Live Oak Bancshares share price logo

Live Oak Bancshares

NASDAQ: LOB

Mid Cap

$40.98

+0.25

(+0.61%)

as on

Live Oak Bancshares Stock Performance

as on August 22, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $40.22
    $40.94
    downward going graph

    1.85%

    Downside

    -0.10%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $29.36
    $44.53
    downward going graph

    28.36%

    Downside

    8.66%

    Upside

    downward going graph

Live Oak Bancshares share price movements today

Previous Close
$40.73
Open
$40.75
Volume
264.7K
Market Cap
$2.0B
Dividend Yield
0.28%
Day's Low - High
$40.22 - $40.94
52 Week Low - High
$29.36 - $44.53

Live Oak Bancshares Historical Returns

1 Month Return
+ 1.86 %
3 Month Return
+ 21.72 %
1 Year Return
+ 25.31 %
3 Year Return
+ 27.75 %
5 Year Return
-24.81 %

Live Oak Bancshares Stock Fundamentals & Key Indicators

Check Live Oak Bancshares market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$2.0B

EPS (TTM)

2.88

Dividend Yield

0.28%

Quarterly Earnings Growth YOY

0.45%

PE Ratio (TTM)

15.05

Industry PE ratio

14.685555555555556

PEG Ratio

0.1105982262382865

EBITDA

226.1M

Revenue (TTM)

1.1B

Profit Margin

50.46%

Return On Equity TTM

10.91%

Live Oak Bancshares Stock Valuation

Track how Live Oak Bancshares P/E has moved over time to understand its valuation trends.

Live Oak Bancshares in the last 5 years

  • Overview

  • Trends

Lowest (7.52x)

December 31, 2022

Industry (14.69x)

December 31, 2025

Today (15.33x)

December 31, 2025

Highest (27.31x)

December 31, 2023

LowHigh

Today’s Price to Earnings Ratio: 15.33x

Live Oak Bancshares vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Live Oak Bancshares with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
BUY$2.0B-24.81%15.0550.46%0.27999999999999997%
BUY$132.4B269.73%17.2529.14%167.06%
BUY$102.5B36.87%14.1431.37%278.21%
NA$154.7BNA6.68100.00%2.59%
BUY$106.7B57.69%17.9468.53%0.8500000000000001%

Stock Returns calculator for Live Oak Bancshares Stock including INR - Dollar returns

The Live Oak Bancshares stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Live Oak Bancshares investment value today

Current value as on today

₹1,29,654

Returns

₹29,654

(+29.65%)

Returns from Live Oak Bancshares Stock

₹18,679 (+18.68%)

Dollar Impact

₹10,975 (+10.97%)

Analyst Recommendation on Live Oak Bancshares Stock

Based on 4 analysts

BUY

75.00%

Buy

25.00%

Hold

0.00%

Sell

Based on 4 analysts, 75% of analysts recommend a 'BUY' rating for Live Oak Bancshares. Average target price of $46

Live Oak Bancshares Share Price Target

Get share price movements and forecasts by analysts on Live Oak Bancshares.

What analysts predicted

10.91%UPSIDE

Target Price

$46

Current Price

$40.98

Analyzed by

4 Analysts

Target

$46.00

Live Oak Bancshares target price $46, a slight upside of 10.91% compared to current price of $40.98. According to 4 analysts rating.

Indian Investors' Interest in Live Oak Bancshares Stock

Search interest for Live Oak Bancshares Stock has decreased by -43% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-43% versus previous 30 day period

Live Oak Bancshares Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
220
230
238
239
236
257
258
289
259
272
Gross Profit
101
111
91
91
94
118
120
169
125
130
Operating Income
22
36
17
13
13
31
36
80
40
45
EBITDA
27
41
24
19
20
37
43
83
47
52
Interest Expense
102
107
111
115
112
115
115
116
114
116
Depreciation
4
5
6
6
6
6
6
3
6
6
Income Before Tax
22
36
17
13
13
31
36
80
40
45
Income Tax Expense
-5
9
4
3
3
7
10
35
10
9
Net Income
27
26
13
9
9
23
26
44
30
36
Net Profit Margin
46.19%
48.43%
38.54%
38.03%
40.11%
46.19%
46.52%
58.47%
48.23%
47.82%

Live Oak Bancshares Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
203
253
289
378
506
508
776
929
1,041
Gross Profit
168
193
186
243
426
350
382
396
502
Operating Income
98
46
23
47
210
210
82
89
160
EBITDA
108
62
43
69
232
231
104
112
185
Interest Expense
25
54
87
93
64
116
342
436
460
Depreciation
10
16
19
21
21
20
21
23
24
Income Before Tax
98
46
23
47
210
210
82
89
160
Income Tax Expense
-2
-5
5
-12
43
34
8
11
57
Net Income
100
51
18
59
166
176
73
77
103
Net Profit Margin
82.79%
76.25%
64.39%
64.49%
84.27%
68.97%
49.23%
42.68%
48.31%

