Live Oak Bancshares Inc (LOB)

$39.87

+0.61

(+1.55%)▲

Market is closed - opens 7 PM, 25 Apr 2024

Insights on Live Oak Bancshares Inc

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 355.81M → 29.09M (in $), with an average decrease of 91.8% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 3 quarters, 39.79M → 6.68M (in $), with an average decrease of 59.0% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 118.9% return, outperforming this stock by 40.1%

Performance

  • $38.64
    $39.94
    $39.87
    downward going graph

    3.09%

    Downside

    Day's Volatility :3.25%

    Upside

    0.18%

    downward going graph
  • $19.45
    $47.18
    $39.87
    downward going graph

    51.22%

    Downside

    52 Weeks Volatility :58.77%

    Upside

    15.49%

    downward going graph

Returns

PeriodLive Oak Bancshares IncSector (Financials)Index (Russel 2000)
3 Months
-1.07%
6.8%
0.0%
6 Months
47.72%
28.1%
0.0%
1 Year
78.79%
26.3%
1.3%
3 Years
-39.04%
16.2%
-22.1%

Highlights

Market Capitalization
1.8B
Book Value
$20.23
Dividend Share
0.12
Dividend Yield
0.31%
Earnings Per Share (EPS)
1.64
PE Ratio
23.93
PEG Ratio
0.0
Wall Street Target Price
44.0
Profit Margin
18.9%
Operating Margin TTM
22.45%
Return On Assets TTM
0.7%
Return On Equity TTM
8.62%
Revenue TTM
391.1M
Revenue Per Share TTM
8.82
Quarterly Revenue Growth YOY
25.1%
Gross Profit TTM
508.3M
Diluted Eps TTM
1.64
Quarterly Earnings Growth YOY
8.77
EPS Estimate Current Year
2.22
EPS Estimate Next Year
3.03
EPS Estimate Current Quarter
0.47
EPS Estimate Next Quarter
0.51

Analyst Recommendation

Buy
    55%Buy
    44%Hold
    0
    0%Sell
Based on 9 Wall street analysts offering stock ratings for Live Oak Bancshares Inc(by analysts ranked 0 to 5 stars)
Based on 9 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
5
4
4
Hold
4
5
5
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 10.36%

