Bajaj Finserv Consumption Fund Direct Growth

Bajaj Finserv Consumption Fund Direct Growth is an equity fund. This fund was started on 29 November, 2024. The fund is managed by Siddharth Chaudhary, Sorbh Gupta. The fund could potentially beat inflation in the long-run.

1. Bajaj Finserv Consumption Fund Direct Growth has ₹571 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.7.
   

Bajaj Finserv Consumption Fund Direct Growth has given a CAGR return of -3.61% since inception.

Bajaj Finserv Consumption Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Defensive, Consumer Cyclical, Industrial, Communication, Basic Materials, Real Estate, Tech, Health, Financial Services. Its top holdings are United Spirits Ltd, Godrej Consumer Products Ltd, Radico Khaitan Ltd, Maruti Suzuki India Ltd, ITC Ltd

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The objective of the Scheme is to generate long term capital appreciation by predominantly investing in equity and equity related securities of companies that are likely to benefit directly or indirectly from the domestic consumption led demand

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. Bajaj Finserv Consumption Fund Direct Growth has no lock in period.