Live Oak Bancshares Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
27
26
13
9
9
23
26
46
29
36
Operating Cash Flow
90
83
191
170
104
208
-234
79
87
31
Investing Cash Flow
-278
-385
-828
-586
-599
-485
-322
-497
-273
-628
Financing Cash Flow
202
319
688
357
629
195
786
390
137
708
Change in Cash
14
18
51
-57
135
-81
229
-27
-48
111

Live Oak Bancshares Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
100
51
18
59
166
176
73
77
105
Operating Cash Flow
-287
6
-482
-260
-119
124
620
536
158
Investing Cash Flow
-535
-845
-684
-2,619
-149
-1,442
-1,774
-2,079
-1,904
Financing Cash Flow
879
863
1,069
2,977
154
1,530
1,320
1,568
2,002
Change in Cash
57
24
-97
96
-114
212
165
26
256

Mutual Funds that own Live Oak Bancshares Stock

Check out the Mutual Funds with significant holdings in Live Oak Bancshares.

Funds
Holdings
Shares Held
VANGUARD WORLD FUND
0.132329%
61247
T. ROWE PRICE SPECTRUM FUNDS II, INC.
0.120232%
55648
DEUTSCHE DWS INVESTMENT TRUST
0.118262%
54736
COLUMBIA FUNDS SERIES TRUST I
0.112908%
52258
Victory Portfolios III
0.102055%
47235

Global Institutional Holdings in Live Oak Bancshares

Funds
Holdings
First Trust
0.12%
Motley Fool
0.11%
Invesco
0.09%
Vanguard
5.59%
iShares
3.01%

Insights on Live Oak Bancshares

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 259.93M → 272.47M (in $), with an average increase of 4.6% per quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 30.04M → 36.79M (in $), with an average increase of 18.4% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 219.3% return, outperforming this stock by 198.8%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 55.8% return, outperforming this stock by 47.2%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, LOB stock has moved down by -5.3%

About Live Oak Bancshares

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.
OrganisationLive Oak Bancshares
Headquarters1741 Tiburon Drive, Wilmington, NC, United States, 28403
IndustryBanks - Regional
CEOMr. James S. Mahan III
E-voting on sharesClick here to vote

Key Management of Live Oak Bancshares

Name

Title

Mr. Gregory W. Seward J.D.

General Counsel

Mr. Mark M. Moroz

Chief Banking Officer

Mr. Renato Derraik

Chief Information & Digital Officer and Interim Information Security Officer of Bank

Mr. William L. Williams III

Vice Chairman & Executive VP

Mr. Matthew S. Diffley

Principal Accounting Officer

Ms. Claire Parker

Senior Vice President of Corporate Communications

Ms. E. Dawn Thompson

Senior Vice President of Government Relations

Mr. James S. Mahan III

Chairman & CEO

Mr. William C. Losch III

President

Mr. Walter J. Phifer

Chief Financial Officer

FAQs

What is Live Oak Bancshares share price today?

Live Oak Bancshares share price today is $40.98 as on at the close of the market. Live Oak Bancshares share today touched a day high of $40.94 and a low of $40.22.

What is the 52 week high and 52 week low for Live Oak Bancshares share?

Live Oak Bancshares share touched a 52 week high of $44.53 on and a 52 week low of $29.36 on . Live Oak Bancshares stock price today i.e. is closed at $40.98,which is 7.97% down from its 52 week high and 39.58% up from its 52 week low.

What is Live Oak Bancshares's market capitalisation today?

Live Oak Bancshares market capitalisation is $0.00T as on .

How to invest in Live Oak Bancshares Stock (LOB) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Live Oak Bancshares on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Live Oak Bancshares Shares that will get you 0.0366 shares as per Live Oak Bancshares share price of $40.98 per share as on August 22, 2026 at 8:46 am IST.

What is the minimum amount required to buy Live Oak Bancshares Stock (LOB) from India?

Indian investors can start investing in Live Oak Bancshares (LOB) shares with as little as ₹95.71 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹957.10 in Live Oak Bancshares stock (as per the Rupee-Dollar exchange rate as on ). Based on Live Oak Bancshares share’s latest price of $40.98 as on August 22, 2026 at 8:46 am IST, you will get 0.2440 shares of Live Oak Bancshares. Learn more about fractional shares .

What are the returns that Live Oak Bancshares has given to Indian investors in the last 5 years?

Live Oak Bancshares stock has given -24.81% share price returns and 29.1% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?