Xp Inc. share price logo

Xp Inc. Share Price

NASDAQ: XP

Mid Cap

$18.20

-0.73

(-3.83%)

as on

Xp Inc. Stock Performance

as on March 21, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $17.92
    $18.72
    downward going graph

    1.54%

    Downside

    2.86%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $12.20
    $23.13
    downward going graph

    32.97%

    Downside

    27.09%

    Upside

    downward going graph

Xp Inc. share price movements today

Previous Close
$18.92
Open
$18.64
Volume
4.3M
Day's Low - High
$17.92 - $18.72
52 Week Low - High
$12.20 - $23.13

Xp Inc. Historical Returns

1 Month Return
-17.56 %
3 Month Return
+ 18.18 %
1 Year Return
+ 24.39 %
3 Year Return
+ 64.95 %
5 Year Return
-52.27 %

Xp Inc. Stock Fundamentals & Key Indicators

Check Xp Inc. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$9.6B

EPS (TTM)

11.075

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.14%

PE Ratio (TTM)

9.98

Industry PE ratio

11.722671232876712

PEG Ratio

0

EBITDA

3.6B

Revenue (TTM)

17.8B

Profit Margin

29.09%

Return On Equity TTM

23.72%

Xp Inc. Stock Valuation

Track how Xp Inc. P/E has moved over time to understand its valuation trends.

Xp Inc. in the last 5 years

  • Overview

  • Trends

Lowest (1.80x)

December 31, 2025

Today (9.98x)

March 20, 2026

Industry (11.72x)

March 20, 2026

Highest (8.91x)

March 31, 2021

LowHigh

Today’s Price to Earnings Ratio: 9.98x

Xp Inc. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Xp Inc. with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$9.6B-52.27%9.9829.09%
HOLD$67.4BNA36.5442.10%
BUY$115.1B245.09%30.4915.85%
BUY$242.8B135.18%15.7828.92%
HOLD$251.8B91.16%15.5423.99%

Stock Returns calculator for Xp Inc. Stock including INR - Dollar returns

The Xp Inc. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

Xp Inc. investment value today

Current value as on today

₹1,28,204

Returns

₹28,204

(+28.2%)

Returns from Xp Inc. Stock

₹19,658 (+19.66%)

Dollar Returns*

₹8,546 (+8.55%)

Analyst Recommendation on Xp Inc. Stock

Based on 18 analysts

BUY

77.78%

Buy

22.22%

Hold

0.00%

Sell

Based on 18 analysts, 77.78% of analysts recommend a 'BUY' rating for Xp Inc.. Average target price of $24.03

Xp Inc. Share Price Target

Get share price movements and forecasts by analysts on Xp Inc..

What analysts predicted

24.26%UPSIDE

Target Price

$24.03

Current Price

$18.2

Analyzed by

18 Analysts

Target

$24.03

Xp Inc. target price $24.03, a slight upside of 24.26% compared to current price of $18.2. According to 18 analysts rating.

Xp Inc. Stock’s Investor Sentiment and Interest

Search interest for Xp Inc. Stock has increased by 83% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:83% versus previous 30 day period

Xp Inc. Quarterly Profit & Loss

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Total Revenue
869
836
839
865
785
694
750
4,381
4,592
5,062
Gross Profit
605
573
561
593
524
694
505
2,958
3,082
3,412
Operating Income
1,327
1,281
1,307
1,659
1,380
2,588
1,421
1,433
1,425
1,668
EBITDA
1,405
1,337
1,365
1,772
1,452
-
1,490
1,517
1,515
1,771
Interest Expense
139
181
185
218
194
196
174
169
139
132
Depreciation
71
82
68
65
72
59
74
76
75
-
Income Before Tax
1,193
1,081
1,111
1,483
1,187
1,301
1,243
1,273
1,302
1,560
Income Tax Expense
72
58
60
284
25
120
26
-3
0
259
Net Income
226
210
211
222
209
193
211
1,274
1,292
1,315
Net Profit Margin
26.05%
25.14%
25.14%
25.69%
26.68%
27.81%
28.17%
29.09%
28.13%
25.98%

Xp Inc. Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
350
606
813
1,256
1,667
2,294
2,705
3,025
3,251
18,238
Gross Profit
232
406
527
834
1,094
1,578
1,858
2,040
2,201
12,286
Operating Income
354
684
806
1,606
2,591
4,153
4,048
4,545
6,595
5,913
EBITDA
371
687
812
1,668
2,638
4,347
4,198
4,729
6,917
6,252
Interest Expense
-
63
76
81
53
141
416
607
894
613
Depreciation
-
27
52
90
143
231
205
215
265
-
Income Before Tax
349
596
679
1,497
2,440
3,965
3,568
3,873
5,719
5,341
Income Tax Expense
121
157
186
441
342
231
-140
36
540
273
Net Income
52
130
126
254
406
659
707
783
847
5,068
Net Profit Margin
15.02%
21.47%
15.50%
20.29%
24.35%
28.75%
26.14%
25.89%
26.06%
27.79%

