Finance Faces Slower Unsecured Loan Growth - 01 Dec, 2024
Muthoot Finance's MD, George Muthoot, noted a slowdown in unsecured loan growth due to higher risk weights imposed by the RBI and reduced personal loan availability from fintechs. As of September 2024, outstanding gold loan receivables reached Rs 20,544 crore.Muthoot Finance Raises Growth Projection to 25% - 26 Nov, 2024
Muthoot Finance, the largest gold loan provider in India, has increased its annual growth projection to 25% due to a surge in demand amid limited availability of collateral-free loans.Muthoot Finance Reports Strong Q3 Growth - 20 Nov, 2024
Muthoot Finance's consolidated net sales for September 2024 reached Rs 4,928.82 crore, a 36.68% increase year-on-year. Net profit rose 20.01% to Rs 1,271.60 crore, with EBITDA up 28.52%. The stock closed at Rs 1,885.65 on November 14, 2024, reflecting a 10.70% return over six months and 42.11% over twelve months.Muthoot Finance Reports Growth and New Funding Approval - 19 Nov, 2024
Muthoot Finance demonstrates strong growth in its gold loan business, receiving RBI approval for $1 billion in ECBs. Despite positive performance, analysts maintain a Neutral rating due to limited upside potential.Muthoot Finance Reports Strong Growth and AUM Surge - 18 Nov, 2024
Muthoot Finance's shares surged following strong quarterly results, with AUM growth guidance raised to 25%. The company reported a 26% increase in net profit and a significant rise in gold loan demand due to regulatory changes.Muthoot Fincorp Expands Product Portfolio and Branch Network - 16 Nov, 2024
Muthoot Fincorp is diversifying its offerings to include mortgage and digital lending, aiming for a 20% non-gold asset mix. The company plans to expand its branch network into northern states and has no immediate IPO plans.Muthoot Finance Reports Strong Q2 Growth - 15 Nov, 2024
Muthoot Finance announced robust Q2 FY25 results, with a 26% YoY increase in net profit to ₹1,251 crore and a 31% growth in loan assets. The company anticipates continued growth in its gold loan business amid a slowdown in unsecured lending by banks and NBFCs.Muthoot Finance Reports Strong Q2 Earnings Growth - 14 Nov, 2024
Muthoot Finance's Q2 FY25 results show a net profit of ₹1,321 crore, a 20.6% increase year-over-year. Revenue also rose significantly, reflecting strong performance across its financial services.Muthoot Finance Shares Dip Ahead of Q2 Results - 13 Nov, 2024
Muthoot Finance shares fell nearly 1% to ₹1,775.70 ahead of the Q2 FY25 earnings announcement. Analysts predict a decline in Non-Interest Income but an increase in net profit year-over-year.
Insights on Muthoot Finance Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTFII Holding Up
Foreign Institutions have increased holdings from 8.69% to 9.84% in Sep 2024 quarter
- POSITIVE IMPACT
Price Rise
In the last 1 month, MUTHOOTFIN stock has moved up by 7.0%
- POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 10 quarters, 819.22 Cr → 1.27K Cr (in ₹), with an average increase of 4.8% per quarter
- POSITIVE IMPACT
Retail Holding Up
Retail Investor have increased holdings from 3.42% to 3.50% in Sep 2024 quarter
- POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 10 quarters, 2.80K Cr → 4.95K Cr (in ₹), with an average increase of 6.1% per quarter
NO EFFECTAgainst Peers
In the last 1 year, Shriram Finance Ltd has given 53.6% return, outperforming this stock by 19.1%
- NO EFFECT
Promoter Holding Unchanged
Promoters holdings remained unchanged at 73.35% of holdings in Sep 2024 quarter
- NO EFFECT
Against Peers
In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 126.7% return, outperforming this stock by 96.2%
NEGATIVE IMPACTMF Holding Down
Mutual Funds have decreased holdings from 13.72% to 12.32% in Sep 2024 quarter
Muthoot Finance Ltd Financials
Index Inclusions
Muthoot Finance Ltd Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 73.35% | 0.00 | |
| Foreign Institutions | 9.84% | 13.30 | |
| Mutual Funds | 12.32% | ||
| Retail Investors | 3.5% | 2.49 | |
| Others | 0.98% | 18.99 |
Muthoot Finance Ltd Key Indicators
Muthoot Finance Ltd Valuation
Muthoot Finance Ltd in the last 5 years
Lowest (7.14x)
March 23, 2020
Today (16.75x)
December 6, 2024
Industry (27.66x)
December 6, 2024
Highest (18.50x)
September 27, 2024
Muthoot Finance Ltd Earnings and Dividends
Muthoot Finance Ltd Earnings Results
Muthoot Finance Ltd’s net profit jumped 20.01% since last year same period to ₹1,271.60Cr in the Q2 2024-2025. On a quarterly growth basis, Muthoot Finance Ltd has generated 9.24% jump in its net profits since last 3-months.
Read More about Earnings ResultsMuthoot Finance Ltd Dividends May,2024
In the quarter ending March 2024, Muthoot Finance Ltd has declared dividend of ₹24 - translating a dividend yield of 1.23%.
Read More about Dividends
Muthoot Finance Ltd Technicals Summary
Bearish
Neutral
Bullish
Muthoot Finance Ltd is currently in a Bullish trading position according to technical analysis indicators.
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Muthoot Finance Ltd (MUTHOOTFIN) share price today is ₹1951.55
Muthoot Finance Ltd is listed on NSE
Muthoot Finance Ltd is listed on BSE
- Today’s highest price of Muthoot Finance Ltd is ₹1965.4.
- Today’s lowest price of Muthoot Finance Ltd is ₹1930.1.
PE Ratio of Muthoot Finance Ltd is 16.75
PE ratio = Muthoot Finance Ltd Market price per share / Muthoot Finance Ltd Earnings per share
Today’s traded volume of Muthoot Finance Ltd(MUTHOOTFIN) is 4.38L.
Today’s market capitalisation of Muthoot Finance Ltd(MUTHOOTFIN) is ₹77785.64Cr.
| Muthoot Finance Ltd(MUTHOOTFIN | Price |
|---|---|
52 Week High | ₹2078.75 |
52 Week Low | ₹1261.9 |
Muthoot Finance Ltd(MUTHOOTFIN) share price is ₹1951.55. It is down -6.12% from its 52 Week High price of ₹2078.75
Muthoot Finance Ltd(MUTHOOTFIN) share price is ₹1951.55. It is up 54.65% from its 52 Week Low price of ₹1261.9
| Muthoot Finance Ltd(MUTHOOTFIN | Returns |
|---|---|
1 Day Returns | 14% |
1 Month Returns | 7% |
3 Month Returns | -1.9% |
1 Year Returns | 34.54% |