Current $39.87
Target $44.00

Company Financials

FY18Y/Y Change
Revenue
205.8M
↑ 16.1%
Net Income
51.4M
↓ 48.81%
Net Profit Margin
24.99%
↓ 31.69%
FY19Y/Y Change
Revenue
206.0M
↑ 0.07%
Net Income
18.0M
↓ 64.95%
Net Profit Margin
8.76%
↓ 16.23%
FY20Y/Y Change
Revenue
284.6M
↑ 38.18%
Net Income
59.5M
↑ 230.17%
Net Profit Margin
20.92%
↑ 12.16%
FY21Y/Y Change
Revenue
442.0M
↑ 55.29%
Net Income
167.0M
↑ 180.46%
Net Profit Margin
37.78%
↑ 16.86%
FY22Y/Y Change
Revenue
391.9M
↓ 11.34%
Net Income
176.2M
↑ 5.52%
Net Profit Margin
44.97%
↑ 7.19%
FY23Y/Y Change
Revenue
433.6M
↑ 10.65%
Net Income
73.9M
↓ 58.06%
Net Profit Margin
17.04%
↓ 27.93%
Q4 FY22Q/Q Change
Revenue
94.7M
↓ 6.6%
Net Income
1.8M
↓ 95.82%
Net Profit Margin
1.89%
↓ 40.4%
Q1 FY23Q/Q Change
Revenue
100.6M
↑ 6.19%
Net Income
398.0K
↓ 77.79%
Net Profit Margin
0.4%
↓ 1.49%
Q2 FY23Q/Q Change
Revenue
107.1M
↑ 6.48%
Net Income
17.5M
↑ 4308.04%
Net Profit Margin
16.39%
↑ 15.99%
Q3 FY23Q/Q Change
Revenue
124.8M
↑ 16.59%
Net Income
39.8M
↑ 126.82%
Net Profit Margin
31.88%
↑ 15.49%
Q4 FY23Q/Q Change
Revenue
355.8M
↑ 185.02%
Net Income
16.2M
↓ 59.38%
Net Profit Margin
4.54%
↓ 27.34%
Q1 FY24Q/Q Change
Revenue
29.1M
↓ 91.82%
Net Income
6.7M
↓ 58.62%
Net Profit Margin
22.99%
↑ 18.45%
FY18Y/Y Change
Total Assets
3.7B
↑ 33.06%
Total Liabilities
3.2B
↑ 36.84%
FY19Y/Y Change
Total Assets
4.8B
↑ 31.18%
Total Liabilities
4.3B
↑ 35.12%
FY20Y/Y Change
Total Assets
7.9B
↑ 63.5%
Total Liabilities
7.3B
↑ 70.16%
FY21Y/Y Change
Total Assets
8.2B
↑ 4.33%
Total Liabilities
7.5B
↑ 2.65%
FY22Y/Y Change
Total Assets
9.9B
↑ 19.99%
Total Liabilities
9.0B
↑ 20.62%
FY23Y/Y Change
Total Assets
11.3B
↑ 14.37%
Total Liabilities
10.7B
↑ 18.14%
Q4 FY22Q/Q Change
Total Assets
9.9B
↑ 5.81%
Total Liabilities
9.0B
↑ 6.25%
Q1 FY23Q/Q Change
Total Assets
10.4B
↑ 5.16%
Total Liabilities
9.5B
↑ 5.5%
Q2 FY23Q/Q Change
Total Assets
10.8B
↑ 4.39%
Total Liabilities
10.0B
↑ 4.67%
Q3 FY23Q/Q Change
Total Assets
11.0B
↑ 1.21%
Total Liabilities
10.1B
↑ 1.14%
Q4 FY23Q/Q Change
Total Assets
11.3B
↑ 2.93%
Total Liabilities
10.7B
↑ 5.79%
Q1 FY24Q/Q Change
Total Assets
3.1B
↓ 72.25%
Total Liabilities
2.8B
↓ 73.59%
FY18Y/Y Change
Operating Cash Flow
11.5M
↓ 104.01%
Investing Cash Flow
-850.6M
↑ 58.98%
Financing Cash Flow
860.6M
↓ 2.18%
FY19Y/Y Change
Operating Cash Flow
-493.9M
↓ 4387.17%
Investing Cash Flow
-673.2M
↓ 20.86%
Financing Cash Flow
1.1B
↑ 24.77%
FY20Y/Y Change
Operating Cash Flow
-273.0M
↓ 44.73%
Investing Cash Flow
-2.6B
↑ 287.35%
Financing Cash Flow
3.0B
↑ 177.27%
FY21Y/Y Change
Operating Cash Flow
-119.7M
↓ 56.15%
Investing Cash Flow
-149.8M
↓ 94.25%
Financing Cash Flow
155.0M
↓ 94.8%
FY22Y/Y Change
Operating Cash Flow
124.5M
↓ 203.98%
Investing Cash Flow
-1.4B
↑ 862.83%
Financing Cash Flow
1.5B
↑ 887.9%
Q3 FY22Q/Q Change
Operating Cash Flow
20.7M
↓ 126.23%
Investing Cash Flow
-446.4M
↑ 119.23%
Financing Cash Flow
196.9M
↓ 51.59%
Q4 FY22Q/Q Change
Operating Cash Flow
26.2M
↑ 26.63%
Investing Cash Flow
-539.1M
↑ 20.77%
Financing Cash Flow
526.2M
↑ 167.23%
Q1 FY23Q/Q Change
Operating Cash Flow
158.5M
↑ 505.79%
Investing Cash Flow
-592.9M
↑ 9.97%
Financing Cash Flow
480.9M
↓ 8.61%
Q2 FY23Q/Q Change
Operating Cash Flow
136.5M
↓ 13.87%
Investing Cash Flow
-244.9M
↓ 58.69%
Financing Cash Flow
453.4M
↓ 5.73%
Q3 FY23Q/Q Change
Operating Cash Flow
-13.4M
↓ 109.82%
Investing Cash Flow
-1.4B
↑ 466.07%
Financing Cash Flow
20.2M
↓ 95.53%