Xp Inc. Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Net Income
1,088
1,088
1,383
1,212
1,180
1,235
1,317
1,330
1,295
Operating Cash Flow
-3,346
-3,346
6,015
4,689
3,819
-2,633
4,756
12,307
-2,384
Investing Cash Flow
-
-717
-548
-300
-
-153
-102
-309
-149
Financing Cash Flow
-63
-63
-2,476
-1,090
-2,153
149
-742
-1,599
-2,735
Change in Cash
-4,117
-4,117
3,009
3,335
1,471
-2,676
3,939
10,396
-5,348

Xp Inc. Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
575
640
1,544
2,421
3,815
3,444
3,936
4,985
5,169
Operating Cash Flow
262
-456
1,527
1,510
-4,020
1,803
8,127
11,178
12,044
Investing Cash Flow
-455
-147
-161
-582
-1,150
-371
538
-1,667
-715
Financing Cash Flow
584
380
4,234
788
6,639
-200
-4,394
-5,784
-4,927
Change in Cash
395
-208
260
1,772
1,091
1,215
4,243
3,699
6,310

Mutual Funds that own Xp Inc. Stock

Check out the Mutual Funds with significant holdings in Xp Inc..

Global Institutional Holdings in Xp Inc.

Funds
Holdings
Capital World Investors
7.72%
General Atlantic Llc
4.39%
Massachusetts Financial Services Company
2.37%
Squadra Investimentos Gestão de Recursos Ltda
0.93%
Bank of America Corp
0.74%

Xp Inc. News & Key Events

  • img

    Today's Timeline - 04 March

    Wed, 08:30 PM

    -

    XP Inc. sees earnings estimate rise 4.7% and shares gain 3.2% over three months.

Insights on Xp Inc.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 6 quarters, 1.16B → 1.31B (in $), with an average increase of 2.4% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 5 quarters, 4.24B → 5.06B (in $), with an average increase of 4.3% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 7 days, XP stock has moved up by 4.0%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Robinhood Markets, Inc. has given 67.2% return, outperforming this stock by 42.2%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Robinhood Markets, Inc. has given 694.0% return, outperforming this stock by 633.4%

About Xp Inc.

o nosso propósito é transformar o mercado financeiro para melhorar a vida das pessoas. começamos em 2001, como um pequeno escritório de agentes autônomos de investimentos em porto alegre. chegamos até aqui com a dedicação de pessoas talentosas que, por meio da nossa cultura de sonho grande, mente aberta e espírito empreendedor, tiveram a autonomia e liberdade que precisavam para transformar o mercado financeiro.porém, sabemos que o desafio é muito maior. os grandes bancos ainda possuem 95% do mercado de investimentos no brasil, mas estamos aqui para romper essa lógica e melhorar a vida de muito mais pessoas. somos exatamente o que o sistema financeiro nunca foi.se você se identifica com esses conceitos e deseja construir algo especial, mergulhe de cabeça nesta oportunidade.
OrganisationXp Inc.
Headquarters20, Genesis Close, George Town, Cayman Islands, KY-1-1208
IndustryTechnology Services
CEOMr. Thiago Maffra
E-voting on sharesClick here to vote

Key Management of Xp Inc.

Name

Title

Mr. Victor Andreu Mansur Farinassi

Chief Financial Officer

Mr. Andre Parize

Chief Investor Relations Officer

Mr. Fabrício Cunha de Almeida

General Counsel

Marco Goncalves

Head of M&A

Gabriel Dos Santos

Head of Recruitment & Selection

Mr. Jose de Menezes Berenguer Neto

Chief Executive Officer of Banco XP S.A.

Mr. Antonio Guimarães

Investor Relations Officer

Mr. Guilherme Dias Fernandes Benchimol

Founder & Executive Chairman

Mr. Thiago Maffra

Chief Executive Officer

Mr. Ygor Gomes Altero

Equity Research Analyst

FAQs

What is Xp Inc. share price today?

Xp Inc. share price today is $18.2 as on at the close of the market. Xp Inc. share today touched a day high of $18.72 and a low of $17.92.

What is the 52 week high and 52 week low for Xp Inc. share?

Xp Inc. share touched a 52 week high of $23.13 on and a 52 week low of $12.2 on . Xp Inc. stock price today i.e. is closed at $18.2,which is 21.31% down from its 52 week high and 49.18% up from its 52 week low.

What is Xp Inc.'s market capitalisation today?

Xp Inc. market capitalisation is $0.01T as on .

How to invest in Xp Inc. Stock (XP) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Xp Inc. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Xp Inc. Shares that will get you 0.0824 shares as per Xp Inc. share price of $18.2 per share as on March 21, 2026 at 1:29 am IST.

What is the minimum amount required to buy Xp Inc. Stock (XP) from India?

Indian investors can start investing in Xp Inc. (XP) shares with as little as ₹93.708 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹937.08 in Xp Inc. stock (as per the Rupee-Dollar exchange rate as on ). Based on Xp Inc. share’s latest price of $18.2 as on March 21, 2026 at 1:29 am IST, you will get 0.5495 shares of Xp Inc.. Learn more about fractional shares .

What are the returns that Xp Inc. has given to Indian investors in the last 5 years?

Xp Inc. stock has given -52.27% share price returns and 27.65% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?