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LOB

Live Oak Bancshares Inc

$40.76

Earnings Summary

Revenue
$86.34Mn
Net Profits
$97.04Mn
Net Profit Margins
112.4%
PE Ratio
9.94

Highlights

Revenue:

Live Oak Bancshares Inc’s revenue fell -38.57% since last year same period to $86.34Mn in the Q2 2022. On a quarterly growth basis, Live Oak Bancshares Inc has generated -21.12% fall in its revenue since last 3-months.

Net Profits:

Live Oak Bancshares Inc’s net profit jumped 52.62% since last year same period to $97.04Mn in the Q2 2022. On a quarterly growth basis, Live Oak Bancshares Inc has generated 181.2% jump in its net profits since last 3-months.

Net Profit Margins:

Live Oak Bancshares Inc’s net profit margin jumped 148.45% since last year same period to 112.4% in the Q2 2022. On a quarterly growth basis, Live Oak Bancshares Inc has generated 256.51% jump in its net profit margins since last 3-months.

PE Ratio:

Live Oak Bancshares Inc’s price-to-earnings ratio after this Q2 2022 earnings stands at 9.94.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Live Oak Bancshares Inc post its latest quarter earnings

EPS Estimate Current Quarter
0.45
EPS Estimate Current Year
0.45

Highlights

EPS Estimate Current Quarter:

Live Oak Bancshares Inc’s earning per share (EPS) estimates for the current quarter stand at 0.45 - a -35.71% fall from last quarter’s estimates.

EPS Estimate Current Year:

Live Oak Bancshares Inc’s earning per share (EPS) estimates for the current year stand at 0.45.

Key Ratios

Key ratios of the Live Oak Bancshares Inc post its Q2 2022 earnings

Earning Per Share (EPS)
0.03
Return on Assets (ROA)
0.02
Return on Equity (ROE)
0.27
Dividend Per Share (DPS)
0.12

Highlights

Earning Per Share (EPS):

Live Oak Bancshares Inc’s earning per share (EPS) fell -97.87% since last year same period to 0.03 in the Q2 2022. This indicates that the Live Oak Bancshares Inc has generated -97.87% annual rate of fall in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Live Oak Bancshares Inc’s return on assets (ROA) stands at 0.02.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Live Oak Bancshares Inc’s return on equity (ROE) stands at 0.27.

Dividend Per Share (DPS):

Live Oak Bancshares Inc declared 0.12 dividend per share during the earnings announcement for Q2 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-05-04
0.7
0.76
8.57%
2022-06-30
0.45
0.03
-93.33%

Company Information

Live Oak Bancshares, Inc. (Nasdaq: LOB) is a financial holding company and parent company of Live Oak Bank. Live Oak Bancshares and its subsidiaries partner with businesses that share a groundbreaking focus on service and technology to redefine banking.

Organisation
Live Oak Bancshares Inc
Employees
630
Industry
Finance