Technicals Summary

Sell

Neutral

Buy

Live Oak Bancshares Inc is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Live Oak Bancshares Inc
Live Oak Bancshares Inc
-0.55%
47.72%
78.79%
-39.04%
146.57%
Nu Holdings Ltd.
Nu Holdings Ltd.
-11.5%
34.96%
118.9%
4.26%
4.26%
Icici Bank Ltd.
Icici Bank Ltd.
1.24%
18.83%
17.6%
64.3%
132.39%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
1.95%
42.03%
27.78%
-12.31%
17.74%
U.s. Bancorp
U.s. Bancorp
-4.45%
32.98%
30.97%
-28.0%
-19.73%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-7.86%
15.43%
23.71%
23.95%
-26.94%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Live Oak Bancshares Inc
Live Oak Bancshares Inc
23.93
23.93
0.0
2.22
0.09
0.01
0.0
20.23
Nu Holdings Ltd.
Nu Holdings Ltd.
52.0
52.0
NA
0.41
0.18
0.03
NA
1.34
Icici Bank Ltd.
Icici Bank Ltd.
18.38
18.38
0.0
1.36
0.19
0.02
0.01
347.9
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.22
13.22
3.46
12.65
0.11
0.01
0.04
128.98
U.s. Bancorp
U.s. Bancorp
13.64
13.64
1.14
3.86
0.09
0.01
0.05
31.26
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.62
9.62
0.86
0.83
0.18
0.01
0.01
19.4
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Live Oak Bancshares Inc
Live Oak Bancshares Inc
Buy
$1.8B
146.57%
23.93
18.9%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$52.0B
4.26%
52.0
27.8%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$92.3B
132.39%
18.38
30.73%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$62.7B
17.74%
13.22
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$64.0B
-19.73%
13.64
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$61.3B
-26.94%
9.62
26.58%

Institutional Holdings

  • T. Rowe Price Investment Management,Inc.

    14.17%

  • BlackRock Inc

    6.42%

  • Vanguard Group Inc

    5.58%

  • Diamond Hill Capital Management Inc

    4.25%

  • Barrow Hanley Mewhinney & Strauss LLC

    3.75%

  • Dimensional Fund Advisors, Inc.

    2.95%

Corporate Announcements

  • Live Oak Bancshares Inc Dividends March,2024

    In the quarter ending March,2024. Live Oak Bancshares Inc has declared dividend of $0.03

    Read More

Company Information

member fdic. the live oak story we started live oak bank in 2007 to provide veterinary business loans to small, independent businesspeople looking to expand, remodel, refinance and/or acquire an existing practice. from the beginning, we took a personal approach and saw our clients not as numbers, but as real people facing real-life opportunities and challenges. we offered big bank expertise and experience without big bank attitudes. it worked - for us as well as our clients - and we expanded our veterinary funding programs to serve the needs of private pharmacies and dental offices. today, live oak has clients across america, but we still see each one as an individual entrepreneur who deserves our undivided attention. we're their bank and we take that responsibility very personally. with this philosophy, live oak is now one of the largest originators of small business loans with one of the strongest loan portfolios in the country. we have extensive experience lending to selected niche

Organization
Live Oak Bancshares Inc
Employees
943
CEO
Mr. William C. Losch III
Industry
Finance

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