Xp Inc. share price logo

Xp Inc. Share Price

NASDAQ: XP

Mid Cap

$18.75

-0.12

(-0.61%)

as on

Xp Inc. Stock Performance

as on September 16, 2025 at 1:29 am IST

  • Day's High

    $18.75
    $19.11

    1.92%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $10.82
    $20.64
    downward going graph

    42.29%

    Downside

    10.08%

    Upside

    downward going graph

Xp Inc. share price movements today

Previous Close
$18.87
Open
$19.00
Volume
4.0M
Day's Low - High
$18.75 - $19.11
52 Week Low - High
$10.82 - $20.64

Xp Inc. Historical Returns

1 Month Return
+ 7.46 %
3 Month Return
-3.92 %
1 Year Return
-2.02 %
3 Year Return
-3.48 %
5 Year Return
-57.1 %

Xp Inc. Stock Fundamentals & Key Indicators

Check Xp Inc. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$9.9B

EPS (TTM)

9.695

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.21%

PE Ratio (TTM)

11.17

Industry PE ratio

13.037432432432432

P/B Ratio

11.1657

PEG Ratio

0

EBITDA

3.6B

Revenue (TTM)

16.8B

Profit Margin

29.27%

Return On Equity TTM

23.32%

Xp Inc. Stock Valuation

Track how Xp Inc. P/E has moved over time to understand its valuation trends.

Xp Inc. in the last 5 years

  • Overview

  • Trends

Lowest (1.94x)

March 31, 2025

Today (11.17x)

September 15, 2025

Industry (13.04x)

September 15, 2025

Highest (12.65x)

September 30, 2020

LowHigh

Today’s Price to Earnings Ratio: 11.17x

Xp Inc. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Xp Inc. with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$9.9B-57.1%11.1729.27%
HOLD$102.2BNA58.3950.13%
BUY$108.3B439.6%33.5314.87%
BUY$236.1B293.97%17.1828.40%
HOLD$249.7B210.36%17.6922.49%

Stock Returns calculator for Xp Inc. Stock including INR - Dollar returns

The Xp Inc. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

Xp Inc. investment value today

Current value as on today

₹1,02,337

Returns

₹2,337

(+2.34%)

Returns from Xp Inc. Stock

₹2,648 (-2.65%)

Dollar Returns*

₹4,985 (+4.99%)

Analyst Recommendation on Xp Inc. Stock

Based on 18 analysts

BUY

77.78%

Buy

22.22%

Hold

0.00%

Sell

Based on 18 analysts, 77.78% of analysts recommend a 'BUY' rating for Xp Inc.. Average target price of $23.35

Xp Inc. Share Price Target

Get share price movements and forecasts by analysts on Xp Inc..

What analysts predicted

19.7%UPSIDE

Target Price

$23.35

Current Price

$18.75

Analyzed by

18 Analysts

Target

$23.35

Xp Inc. target price $23.35, a slight upside of 19.7% compared to current price of $18.75. According to 18 analysts rating.

Xp Inc. Stock's Interest Amongst Investors

Search interest for Xp Inc. Stock has increased by 129% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:129% versus previous 30 day period

Xp Inc. Quarterly Profit & Loss

All numbers in Millions USD

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Total Revenue
258
305
368
836
325
361
350
694
286
1,794
Gross Profit
15
13
62
573
-8
146
63
694
63
368
Operating Income
-828
-960
-1,026
1,281
-1,166
-724
-964
2,588
-1,262
-1,200
EBITDA
1,026
1,170
1,363
1,337
1,337
1,653
1,482
-
1,440
1,570
Interest Expense
162
152
135
181
181
203
198
196
177
175
Depreciation
47
50
71
82
68
65
72
59
74
76
Income Before Tax
816
967
1,157
1,081
1,088
1,383
1,212
1,301
1,262
1,317
Income Tax Expense
20
-9
70
58
58
265
25
120
26
-3
Net Income
152
201
219
210
206
207
214
193
214
1,318
Net Profit Margin
59.07%
65.78%
59.60%
25.14%
63.43%
57.34%
61.12%
27.81%
74.93%
73.50%

Xp Inc. Annual Profit & Loss

All numbers in Millions USD

Dec 2015
Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
170
205
389
529
874
973
1,095
1,133
1,333
1,214
Gross Profit
170
93
172
231
287
295
364
210
329
309
Operating Income
185
-186
15
-179
74
-615
-1,925
-3,563
-3,864
-3,915
EBITDA
-52
396
664
765
1,719
2,617
4,182
4,052
4,806
6,030
Interest Expense
-
-
61
72
84
52
135
402
617
779
Depreciation
-
-
27
52
90
143
231
205
215
265
Income Before Tax
192
373
575
640
1,544
2,421
3,815
3,444
3,936
4,985
Income Tax Expense
56
130
151
175
454
339
222
-135
36
471
Net Income
19
72
125
118
262
402
634
682
796
738
Net Profit Margin
11.47%
35.33%
32.24%
22.46%
30.05%
41.39%
57.93%
60.25%
59.69%
60.79%

Xp Inc. Quarterly Cash Flow

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Net Income
967
1,157
1,088
1,088
1,383
1,212
1,180
1,235
1,317
Operating Cash Flow
1,789
-1,219
-3,346
-3,346
6,015
4,689
3,819
-2,633
4,756
Investing Cash Flow
-29
570
-
-717
-548
-300
-
-153
-102
Financing Cash Flow
-1,788
-217
-63
-63
-2,476
-1,090
-2,153
149
-742
Change in Cash
-32
-859
-4,117
-4,117
3,009
3,335
1,471
-2,676
3,939

