Bandhan Floating Interest Rates Fund Direct Growth

Bandhan Floating Interest Rates Fund Direct Growth

Debt

Bandhan Mutual Fund

Floating Rate

Get the latest NAV of Bandhan Floating Interest Rates Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.25

▼-0.1%1D

NAV as on 11 Sep 2026

6.58%/per year

Since Inception

Absolute Gain%

▲▼

22 people have invested ₹ 4.6L in Bandhan Floating Interest Rates Fund in the last three months

Bandhan Floating Interest Rates Fund Performance vs. Floating Rate Index

Fund returns vs Benchmark returns vs Category Average returns as on (11-Sep-26)

The fund has consistently outperformed the benchmark (Floating Rate Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.18%
2.04%
3.78%
6.85%
7.89%
6.79%
Floating Rate Index
0.14%
1.53%
2.72%
5.66%
6.8%
6.02%
Floating Rate Avg
0.13%
1.53%
2.79%
5.97%
7.33%
6.44%
Best in Floating Rate
0.43%
2.61%
3.82%
7.41%
8.41%
7.22%
Worst in Floating Rate
-0.04%
1.49%
2.77%
5.68%
7.16%
6.34%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bandhan Floating Interest Rates Fund
-
224Cr
0.08%
6.85%
7.89%
-0.93
6.65
1.07
2.65
0.89
Aditya Birla Sun Life Floating Interest Rates Fund
1/7
13,223Cr
0.21%
6.33%
7.49%
-0.48
4.27
1.37
3.29
1.04
HDFC Floating Interest Rates Fund
2/7
16,426Cr
0.27%
6.24%
7.64%
-0.72
5.43
1.18
2.83
0.93
Kotak Floating Interest Rates Fund
3/7
3,441Cr
0.24%
6.18%
7.79%
-0.55
5.30
1.17
2.77
0.95
See all

Bandhan Floating Interest Rates Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

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Profit

Total Corpus

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Absolute Return
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Bandhan Floating Interest Rates Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

AAA
62.5%
AA
37.5%
Cash allocation has gone up from 6.7% to 7.2%
Cash allocation has gone up from 6.7% to 7.2%
Debt allocation has gone down from 92.8% to 92.2%
Debt allocation has gone down from 92.8% to 92.2%

Bandhan Floating Interest Rates Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Government
62.4%
Corporate
35%
Cash Equivalent
2.5%

Top 2 Sectors in July were Government, Corporate

Jul'26

Government

54%

Corporate

44%

Jun'26

Government

57%

Corporate

42%

Bandhan Floating Interest Rates Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.08%
Benchmark
NIFTY Low Duration Debt Index TR INR
AUM₹224 Cr
Inception Date22 February, 2021
Min Lumpsum/SIP₹1,000/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
865.17%
Risk
Risk meter
pointer
Low to Moderate Risk

About Bandhan Floating Interest Rates Fund

Bandhan Floating Interest Rates Fund Direct Growth is a debt fund. This fund was started on 22 February, 2021. The fund is managed by Debraj Lahiri, Brijesh Shah. This fund is suitable to keep your money safe.

Key Parameters

  1. Bandhan Floating Interest Rates Fund has ₹224 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

Bandhan Floating Interest Rates Fund has given a CAGR return of 6.58% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.85%, 7.89% and 6.79% respectively.

Holdings

Bandhan Floating Interest Rates Fund has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are Indigrid Infrastructure Trust, Bajaj Housing Finance Limited, Aditya Birla Real Estate Limited, Small Industries Development Bank Of India, National Bank For Agriculture And Rural Development

Taxation

As it is a floating rate mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bandhan Floating Interest Rates Fund

The Fund seeks to generate returns by creating a portfolio that is primarily invested in floating rate instruments, including fixed rate instruments swapped for floating returns and other debt and money market instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Floating Interest Rates Fund has no lock in period.

Fund Manager

Debraj Lahiri

Fund Manager of Bandhan Floating Interest Rates Fund, since 14 March 2024

Brijesh Shah

Fund Manager of Bandhan Floating Interest Rates Fund, since 14 March 2024

Learn more about Bandhan Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 221.5 Cr
₹ 215.6 Cr
₹ 222.5 Cr
  • AUM of the fund stands at 221.5 Cr as of Jul'26
  • AUM increased by 5.9 Cr between Jul'26 and Jun'26

Frequently Asked Questions for Bandhan Floating Interest Rates Fund Direct Growth

How do I invest in Bandhan Floating Interest Rates Fund?

INDmoney makes it simple to invest in the Bandhan Floating Interest Rates Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Floating Interest Rates Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Floating Interest Rates Fund?

The NAV of the fund today is ₹14.25. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bandhan Floating Interest Rates Fund fund has generated a return of 6.85% in 1 year, 7.89% in 3 years, 6.79% in 5 years.

Who is the fund manager of Bandhan Floating Interest Rates Fund?

The fund managers are Debraj Lahiri, Brijesh Shah.

What is the expense ratio of the fund?

The expense ratio is 0.08%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹224 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Floating Interest Rates Fund?

The top 3 holdings of the fund are Indigrid Infrastructure Trust(8.75%), Bajaj Housing Finance Limited(8.72%), Aditya Birla Real Estate Limited(6.64%)