Earnings Summary

Live Oak Bancshares Inc’s revenue jumped 275.78% since last year same period to $355.82Mn in the Q4 2023. On a quarterly growth basis, Live Oak Bancshares Inc has generated 185.02% jump in its revenue since last 3-months.

Live Oak Bancshares Inc’s net profit jumped 801.95% since last year same period to $16.16Mn in the Q4 2023. On a quarterly growth basis, Live Oak Bancshares Inc has generated -59.38% fall in its net profits since last 3-months.

Live Oak Bancshares Inc’s net profit margin jumped 140.02% since last year same period to 4.54% in the Q4 2023. On a quarterly growth basis, Live Oak Bancshares Inc has generated -85.75% fall in its net profit margins since last 3-months.

Live Oak Bancshares Inc’s price-to-earnings ratio after this Q4 2023 earnings stands at 22.87.

Live Oak Bancshares Inc’s earning per share (EPS) estimates for the current quarter stand at 0.47 - a 6.82% jump from last quarter’s estimates.

Live Oak Bancshares Inc’s earning per share (EPS) estimates for the current year stand at 0.47.

Live Oak Bancshares Inc’s earning per share (EPS) jumped 800% since last year same period to 0.36 in the Q4 2023. This indicates that the Live Oak Bancshares Inc has generated 800% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Live Oak Bancshares Inc’s return on assets (ROA) stands at 0.01.

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Live Oak Bancshares Inc’s return on equity (ROE) stands at 0.09.

Live Oak Bancshares Inc declared 0.03 dividend per share during the earnings announcement for Q4 2023.