Xp Inc. Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
373
575
640
1,544
2,421
3,815
3,444
3,936
4,985
Operating Cash Flow
4
262
-456
1,527
1,510
-4,020
1,803
8,127
11,178
Investing Cash Flow
-31
-455
-147
-161
-582
-1,150
-371
538
-1,667
Financing Cash Flow
82
584
380
4,234
788
6,639
-200
-4,394
-5,784
Change in Cash
48
395
-208
260
1,772
1,091
1,215
4,243
3,699

Global Institutional Holdings in Xp Inc.

Funds
Holdings
Dodge & Cox
8.07%
BlackRock Inc
7.79%
Capital World Investors
7.53%
General Atlantic Llc
5.62%
Mawer Investment Management Ltd
4.67%

Xp Inc. News & Key Events

  • img

    Today's Timeline - 19 August

    Tue, 09:32 AM

    -

    XP Inc. reports strong Q2 2025 results with 14% increase in client assets and 18% rise in net income despite net inflow decline.

    Tue, 12:34 PM

    -

    XP Inc. earnings call highlights record net income and strategic growth initiatives, targeting BRL20 billion in retail net new money quarterly.

    Tue, 04:06 PM

    -

    XP Inc. releases interim financial statements, showing increased total assets and financial health despite challenges in net inflows.

  • img

    Today's Timeline - 19 August

    Tue, 04:39 PM

    -

    Citi and Morgan Stanley maintain Buy ratings on XP Inc., citing growth potential despite short-term challenges and a positive outlook.

Insights on Xp Inc.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 month, XP stock has moved up by 7.5%

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 1.64B → 1.79B (in $), with an average increase of 8.1% per quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 1.18B → 1.31B (in $), with an average increase of 5.4% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Robinhood Markets, Inc. has given 922.5% return, outperforming this stock by 926.0%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Robinhood Markets, Inc. has given 421.2% return, outperforming this stock by 423.2%

About Xp Inc.

o nosso propósito é transformar o mercado financeiro para melhorar a vida das pessoas. começamos em 2001, como um pequeno escritório de agentes autônomos de investimentos em porto alegre. chegamos até aqui com a dedicação de pessoas talentosas que, por meio da nossa cultura de sonho grande, mente aberta e espírito empreendedor, tiveram a autonomia e liberdade que precisavam para transformar o mercado financeiro.porém, sabemos que o desafio é muito maior. os grandes bancos ainda possuem 95% do mercado de investimentos no brasil, mas estamos aqui para romper essa lógica e melhorar a vida de muito mais pessoas. somos exatamente o que o sistema financeiro nunca foi.se você se identifica com esses conceitos e deseja construir algo especial, mergulhe de cabeça nesta oportunidade.
OrganisationXp Inc.
Headquarters20, Genesis Close, Grand Cayman, Cayman Islands, KY-1-1208
IndustryTechnology Services
CEOMr. Thiago Maffra
E-voting on sharesClick here to vote

Key Management of Xp Inc.

Name

Title

Gabriel Dos Santos

Head of Recruitment & Selection

Mr. Ygor Gomes Altero

Equity Research Analyst

Mr. Guilherme Dias Fernandes Benchimol

Founder & Executive Chairman

Mr. Thiago Maffra

Chief Executive Officer

Mr. Victor Andreu Mansur Farinassi

Chief Financial Officer

Mr. Andre Parize

Chief Investor Relations Officer

Marco Goncalves

Head of M&A

Mr. Fabrício Cunha de Almeida

General Counsel

Mr. Jose de Menezes Berenguer Neto

Chief Executive Officer of Banco XP S.A.

Mr. Antonio Guimarães

Investor Relations Officer

FAQs

What is Xp Inc. share price today?

Xp Inc. share price today is $18.75 as on at the close of the market. Xp Inc. share today touched a day high of $19.11 and a low of $18.75.

What is the 52 week high and 52 week low for Xp Inc. share?

Xp Inc. share touched a 52 week high of $20.64 on and a 52 week low of $10.82 on . Xp Inc. stock price today i.e. is closed at $18.75,which is 9.16% down from its 52 week high and 73.29% up from its 52 week low.

What is Xp Inc.'s market capitalisation today?

Xp Inc. market capitalisation is $0.01T as on .

How to invest in Xp Inc. Stock (XP) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Xp Inc. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Xp Inc. Shares that will get you 0.0800 shares as per Xp Inc. share price of $18.75 per share as on September 16, 2025 at 1:29 am IST.

What is the minimum amount required to buy Xp Inc. Stock (XP) from India?

Indian investors can start investing in Xp Inc. (XP) shares with as little as ₹88.141 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹881.41 in Xp Inc. stock (as per the Rupee-Dollar exchange rate as on ). Based on Xp Inc. share’s latest price of $18.75 as on September 16, 2025 at 1:29 am IST, you will get 0.5333 shares of Xp Inc.. Learn more about fractional shares .

What are the returns that Xp Inc. has given to Indian investors in the last 5 years?

Xp Inc. stock has given -57.1% share price returns and 20.01% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?